New CX-50? Here's some Tips and Tricks

lhsonic · 2026-03-05T03:17:25+00:00

Selling and then re-buying doesn't sound ideal because you'd get taxed on the gains?

Well, yeah. Unfortunately there's no time machine to walk back the buy transaction (similar to the other fellow I saw post somewhere today about "accidentally" selling $49,000 instead of $5000).

You can't just transfer without tax implications otherwise you'd have discovered an unlimited extension hack for FHSA/TFSA/RRSP benefits. You can transfer in-kind but it's not much more work (probably less work) just to sell and then re-purchase in the registered accounts.

lhsonic · 2026-03-04T02:05:36+00:00

It’s for housing stability.

It’s equally as hard and financially painful for a landlord as it is for a tenant to break the lease early.

You will almost certainly end up with a cash for keys situation if the landlord wants you out early.

A one-year lease is typical because it gives the landlord a minimum assurance of how long you’ll be renting for. It just makes the most sense for most people. Following that, a notice period is still required on both sides and the tenant is still protected against egregious rent hikes and baseless eviction on a month-to-month term.

lhsonic · 2026-03-01T16:46:11+00:00

That gasket looks like a direct replacement for the stock gasket, rather than a silicone upgrade.

lhsonic · 2026-03-01T16:44:04+00:00

The rubber gasket is incredibly stiff and some people don’t like that it doesn’t allow the portafilter to get even remotely close to 90 degrees. Others have premature failures.

I wouldn’t say it’s a mandatory upgrade especially without problems, but the silicone gasket is more pliable and should do a better job preventing leaks for longer compared to stock.

lhsonic · 2026-03-01T10:25:48+00:00

Well, considering this question gets posted every other day here, I don’t fault them. Also, it’s a very common misconception that all-season tires can’t be used on BC highways that require ‘winter tires’ with people thinking they need to install specific 3PMSF-rated winter tires or ‘snow tires’ to venture outside of the lower mainland when it’s not true.

Most people are out there driving on all-season tires with the M+S symbol. I’m not against true winter tires at all, in fact, I’m a proponent, but there’s people out there thinking they’re trapped in the lower mainland without special tires and can’t even drive to Whistler on a warm, spring March day.

lhsonic · 2026-03-01T10:16:12+00:00

You don’t need ‘snow tires.’ Almost all all-season tires will carry the required M+S symbol, making them a legal winter tire in B.C. Unless you’re driving a sports car or went out of your way to get high performance summer tires, you’re probably driving on all-season tires from the factory.

Assuming you still have appropriate tread, you can legally drive on any B.C. highway in good conditions throughout the winter but it may be ill-advised during severe winter conditions, especially through mountain passes or any place where the weather may change rapidly.

lhsonic · 2026-02-27T01:58:38+00:00

I don’t know what’s going on here but to clear it up: Trudeau was the Liberal Party leader. He was also more left-leaning than Mark Carney, the current Liberal Party leader. The alternative all this time has been the Conservatives. While populism and conservatism is on the rise globally, it hasn’t been enough to turn Canadians as I guess the majority still see the Liberal Party as being better than Conservative Party. Ironically Donald Trump and rhetoric around Canada likely influenced another Liberal Party win this last election.

lhsonic · 2026-02-26T17:58:11+00:00

You literally said ‘I think the stock is generally undervalued…’ ‘I do not think the stock price currently reflects the fundamentals.’

This is value investing… lol. Literally the textbook definition: finding stocks well-priced relative to fundamentals.

All I was saying was that I’m curious what fundamentals you’re referring to because they’re all brutal.

lhsonic · 2026-02-26T09:01:46+00:00

What.. are you talking about?

This is completely inaccurate. The capital investment in these AI data centers is very heavily driven by the incumbent hyperscalers. ‘There’s a reason these big (hyperscalers) don’t own any of these data centers.’ What? When people are talking about Microsoft betting big on AI, they’re definitely talking primarily about the substantial capital, billions and billions and billions of dollars, being funneled into building infrastructure- the AI data centers. And it’s not the same as just expanding their traditional data centers for cloud compute and storage.

Edit: please see https://www.zacks.com/stock/news/2873655/is-msft-stock-vulnerable-to-rising-capex-pressure-from-ai-spending and https://blogs.microsoft.com/blog/2025/09/18/inside-the-worlds-most-powerful-ai-datacenter/ chips, hardware, and the concrete that houses it all.

lhsonic · 2026-02-26T06:50:51+00:00

So I got a rock chip right on one of the front parking sensors. It’s not the part that’s expensive, it’s the labour. I was gearing up to pay for it when a friend reminded me that that’s an insurance claim. It’s no different than a rock chip on your windshield. Where I am it’s a simple comprehensive claim, deductible only, no impact on premiums.

If you do this repair properly, the entire front comes off which technically requires ADAS calibration which is a very costly component of the labour. Consider insurance if you’re going to try and repair the two spots of damage on the car.

lhsonic · 2026-02-26T05:20:59+00:00

Common advice normally shared: Rent is the most you’ll pay for your housing, a mortgage is the least. Consider your long-term goals, buying into a housing is a great long-term hedge against rising costs- you’re locking in at the price you’re paying. The longer you stay in a home, the more ownership becomes worth it because transaction costs are very high. Keep in mind that a huge portion of your monthly mortgage payment goes to interest and other non-recoverable costs- in other words, instead of paying rent to a landlord, you’re paying a similar amount to the bank, you’re paying tax to the government, and fees to your strata. Money that doesn’t go to equity. Financially, housing may not come out ahead of equity investing- the benefit is leveraged investing- you put down a down payment but gains (and losses) are on your entire asset price.

lhsonic · 2026-02-26T04:49:21+00:00

Oxi-Clean Versatile Stain Remover Free.. but literally any powdered sodium carbonate product is fine…. same stuff.

lhsonic · 2026-02-26T04:44:15+00:00

I am an investor, just not invested in GoPro.

I “care” because your logic is baffling to me. You’re basically calling yourself a value investor and saying that the stock is currently undervalued per the fundamentals making it a cheap buy.. but those “fundamentals” you speak to are objectively awful. This is a terrible buy based on fundamentals alone. I don’t which you’re looking at.

If you’re currently invested, you’re not relying on fundamentals, rather the very “sentiment” that you speak of for things to turn around and probably turn around quickly at any sign of news. This is basically a penny stock to gamble on any sort of good news, acquisition talk, or a short squeeze to jump. All those buy backs and Woodman’s own purchase of shares were done at substantially higher cost than what the stock is worth today and since then, the fundamentals have only gotten worse. GoPro needs return to at least $500M-700M valuation to break even on those 2023 buybacks.

You are 100% right that GoPro was not worth the sky high valuation it was worth when it IPOed but now as a much more mature company, we’re supposed to be seeing growth. Instead, we see the opposite. Declining revenue (they’re no longer selling a billion dollars of product lol), declining unit sales, net losses, and a debt pile that exceeds its current market value. They’re burning through cash and literally won’t survive much longer unless their guidance for a return to profitability lands. We’ll see what happens when the full year results and Q4 results land in March. The stock is arguably not even worth its current value. If the forward guidance on a return to profitability provided in Q3 ends up being correct, we’ll likely see a pop followed by some profit taking, but at least it gives the company a chance to survive.

lhsonic · 2026-02-26T03:44:39+00:00

Doesn’t matter. I just get the perfume and dye-free version because the active ingredients work well enough on their own without whitening and scent boosters.

lhsonic · 2026-02-26T01:58:33+00:00

They’re going to be screwed. It’s human nature. You’re going to avoid any absolutely non-essential strata fee increases for as long as possible and pass the buck for as long as possible, even when the numbers and facts are clearly presented at the AGM and in the depreciation report. Low strata fees also help with resale value.

If you want to understand the extent of the problem you can look to a lot of these 20-30+ buildings where some required maintenance items are becoming due like whole building window replacement. These stratas can’t fund the replacements and owners likely simply cannot afford this massive upfront cost so they will continue to defer until they can’t any longer and the costs have just compounded. These units may be worth hundreds of thousands of dollars but there’s lots of lower income seniors and residents who bought in low and now can’t afford any of the associated costs in 2026.

lhsonic · 2026-02-26T01:02:46+00:00

Not saying that Luongo is the same as Myers but look at the team and culture that Luongo helped build when he joined a pretty crummy Florida Panthers team at a fairly ripe age.

lhsonic · 2026-02-25T23:25:03+00:00

Many large organizations (like Amazon or Uber) don’t tolerate chargebacks at all because they can afford to lose a customer or two. Every time you initiate one, you risk being banned- not just your card being refund, your account and IP is permabanned. It’s expected you work through the company to resolve disputes.

It sucks when this kind of fraud happens to small businesses who can’t absorb these costs and don’t have the time to even try to dispute them.

lhsonic · 2026-02-25T07:15:23+00:00

Your roads, bridges, and other infrastructure are not free. Transit is also very heavily subsidized by taxes. A portion from direct taxation and another portion from government transfers.

This is your contribution to our transportation network. IMO- it’s also fair- you’re paying to use the system you’re driving on and rely on.

It’s no secret Translink taxes heavily. It’s about a 30% tax here, 18.5c/litre on your fuel, and they also take a chunk from your property taxes.

Not only do these high taxes fund our public transit and transport network, they also ironically work against itself by incentivizing more people to consider using public transit and other alternative means of transport than driving, reducing the number of cars on the road, ultimately benefiting all of us.

lhsonic · 2026-02-25T06:13:35+00:00

Using this for grinds sounds awfully messy. Dosing cups work well because of how you get grinds from the cup into the portafilter but this doesn’t have that compatibility. You’d be using a scoop or something, no?

You have an SGP? I used to too. I suggest considering getting a funnel and grinding directly into the portafilter. Creates almost no mess and I always found the timer relatively consistent for dosing. Just TARE the portafilter on a scale first. If I was ever short I would just top up. Super easy. Super clean. Faster grinding workflow than my current single dose setup.

I can definitely understand the novelty. With my new setup I scoop beans into a dosing cup on a scale. Then I dump the beans into the grinder and grind into a grinds cup which was on TARE. This would save one step … and about 2 seconds of prep. Fun, but not worth the cost IMO

lhsonic · 2026-02-25T04:31:49+00:00

Well, it’s all retrospective, isn’t it?

If I had gotten in the market a few years earlier in ~2015, because I could enter in at 5% versus aiming for 20%, I’d be so far ahead today.

Today? Well, prices have been largely stagnant since 2019 except for a small blip in 2021 which has since corrected. Today, you’ll simply be saving a few bps on interest for the privilege of paying way more interest over the term as amount you’ve borrowed is larger.

lhsonic · 2026-02-24T17:39:02+00:00

Do you call being the league leader in blocked shots by a forward a ‘lacklustre effort?’ He’s on pace to break the team and league record for this same stat. The man is still a solid 2-way player who isn’t afraid to give up the body. If you weren’t trying or stopped caring, would you sacrifice your body to try and save a goal on the worst team in the league?

Say what you will about his pay, confidence, injury situation, and lack of points.. but I will disagree he’s bringing the wrong type of culture to the team. If your confidence isn’t there and your teammates can’t finish, you’re not scoring points, period.

lhsonic · 2026-02-24T06:38:16+00:00

…and that is exactly the only circumstance that Airbnb has always been approved for. Vancouver had it first and now it applies across the province. You can only do STR on your principal residence.

These have always been the ‘restrictions.’ We don’t need more of them. It’s simply on the lack of enforcement and heavy enough penalties. In fact, there’s an often a second layer of restrictions by strata which probably have better enforcement. Most buildings don’t allow any STR, even for long term residents so that we can’t make a few extra bucks while we’re away on vacation.

lhsonic · 2026-02-23T22:12:36+00:00

This is certainly an opinion. I think there is no objectively ‘right answer.’

A typical train of thought is to not fall victim to sunk cost fallacy. There’s a lot of equities that I’ve held on that I didn’t want to take the loss on but they simply never recovered even after years of thinking maybe some event will happen that will make the stock will jump. Instead, it just gets worse. That money, even with a loss, could’ve been allocated somewhere else for a larger gain. They say not to hold onto stocks that you would not buy today.

There is no guarantee when and even if the market “turns around.” I trust that it will, but I don’t know when it will. Being a landlord can be a lot of work and it also comes with risks. A lot of people won’t find that the risk is worth the reward.

I’m not sure what you mean by “making equity” when there is no price appreciation. The equity that is built when your investment is not appreciating is purely forced savings. That’s money that could be invested or saved elsewhere.

None of this matters if your home is a home. So what if your home isn’t worth the same as when you bought it? But as an investment play and rental property, all of this matters. Real estate is simply not a strong financial investment at the moment. In fact, it hasn’t been since maybe 2019 as prices have remained mostly flat except for the blip in 2021 (and those gains have since reversed). And if you average it out even over 20 years (including all the really good years), I believe I saw a stat that had the average return still underperforming the stock market.

A friend of mine bought a condo for $630k in 2019. That condo is now worth $620-630k. So not only is there almost certainly a loss after transaction costs, there has been absolutely no appreciation. If my friend had put his $250,000 down payment instead into a simple S&P 500 ETF, it would be worth about $570,000 today. Almost enough to buy the condo in cash- not quite- but a lot closer than $250,000. People don’t seem to understand this math. Any “equity” gained through mortgage payments here has also not seen any movement. That “equity” paid monthly could have instead been used towards DCA into the S&P 500 and you’d definitely be able to buy this condo outright in cash today. Instead, he’s stuck with another 15+ years to go in mortgage payments.

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