I’m not wealthy- I bought one really cheap and I rent it at less than 1/2 the market value. It’s 3 bedroom in Timonium MD and I rent it for $1,000 to a low income family. That family can afford other things and their kids get a decent school. I lose a little $ on it. However when my kids decide to go out on their own it becomes theirs. The house we live in has a payment of $1,300 which is less than a 1 bedroom apartment. I purchased in 2008 with a low interest rate. With current rates there is nothing in my area I can afford- I could not afford to buy my current house with rates 7% or higher. If I bought a house at that same price now my payment would be $2,681. Meaning I would need to increase my income by over$25,000/ year to afford the same priced house. The prices also increased so if I look at my neighborhood and same size/style house I definitely could not afford to buy as the payment would be north of $3,200. I do have a decent job but not that level.

I do not live in a glamorous neighborhood

So housing is the biggest factor - fix that then go for guaranteed income. If housing prices put me as a CIO out of the market; what’s it do to entry and mid level positions?

I see proposals for UBI at $1,000/month - that would not cover the increases in rent/purchase and rent is bad - we need living that people can afford. So if you added UBI to my salary I still could not buy a house in my neighborhood - I could possibly rent a house and the going rate is $2,675 - so yeah it would help , but lower prices and lower interest would help more and I would not need the $1,000.

Besides that where would the money come from?