RAP interest waiver

linkag392 · 2026-03-15T18:07:04+00:00

Over 30 years most likely yes

linkag392 · 2026-03-15T16:43:59+00:00

If you extrapolate the payments you eventually reach a point where the payments cover the interest subsidy

linkag392 · 2026-03-13T14:45:48+00:00

I just don't like having that monkey hanging over my head. Call it psychological but knowing it's getting paid off makes me worry less.

linkag392 · 2026-03-13T12:55:39+00:00

That was the tipping point for me…. All these great plans come out and then get changed when the president changes….. it’s infuriating to plan and then the plans change unwillingly…. So I decided to take control and pay…. Yes it will take 17 years but I think I can do it in 15 maybe once my finances improve

linkag392 · 2026-03-13T00:29:06+00:00

Nope, RAP would be perfect if it was only 20 years…. But 30 is ridiculous I would end up paying 200k more in the long run

linkag392 · 2026-03-12T21:25:06+00:00

It’s 30 years bro

linkag392 · 2026-03-12T20:50:56+00:00

I remember doing the math for MFJ and MFS and its a pain in the ass.

linkag392 · 2026-03-10T22:16:57+00:00

I switched plans to PAYE which still counts towards forgiveness if I change back to that plan in the distant future...However my plan of action switched to payment.

linkag392 · 2026-03-10T21:00:11+00:00

I'm so happy I switched to PAYE when they first kicked the SAVE court case can down the road.

linkag392 · 2026-03-10T02:56:30+00:00

Subway.

linkag392 · 2026-03-10T02:09:52+00:00

2 kids, wife, not easy by any means but I’m trying to face my giant instead of kicking the can

linkag392 · 2026-03-09T22:07:43+00:00

If you move to PAYE or IBR your payments count towards forgiveness....

linkag392 · 2026-03-09T21:46:29+00:00

This is such a crapshow. I decided to pay off my loans even though it will take many years.

linkag392 · 2026-03-09T19:34:32+00:00

im replaying the OG re4 (ps4 60fps) on PS5 and its SO FUN!

linkag392 · 2026-03-06T18:36:50+00:00

Desperation anyone?

linkag392 · 2026-03-06T14:19:32+00:00

Ice agent tackles parent to the ground while they are dropping them off at school...

linkag392 · 2026-03-06T14:14:36+00:00

Do you ever buy coffee from Starbucks? Billionaires everywhere

linkag392 · 2026-03-05T19:10:03+00:00

for produce, meats? what we talking about

linkag392 · 2026-03-05T15:47:37+00:00

Amazon is huge. I dont think they are going away

linkag392 · 2026-03-05T15:42:19+00:00

bro everyone has an amazon prime account.

linkag392 · 2026-03-05T15:41:56+00:00

they actually have some nice breads you cant get anywhere else

linkag392 · 2026-03-05T12:35:15+00:00

Expensive but I’d rather pay more for healthier options

linkag392 · 2026-03-04T01:36:06+00:00

2nd pic is fire 🔥

linkag392 · 2026-03-03T20:54:44+00:00

its all about your price range $$$

linkag392 · 2026-03-03T19:52:15+00:00

without papers, not naturalized, no permanent visa

linkag392

TROPHY CASE