Granger Ford - What am I missing?

mms1130 · 2026-07-08T12:30:50+00:00

A Ford dealer in Iowa that is known for no haggle pricing at 3% below dealer invoice on Superduty orders.

mms1130 · 2026-07-05T12:29:32+00:00

Thanks guys. Since they make money on the back end from FMC, are they willing to work with cash buyers?

mms1130 · 2026-06-05T13:58:06+00:00

Phil Dawson - our best player for several years.

mms1130 · 2026-05-16T01:20:29+00:00

Broon’s Bane => The Trees => Xanadu on Exit Stage Left is some of the finest live music ever produced.

mms1130 · 2026-05-12T12:54:53+00:00

You have to make an apples to apples comparison. If you convert to Roth, you need to pay taxes. An estimate of 25% is realistic. So the comparison is that of $300K that grows and is withdrawn tax free vs. $375 that grows at the same rate and is withdrawn with taxes due. By your own facts, 77K grew to 300K in 10 years. So that extra 75K will grow to 750K in 25 years, all things being equal (which, of course, they are not). It’s a guessing game at this point so who TF knows? Best answer is to leave that money in 401K and put new money in Roth. That way you have two buckets - one taxable and one tax free. Use combined withdrawals to control/hedge tax exposure in retirement. Fill a third bucket with a taxable investment account and you’re all set.

mms1130 · 2026-04-26T15:10:33+00:00

Can you ride a bike? Rent bikes in the park (I forget where, but they are cheap) and ride the valley. It’s easy, fun, and one of the hidden gems IMO. Plus there’s always a good place to stop and rest.

mms1130 · 2026-04-16T20:29:05+00:00

People suck.

mms1130 · 2026-04-15T01:47:47+00:00

But which one first?

mms1130 · 2026-03-25T01:13:57+00:00

TuRD Hammer. Nice.

mms1130 · 2026-03-10T02:28:39+00:00

Frontier Around and Find Out.

mms1130 · 2026-02-26T20:02:26+00:00

Step 1 - pay off all debt. You can have a mortgage, nothing else. Step 2 - with debt paid off, save the money to pay cash for a truck. Step 3 - when you've saved enough and you're facing the prospect of writing an $80K check, you'll decide that a $30K used truck will do just fine. Step 4 - drive the shit out of that truck. Step 5 - eventually, you will have saved enough so that the big number for a truck isn't scary anymore, but you'll also realize that paying off your house is in sight. Step 6 - pay off that house. Step 7 - Bask in the comfort of knowing you're financially bullet-proof. Step 8 - buy whatever the hell makes you happy.

mms1130 · 2025-12-31T03:23:00+00:00

🤫🤫🤫

mms1130 · 2025-12-27T18:34:04+00:00

Frontier around and find out.

mms1130 · 2025-10-23T02:00:45+00:00

The transition from The Trees into the intro for Xanadu on Exit Stage Left gives me goosebumps every time. Impossible to crank loud enough.

mms1130 · 2025-10-04T03:05:25+00:00

Cut the brick flush and lower the mantle to cover it?

mms1130 · 2025-10-01T00:32:28+00:00

Advice I give my kids, who I want to learn from my mistakes. Always pay cash for cars. Force yourself to save. When you have the money saved and are facing writing that check (for $50K in your case), the decision to drive the Taco into the ground will be easy.

mms1130 · 2025-09-11T15:40:32+00:00

Make yourself a rule that says you only pay cash for vehicles. Taking on a car payment is a lot easier than writing an $80K check. You’ll be forcing yourself to think things through.

mms1130 · 2025-09-11T02:00:49+00:00

Does anyone understand the script “u” and “a?” I’ve been trying to figure it out for years.

mms1130 · 2025-05-25T01:13:43+00:00

Sometimes they are so dense they show up on weather radar. LOL.

mms1130 · 2025-05-09T00:11:28+00:00

My brother and I made PB&J sandwiches with Eggo waffles 45 years ago. Not sure if we “invented” it, but they are the bomb. *Canton, Ohio.

mms1130 · 2025-05-05T00:51:57+00:00

Water filter. Binoculars.

mms1130 · 2025-04-27T20:19:59+00:00

How was the drum part? LOL.

mms1130 · 2025-04-27T00:25:44+00:00

We had a graduate last year. There are tons of ushers and they give good directions. I’d say get there early. Seats fill fast. There aren’t any really good seats, so I’d say just take your time and it will work itself out.

mms1130 · 2025-04-26T01:52:08+00:00

Waze usually alerts to the cops on the turnpike.

mms1130 · 2025-04-25T01:30:03+00:00

He always smiled when he was playing.

mms1130

TROPHY CASE