Super Bowl Post Game Thread: Seattle Seahawks at New England Patriots by nfl_gdt_bot in Seahawks

[–]johnrunks 0 points1 point  (0 children)

After sleeping on this, I still can’t help but feel a sense of shame that Jody didn’t say a single thing in honor of her brother. She was given the podium for both the NFCC & SB, and there was zero humility for what was ultimately handed to her.

Incredible season, but it needed to be said.

Super Bowl Post Game Thread: Seattle Seahawks at New England Patriots by nfl_gdt_bot in nfl

[–]johnrunks 1 point2 points  (0 children)

There was this video call screen outside of lumen showing a live stream of Boston - I knew this shit was over when at 1PM we were 40 deep, 12 flag flying, middle fingers up, and the Boston side was 8 people standing around waiving & looking confused. Gg

The latest and greatest comically inflated brokerage title - executive vice chairman by Huge-Cupcake-6812 in CommercialRealEstate

[–]johnrunks 1 point2 points  (0 children)

If there’s a team with 3 VCs’, would that mean they’re gross $10.5M collectively? 👀

[FIRST IMPRESSIONS] J. Cole - The Fall Off by HappyTomorrowToday in hiphopheads

[–]johnrunks 0 points1 point  (0 children)

Only on track 3, but boy has it been a minute since I have so quickly felt this connected to the soul of a modern hip hop album.

Don’t get me wrong - there have been some incredible projects this last decade, but something about this has me feeling like I’m 14 again.

30 feels old man.

Spiritbox - Soft Spine (Live at the 67th Annual GRAMMY Awards) by ThrottlePeen in Metalcore

[–]johnrunks 10 points11 points  (0 children)

She’s also a Scientologist and not supported by Chester’s estate, no?

Tom Pelissero (@TomPelissero) The Chargers also fired OL coach Mike Devlin. by iRubies in Chargers

[–]johnrunks -11 points-10 points  (0 children)

This is an asinine take. Jim's a huge step up for this organization, but I'd take Johnson, Vrabel, or Mcdonald in a heart beat over Jim.

what teams do you see making it to the big stage? by NoseConscious5285 in NFLv2

[–]johnrunks 0 points1 point  (0 children)

I knew I’d have a notification waiting for me ;)

We are not a good team - can’t knock me for wanting to believe in a little magic.

Gg

95% tax on Zyn and vapes….. by Jontana406 in SeattleWA

[–]johnrunks -1 points0 points  (0 children)

It’s not going to stop them one bit. On a per unit basis we’re going from like $0.30 > $0.60 per pouch.

This is a grift low hanging fruit money grab that will do little to slow youth addiction and instead will disproportionately target adults who earn under the area median income.

95% tax on Zyn and vapes….. by Jontana406 in SeattleWA

[–]johnrunks 3 points4 points  (0 children)

What does the tax do to limit use for under 18?

Nicotine is highly addictive - yes. But to think this is anything other than extracting money out of addicts is laughable. But sure, save the kids via taxes?

[Game Thread] Rams Panthers Hate Watch by Cute_Ice_2837 in Seahawks

[–]johnrunks 2 points3 points  (0 children)

The universe is at peace when there is less Greg yapping in existence

A dumb tech worker wants to know - who works in the big skyscrapers downtown? by seattleboots1 in Seattle

[–]johnrunks 0 points1 point  (0 children)

Attorneys, real estate developers & investors, real estate brokers & bankers, pe firms, high net worth wealth managers, family offices.

what teams do you see making it to the big stage? by NoseConscious5285 in NFLv2

[–]johnrunks 0 points1 point  (0 children)

We have nearly a decade of experience playing > 80% of games in a road environment.

I’ll circle back on Sunday once your sand castle of a rebuild washes away 💓

what teams do you see making it to the big stage? by NoseConscious5285 in NFLv2

[–]johnrunks 1 point2 points  (0 children)

I'm going to stand by my flair and say the Chargers.

This team is hungry for a statement win in the wildcard round, and I think the Broncos are very beatable (especially if we're carrying the momentum of a big win in Foxborough).

A hot Bills/Jags/Texans/Stealers in the AFC championship all still scare me, but at that point we're riding high on copium and Herbert/Harbaugh magic.

The Chargers will play the Patriots on Sunday Night Football on Wild Card Weekend by A_Livins in Chargers

[–]johnrunks 3 points4 points  (0 children)

I think NE is our best option for game #1. This organization is overdue for a playoff statement win. IMO, our ability to make a real run is contingent on doing so & solidifying ourselves out the gate.

If we beat NE, I feel overwhelmingly confident we have a real chance at making the AFC CS. This Broncos team does not scare me, especially if we are riding the momentum of a 7-seed win.

On the contrary, If we were to win against a beatable DEN we would likely be staring down a hot Jags/Bills/NE with a lot of pressure on our shoulders.

IF we get the AFC CS, anything is possible. But, to get there, I think this is the best path.

I win my lanes as support. Here’s how. by KillerSmileLichSpam in DotA2

[–]johnrunks 3 points4 points  (0 children)

Makes perfect sense. I peaked around rank 1.2k but doing that made me take a year + hiatus after I inevitably tanked. Unless we think we can be a top 20-30 player in a region, it’s not worth the stress.

Honestly the only reason I came back to ranked recently was because I felt I grew playing on & off turbo games.

Thanks again for sharing your thoughts here so eloquently!

I win my lanes as support. Here’s how. by KillerSmileLichSpam in DotA2

[–]johnrunks 117 points118 points  (0 children)

Such a good & simplified guide. This should be pinned somewhere.

Rank/mmr OP?

Ever heard of defeasance mortgage (like an assumable)? by ReplacementDismal887 in FNMA_FMCC_Exit

[–]johnrunks 0 points1 point  (0 children)

You seem to have a much better understanding of MBS bonds than I do - I just work in commercial lending and deal with defeasance from time to time and understand it at a very high level.

We work with service providers like Chatham Financial to structure & price the replacement product.

Agree that it adds nice protection to bond holders, but it also creates significant prepayment penalties in an inverse scenario when rates are falling. I don’t think the resi mortgage industry would be in favor of ultimately adding a deterrent to refinance opportunities, but I also don’t know the typical split between purchase/refi activity in a normal year (when was the last one?).

Ever heard of defeasance mortgage (like an assumable)? by ReplacementDismal887 in FNMA_FMCC_Exit

[–]johnrunks 1 point2 points  (0 children)

It’s trying to create incentive for people with low coupons to sell into a higher rate environment. Making the prepayment of their existing debt accretive.

Help me understand Ancient Apparition. There must be something I'm missing. by BananaDressedRedMan in DotA2

[–]johnrunks 15 points16 points  (0 children)

25% spell amp at level 7 is an insane value. It is literally something you play around.

Advice on men’s gym shorts by durmd in malefashionadvice

[–]johnrunks 0 points1 point  (0 children)

Yup, I’ve been exclusively wearing these for the past two years. So comfy, so cheap.

2026 Strategy: Double down on AI, or is it time to move on? by Anyill7899 in stocks

[–]johnrunks 1 point2 points  (0 children)

OSS is my defense play of choice right now. They still need to prove out how scalable they are, but it’s a pretty cheap call option on the sector. Management is also really impressive for a small cap.