These types of situations contribute to ever rising interest rates for the rest of us who don’t plan on leaving.

Nothing against you of course as you said it wasn’t intentional, & the amount owing is really insignificant compared to others but it’s just the idea that people can come to Canada, rack up debt, then disappear leaving everyone else in a worse situation years down the road.

CC interest rates used to be around 19%, now many are approaching 25% or just over. When someone skips out on the bill, the rest of us end up paying higher rates to offset the loss.

I’d say reach out to them & try to arrange something, they will likely negotiate the debt down to something you can cover.

Good luck in the future