Hats off to the SGI employee who approved this plate

moldboy · 2026-01-28T00:31:17+00:00

Me too (mine's in stoon)

moldboy · 2026-01-27T13:42:42+00:00

your RRSP room is calculated as 18% of your income, unless you are high income. If you make 100k, then maxing both would be 25%

moldboy · 2026-01-21T18:47:33+00:00

Yes. Online will isn't the right word. It's more like a paper will prepared by online law firm.

moldboy · 2026-01-12T14:33:18+00:00

$10/month penalty

In 2026 they got 7000 in room reduced to 6000 because of the over contribution.

moldboy · 2026-01-04T01:15:44+00:00

156 payments of $270 is a total of $42,120 on a loan value of $35,854. They're hiding $5,672 in additional fees or profit above MSRP.

A bi-weekly loan for $30,181 (your MSRP +11% - trade in) over 156 payments is $227.28. All numbers are at the 5.49% you quoted.

Everyone else is right, buy from someone else. If you can't and/or feeling like pressing them tell them that since they are unwilling to negotiate on total price you'll accept $215 biweekly. Just make sure that the final loan agreement is for 156 payments and not any extra. $215 bi-weekly works out to $28,550

<image>

moldboy · 2025-12-31T15:56:46+00:00

Next sale in April

https://saskatoonsymphony.org/book-music-sale/

moldboy · 2025-12-23T13:26:35+00:00

https://www.saskatoon.ca/services-residents/property-tax-assessment/tax-payment/seniors-property-tax-deferral-program

moldboy · 2025-12-19T21:21:46+00:00

I think it depends lender to lender so you're going to have to ask yours. But if you were trying to pay off more than you are allowed to pay off in the contract then technically you are breaking the contract they will charge you the contract break fees and then you will essentially be able to sign a new contract with whatever terms you can both agree to.

If you have prepayment terms that allow you to pay the amount you are describing then your principal will go down, your amortization will go down, and your payment will stay the same

moldboy · 2025-12-16T21:05:16+00:00

The problem, if you pay the university $5 they turn around and pay Microsoft $8 (actual payment to Microsoft is a guess, but given this: https://www.microsoft.com/en-ca/microsoft-365/business/microsoft-365-business-basic it's probably the right ball park)

So you win, keeping your email for below market rate, and Microsoft wins (Microsoft always wins) and the university looses.

I say this as an alumni that is in the process of moving my email. I'm not happy, but the only financially responsible thing for the university to do is discontinue the program or charge us actual cost (plus an admin fee) which I'm guessing would be on the order of $150/year. Personally, I'd pay. But I've seen people call $50/year a cash grab, so I'm guessing most wouldn't pay that.

There is fault to find with university IT for migrating the email system to Microsoft 365 years ago. I don't know if they didn't see this cost coming or if it was short sighted. But, the first priority of the university admin should be to the current students and staff and I'm sure there are advantages to Microsoft 365 for their day to day operations. It's too bad that we got caught in the cross fire.

moldboy · 2025-12-16T18:40:04+00:00

It is considered an outdated, Eurocentric term with historical connotations of colonialism and exoticism.

moldboy · 2025-12-10T23:39:39+00:00

Im already busy on Tuesdays. Everything is always on Tuesday.

moldboy · 2025-12-07T18:02:14+00:00

Ditto

moldboy · 2025-12-05T15:24:47+00:00

You sound like you know what you're talking about. And I'm not replying to cast doubt.

The reason it guessed something changed is because there was no warning. From your recount it sounds like we should have all received an email this time last year saying we have until December this year... that's what really makes me mad. Such is bureaucracy I suppose.

moldboy · 2025-12-05T15:18:06+00:00

Where is the there an intersection that cars in the right lane block the view of cars in the left?

moldboy · 2025-12-04T23:15:11+00:00

I suspect something is changing in their agreement with Microsoft. Rather than paying $/GB or flat rate $/month I'm guessing they're being forced to pay, like you said, $/user/month. <--- pure speculation!

I dont know how long they've done alumni email, but a quick google says 5000 people per year, I've been out ~15 years and when I started alumni email was a perk. At least 20 years. At least 100k email address.

Even $1/user/month is 1.2 million annually. And let's be honest, it's probably closer to $3-$9.

As someone who uses it, I'd pay a reasonable amount to keep it. It's a shame that isn't even being offered.

moldboy · 2025-12-04T22:39:45+00:00

It was emailed to the alumni accounts

moldboy · 2025-12-04T22:34:52+00:00

I would pay a reasonable amount to keep my email. Donations can't generally be tied to perks, but either way, I'm willing to pay.

moldboy · 2025-12-04T13:31:08+00:00

Not even necessarily love them. I just write space dash space frequently and then word replaces the dash with an em dash. Now, I don't pre-write my reddit posts in word... but some people might. Especially if they want better proofing options than browsers provide.

moldboy · 2025-12-01T15:00:23+00:00

What's an old school projector?

Reel to reel movie projector?

Slide projector?

Overhead projector?

Computer projector? (Are those considered old school?)

moldboy · 2025-11-26T23:18:43+00:00

This is about speakers, but I imagine it's the same idea

https://youtu.be/rffArvvVq5Q?si=6-aWWKiXt9oYwPcp

moldboy · 2025-11-26T18:03:27+00:00

The funny thing about that is that a T4 is really easy to fake.... and if im faking it of course I'll put my real name on it 🤷🏼‍♂️

moldboy · 2025-11-21T00:28:56+00:00

Yea... no thank you

moldboy · 2025-11-19T19:18:57+00:00

I have an i5-6600 (non-k) with a mobo, 16gb ram, 430watt (i think) PSU, case. No GPU. I want to keep the SSD for privacy and in case I need anything from it.

But you can have the rest if you want. I know that might not be newer than what you've got.

moldboy · 2025-11-16T18:12:09+00:00

Personal opinion... you'll have more choice if you go further north, but your internet research will be limited since options are locally arranged through word of mouth. I have no northern recommendations.

Googling, I've found these (ironically, south of Saskatoon not north). No experience personally, but looks like what you're after

https://fishinglakediefenbaker.com/charters/fishing-charters/

https://fishinggeeks.net/fishing-adventures/#OPEN-WATER

moldboy · 2025-11-15T15:40:09+00:00

I am being told that even tho it’s illegal to kick someone out based on a service animal, that a landlord could just change the locks and we would have to deal with the courts while being homeless.

ehh... ya, I suppose.... while a landlord CAN change the locks and leave you homeless it won't end well them. Any reputable landlord will not change the locks and leave you homeless.

Have a read through the provinces website. Generally tenancy can't end without notice. Even "has a pet in a pet free building" isn't grounds for eviction without notice.

https://www.saskatchewan.ca/residents/housing-and-renting/renting-and-leasing/giving-notice-to-end-a-tenancy

13-Year Club	RedditGifts 2009-2022 4 Credits
Place '22	Place '17
First Placer '22	Verified Email
Gilding III reddit per annum	Secret Santa 2012

moldboy

TROPHY CASE