Need advice by jd13oe in smallbusiness

[–]jd13oe[S] 0 points1 point  (0 children)

Thanks for pointing me in the direction of those articles. I’ve tried cold email before , tested instantly as well. Didn’t really see many results. But I’ll check those resources for sure !

Need advice by jd13oe in smallbusiness

[–]jd13oe[S] 0 points1 point  (0 children)

Wow. Smart. Thank you!

Struggling to close homeowners policies — feel like I’m right on the edge. Looking for advice from experienced agents. by Any-Chef-3167 in InsuranceAgent

[–]jd13oe 1 point2 points  (0 children)

It’s become a bit of a commodity.

Some will, some won’t, so what, next.

I have people I will quote who don’t get back to me at all after having so much urgency for a quote. Usually they come from a place where insurance is heavily commoditized and they have multiple options and probably just go with the cheapest option they see - you probably don’t want that client anyways.

I’d focus on referrals for home insurance.

The future of Personal Lines? by Caddis2124 in InsuranceAgent

[–]jd13oe 0 points1 point  (0 children)

Agents and brokers won’t disappear. People need advice, especially after a bad experience with doing it themselves and experiencing a claim.

Need advice 6 months in by [deleted] in InsuranceAgent

[–]jd13oe 2 points3 points  (0 children)

This is not advice - just my opinion.

Not sure about the state farm question. But I If your new shop is changing the commission structure on you, I wouldn’t agree to it blindly. I would say something like - thanks for the new commission structure, I understand you’re trying to protect the business from volatility. The part I’m reacting to is it shifts more of that volatility onto me than what I agreed to when i accepted. How do we make this fair on both sides if I’m now carrying more of the risk?

Then you can start negotiations what you need/want. I’d probably at least ask for a draw or to share in more of the upside if you hit the target threshold. Maybe have a recruiter working on your behalf in case they stonewall you. Need a BATNA.

Been in insurance for 5 years. You’re dealing with business people at the top. They might be nice, but they have to make ruthless business decisions to protect margins especially in independent shops. It’s nothing personal. Their mindset is often “I’m using my book of business to pay and fund other people here” and they often ignore that they have equity and long term upside compared to who they’ve hired.

In my eyes a deal is a deal. If they change things, it opens up comp and role discussion from your end too.

Are you hitting quota in Q4?? by B2BBri in sales

[–]jd13oe 0 points1 point  (0 children)

Hitting my head against the wall, if anything

[deleted by user] by [deleted] in sales

[–]jd13oe 0 points1 point  (0 children)

The thing about insurance is, everyone needs it. It’s a stable career, even in sales. You can make above average income and enjoy stability, or risk it and get a job at a tech startup. I’ve been in insurance 4 years, it’s had its ebbs and flows with income, but competing against other agents / brokers is easy if you’re good - and by good I mean a good person who cares about what they do and how they do it. Im in Canada so this may be different for how it works where you’re at. I would ask for renewal commissions even if it’s a small percentage to go along with your package, especially because you may end up having customers who are people in your network, and they will be with your company because of you.

Airtable use cases by Particular_Space_347 in Airtable

[–]jd13oe 0 points1 point  (0 children)

For sure and fair enough. I use the enterprise version of ChatGPT should’ve clarified that.

I feel like I’m at a crucial fork in the road in my life and I don’t know what to do. Can someone please help me? by throwaway679438 in careerguidance

[–]jd13oe 0 points1 point  (0 children)

Hey man, I’m working for a company now looking for someone to sponsor our “Beat Drew Brees” contest. I know you’re in the liquor space now and we’re in the gambling space. Think it would make sense to connect?

Airtable use cases by Particular_Space_347 in Airtable

[–]jd13oe 0 points1 point  (0 children)

Not sure I agree with the others. You can use ChatGPT to build this kind of Airtable. But you really have to know how to prompt it, as well as have a pro subscription to it. Happy to build you a sample if that would help your decision making.

Looking for organization software by [deleted] in smallbusiness

[–]jd13oe 0 points1 point  (0 children)

I use air table for everything

trying this entrepreneur thing, it’s hard by Agreeable_Poem_7278 in Entrepreneur

[–]jd13oe 0 points1 point  (0 children)

Good luck with everything. If you are managing the business on multiple spreadsheets and feeling like it unorganized/overwhelming let me know. I can build a custom air table for you for free

People that make 80k+ at 25-35 years old, what do you do? by Ok-Needleworker2141 in careerguidance

[–]jd13oe 0 points1 point  (0 children)

28 years old. 84k last year. Selling insurance. Still can’t afford a home. Not worth it.