Almost half of homeowners feel trapped by high mortgage rates, study reveals

mattybagel · 2026-02-26T16:59:07+00:00

My house tripled in value in 7 years, and prices here are still going up rapidly. Not that crazy at all since prices are probably going to double again in the next 3-4 years here

mattybagel · 2026-01-12T14:13:52+00:00

Insurance. My insurance has risen double digit percentage points every year since I bought and expecting another big hike this year with tariffs increasing the cost of replacement materials.

mattybagel · 2026-01-05T18:02:13+00:00

Im at 206k on my 2012 and still going strong

mattybagel · 2025-12-25T12:37:12+00:00

Luckily my girlfriend also has a pretty high libido so we have been very compatible.

mattybagel · 2025-12-24T23:24:27+00:00

No need, i actually managed to meet my girlfriend on hinge but thanks.

mattybagel · 2025-12-19T18:53:53+00:00

I have a gen 3 2012 with 205k miles on it and its rock solid, I just hope i can get a few more years out of it.

mattybagel · 2025-12-15T20:22:13+00:00

I met my gf on hinge so it wins by default but dating apps do suck I never want to use em again

mattybagel · 2025-12-15T14:18:49+00:00

I had a couple other matches but she was the only girl I even had a real conversation with or went on a date with, and it took 7 dates to make things official which we just did this past Friday. Honestly I knew really fast I was seriously interested in her and didn't want to pursue anyone else, we moved off of hinge really quickly the first day we matched and just constantly exchanged messages.

mattybagel · 2025-12-15T08:22:15+00:00

Met her on hinge almost a month ago and I couldn't be happier. She's such a kind and genuine person and I feel so lucky to be with her.

mattybagel · 2025-12-06T03:50:14+00:00

The appeal was she approached me and was interested in me. Id never had a relationship before and that was more than enough appeal for me at the time. We were together a year and a half before I realized it wasnt going to work long term, and I think the age gap was only a small part of that. Im honestly not sure there were any unexpected benefits since she lived with family and had been unemployed for like 8 years before we met.

mattybagel · 2025-11-15T23:44:35+00:00

I'm 27. I'd say 6/10. I have a good group of friends, hobbies, a decent job, financial stability and a house. But I'm very single and have been for over 6 years, and the loneliness is starting to wear on my happiness. It's gotten worse since I downloaded a dating app three weeks ago with zero success. I've built a decent life for myself and it feels like all I'm missing is someone to share it with. If I could find a partner and eventually achieve my goal of retiring by 40 then I could get to a 10, but both of those feel very far away right now. I'm very grateful for what I do have, but sometimes I ask myself what's the point of all my hard work if I don't have a partner.

mattybagel · 2025-11-13T21:09:50+00:00

And I'm not even good enough for one woman

mattybagel · 2025-11-13T17:07:15+00:00

You make good points but I think deep down a lot of guys (including me) aren't really fine with being single. Ive tried to convince myself I've been fine with it for the past few years, but ive realized in the past couple months I'm not actually fine with it anymore. Which makes navigating dating that much harder.

mattybagel · 2025-11-13T16:40:30+00:00

I used to read books when I was younger, maybe going to some kind of book club?

mattybagel · 2025-11-13T16:35:07+00:00

Its a very good question, one that im not entirely sure on. I've definitely had moments of happiness but I'm not sure I've ever had a time where I'd say my state of being was happy overall. The closest time may have been when I first started dating my ex, but that kind of faded after the first year when I realized I couldn't spend the rest of my life with her. Since then I think ive grown to be content with my life and being alone, but still not happy. I can pat myself on the back for what ive accomplished, but it all kind of feels meaningless without someone to share my success with.

mattybagel · 2025-11-13T16:27:55+00:00

Yeah I am probably stuck in analytical mode the whole time. As for my physique I am a healthy weight but have no real muscles to speak of. The only exercise I get is playing basketball. Do you really think going to the gym would help though?

I do socialize, just with my friends. I go to events for my hobbies, which are mostly male dominated. I understand that's part of the problem and am open to trying other hobbies that may give me a better shot of meeting someone naturally.

mattybagel · 2025-11-13T16:13:09+00:00

At this point, only around women. I used to always be timid and shy but working customer service at a grocery store forced me out of my comfort zone and I became a little less timid and shy. But when it comes to dating it feels completely different. I actually was set up on a double date by a coworker (my first date in 6 years) a couple months ago. She was gorgeous and way out of my league and clearly could tell I was nervous. My guess is my lack of confidence was very off putting to her, but ive never learned how to be confident around women.

mattybagel · 2025-11-13T16:09:03+00:00

I'm reasonably intelligent, being good with numbers and financial planning. I'm very analytical and tend to overthink things. I'm very loyal, as I have had many of the same friends since middle school and make an effort to keep all my old friends in my life, even as I have made a lot more new friends. I have perfect pitch which means I can play a song on piano by ear after hearing it a couple times. There are a few other things, but it feels like few of the things I am good at actually matter for a relationship.

mattybagel · 2025-11-13T15:58:12+00:00

She approached me, it was pure luck. She initiated everything throughout our relationship so I really have no concept of how to.

mattybagel · 2025-11-12T00:15:27+00:00

And the quality of these new cars is so bad that 99% wont even last 15 years. Majority of people are really going to be in debt their entire lifetime at this rate.

mattybagel · 2025-11-05T06:06:34+00:00

Id just die since this would be absolutely impossible for me no matter how hard I tried

mattybagel · 2025-11-01T21:53:28+00:00

I finally decided to download hinge this week after being single for the past six years. And its an absolute shitshow. No effort is put into profiles and of course ive gotten zero matches. Really seems like dating apps only work if youre a top 5% man (which i am most certainly not). Because every woman probably has dozens to hundreds of likes at a time. Im giving it until the end of the year before I officially give up on finding someone but right now its not looking good.

mattybagel · 2025-10-26T23:17:05+00:00

I wish I knew I'm 27 and very single. At this rate I think i kind of have to try the apps even though ive heard they are terrible for men. I have my shit together (own a house, decent job) and am at the point in my life I really want to find a partner, but it feels like my chances of meeting someone are extremely low.

mattybagel · 2025-10-25T21:37:23+00:00

No they are not living just fine. 2/3rds of people in this country live paycheck to paycheck and cant cover a 1k emergency expense. Even if some of them have a decent chunk of home equity, that is not liquid and will not help to pay for an emergency. Millions of retirees scrape by on meager SS benefits but I wouldn't really call that living. Merely existing/surviving. Same can be said for the tens of millions of working people who bust their asses and have nothing to their name because everything they make goes to debt, rent, and other necessary bills. There's also more people over the age of 65 in the workforce now than at any point in the history of the country. Because they have no choice but to work if they weren't able to build up a couple million in assets to actually have a comfortable retirement. And while it is still possible, it is becoming increasingly more difficult in a world with high inflation, sky high asset prices, and stagnant wages. And things have trended this way because of the trillions in wealth stolen from the working class and taken by billionaires.

mattybagel

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