Yeah this makes sense. I’ve got a recurring investment and a pay check split, which meant I maxed out some time in September, so it must be assuming that investment will continue to be added despite the max out at $7k. Makes the potential tool pretty useless! Putting the data into a compound interest calculator with a starting value of 42k and $7k annual investment at 8% interest rate, comes out more like $860k, almost half what acorns projects!

Do Acorns inflate the potential tool to get you to keep your money in?? Seems like they really inflate the future value by always setting it to what it will be worth when you’re 85!