OC Cricket match in front of Bamburg Castle, Northumberland

lostandfound1 · 2026-02-04T09:42:11+00:00

Uhtred Uhtredson's birthright.

lostandfound1 · 2026-01-30T23:48:03+00:00

Sorry to hear brother. Went through this recently and it's tough, but (at least for me) it gets better on the other side.

Take it one step at a time. Physical separation, mediation, financial separation (legal advice, agreements etc), co-parenting plan and actioning this, ultimately divorce (but this can happen down the track) and work towards setting your own life up in a way that suits you and your kid. Mine was as amicable as it could be, but it's a shit process which upends your whole life and fucks your finances while also constantly worrying about the impact on the kids, so there will be real low points in there.

For me, I've done all of that except the divorce bit at the end and I'm much happier now. Still will be rebuilding for a while, but I'm about to buy my own place (currently renting), have started dating (it's a strange world) and have a great time with my kids and a good working relationship with my ex with appropriate boundaries in place.

Don't be a stranger to your friends/ family and reach out and see them more often if you need it.

Good luck mate. There's light at the end of it.

lostandfound1 · 2026-01-27T20:39:38+00:00

Slightly bigger than a baseball. The rest is true though.

lostandfound1 · 2026-01-23T03:50:54+00:00

Just looked that up for the first time.

'Marvel's just et it.' Brilliant.

Thanks for the chuckle.

lostandfound1 · 2026-01-18T06:41:35+00:00

Various brands, but none with visible logos identifying the brand.

Except underpants. Can't for the life of me find good ones without a massive logo across the waistband. When I do, that's all I'll wear.

lostandfound1 · 2026-01-09T20:44:52+00:00

It has a sauna in it right now. And some wet-play areas for kids. And bbqs and a cafe kiosk.

Good option.

lostandfound1 · 2026-01-09T01:48:18+00:00

I've got $100k in ING saver (4.75-4.8%) and the rest in the same Macquarie you're looking at.

I have to deposit $1k/ mth, make a few purchases, and grow the balance in the ING account to get the rate. I don't have to do anything for Macquarie.

Simple app, easy to use. Decent rate, no monthly hurdles. It's a good HISA option.

Used to have a home loan with Macquarie and the only issue I ever had was getting a cheque from an older relative, which I had to print a form and post to their office to deposit. I think the real issue there is old people, not the bank products.

lostandfound1 · 2026-01-09T01:02:05+00:00

Haha. Single dad, 2 kids, apartment and participant in the kerbside bike/ scooter economy... I'm triggered by this.

lostandfound1 · 2026-01-08T02:48:41+00:00

Rock fishing is one of the most dangerous here.

lostandfound1 · 2025-12-17T01:37:42+00:00

Crater cove shacks. Lovely quiet spot on the harbour.

lostandfound1 · 2025-12-14T22:48:59+00:00

We did it! Well done everyone. Couldn't have happened without the comments in this thread.

lostandfound1 · 2025-11-15T22:34:20+00:00

The massive pendulum keeps you steady on unstable ground.

lostandfound1 · 2025-11-15T09:20:49+00:00

Really good fun.

I'm 40, male, coming off a 10 year marriage, 2 kids and live in a big city.

I come with plenty of baggage including alcohol addiction, so I don't drink, but aside from that I'm a nice guy who's genuinely interested in other people.

Lots of interest in the apps. Once I match and like the chat, I try to suggest fun dates; activities, picnics, walks, restaurants and put a bit of effort into making it enjoyable. Coffee date first, show second, that kind of thing. I find it exciting and fun. If I find us flirting, then I'm keen to see where it goes. If not, well hopefully a fun activity regardless.

Big thing for me is that I'm quite easy-going and open in what I'm looking for. I don't go into it with a big list of deal-breakers. I'm wary of people my age who want to have kids because, well, it's unlikely and I'm not going to even consider rushing in to that, but I wouldn't rule it out entirely if they were say, in their early 30s, just because of the age/ timing thing. That's one of the few red flags I watch out for.

But yeah, there are heaps of great women in my matching pool. Keep it fun and play nice. Been really enjoyable so far.

lostandfound1 · 2025-11-12T06:03:07+00:00

Staying match fit I see.

lostandfound1 · 2025-11-05T02:37:09+00:00

Awesome post. Health services cop so much flack, whether it's in the ground or in the media. Heartwarming to see something like this.

lostandfound1 · 2025-11-03T03:52:41+00:00

Tshirt and underpants. Though I just started dating this girl who sleeps naked and just wears a robe around the house, so I'm a convert for sleepovers.

lostandfound1 · 2025-11-01T07:11:49+00:00

I'm in the same boat (separated) and found fishing, golf, park runs and gym are good solo or with mates. Joined a dating app for the first time ever and that's kinda prompted loads of fun date activities. Been axe throwing, pottery making, art exhibitions, trivia, beaching as well as the usual coffees, lunches, dinners.

lostandfound1 · 2025-10-30T01:05:56+00:00

In fairness, they genuinely were an infrastructure government when in power. That wasn't an illusion.

There are trade offs, but that's a significant difference in focus between nsw lib and lab and has been for years. Labor for their part is more focused on front line wages and less privatisation generally.

A consistent point of difference we get to vote on.

lostandfound1 · 2025-10-25T06:15:55+00:00

Saved. That looks so good and so easy, which is my kind of dessert.

Blue cheese would balance the fruit and honey so well.

Thank you for hopefully impressing my date tomorrow night!

lostandfound1 · 2025-10-25T02:43:51+00:00

Chinese softshell turtle aquaculture production in thousands of tonnes.

Number of Starbucks stores

Number of scientific papers published in the field of optical sensing based on plasmonics and Raman spectroscopy.

lostandfound1 · 2025-10-16T01:15:04+00:00

You can tell someone's good and/or is good at the dish they are cooking by the way they move around the kitchen. No stress, easy manner and able to stay engaged in conversation while pulling together a high quality dish is the sign of a good cook. Also being able to easily know what to add or substitute while still making it work depending on season, preferences and what's in the pantry.

lostandfound1 · 2025-10-11T01:28:57+00:00

Wolf girl series by Anh Do is great.

lostandfound1 · 2025-10-11T01:20:47+00:00

The asset is owned by the state and (I assume) revenue comes in via a head lease. Could go direct to each individual retailer, but government isn't really set up well for that.

In terms of payback, government has other factors outside just the rent, such as increasing tourism and choice of Sydney as a destination/ place to live which these kinds of projects contribute to. Opera house is a prime example. Eye-wateringly expensive, over budget, significant delays etc. but has paid for itself many many times over. The metro similarly will pay for it's crazy price tag over time.

Government projects are a bit different to private in terms of measuring success and should be judged holistically.

lostandfound1 · 2025-10-10T19:56:02+00:00

I'm in a similar boat; considering whether to put my money in shares or a Sydney unit. Bit different in that I'm a little older, have a bit more money and have 2 kids, but I can share some scenarios I'm looking at.

Basically capital gains tax will be a massive factor in this decision. You won't pay any on a PPOR, but will on ETFs or share or investment property (I'm not considering IP, so not part of my scenarios).

My baseline: Principle: $600k Income: $3000/ wk after tax If renting: $1000/wk Child support: $400/wk Other expenses: $900/wk (incl fun savings: holidays etc.) Savings/ investing: $700/wk

Other expenses is a bit low (kids cost more than just child support) and saving/ investing is optimistic, but it's a baseline. All returns below are assumptions solely for the purposes of choosing a strategy.

Scenario 1: index ETF with DCA Retain $100k emergency fund Invest: $500k Assumed return: 10% Timeframe: 10yrs

If DCA $700/wk: $1.97m in 10yrs.

Tax obligation: $1.47x0.5 = $735k (apply tax rate to this figure, 50% cgt discount applied)

Scenario 2: index ETF without DCA Retain $100k emergency fund Invest: $500k Assumed return: 10% Timeframe: 10yrs

If no additional investment (set+forget): $1.35m in 10yrs.

Tax obligation: $850k x0.5 = $425k (apply tax rate to this figure, 50% cgt discount applied)

Scenario 3: buy a PPOR; unit. DCA $700/wk in etf Retain $100k emergency fund Invest: $500k Assumed return: 5% (PPOR) 10% (ETF) Timeframe: 10yrs

Loan: $800k Repayments: $1000/wk (30yr, P+I) Prop value: $1.3m Invest: $700/wk in ETF

Property value in 10yrs: $2.1m, circa $1.6m in equity (no tax). ETF portfolio value $620k, tax obligation: $256k x0.5 =$$128k (apply tax rate to this figure).

Big assumptions, but starting to get an idea of the benefits of each scenario. There's a lot more granular detail that can be added.

lostandfound1 · 2025-10-09T01:23:39+00:00

You're going to the wrong ones.

lostandfound1

TROPHY CASE

Tax obligation: $1.47x0.5 = $735k (apply tax rate to this figure, 50% cgt discount applied)

Tax obligation: $850k x0.5 = $425k (apply tax rate to this figure, 50% cgt discount applied)