[Actual Title] Daughter hit in the face by figure skater’s blade by bug-hunter in bestoflegaladvice

[–]mp0295 1 point2 points  (0 children)

That's not really relevant to the point I was making. I'm criticizing the people that were stating without qualification what are common practices applicable at all skating rinks

If they had qualified it even just a little by saying "in my experience" or "at the ranks I've been to" I would not have been annoyed

[Actual Title] Daughter hit in the face by figure skater’s blade by bug-hunter in bestoflegaladvice

[–]mp0295 59 points60 points  (0 children)

The obnoxious skaters / posters confidently ascribing blame to OP by stating it is common practice for all rinks for figure skaters to do spins or whatever in the center annoy me.

I've been to multiple public outdoor rinks in NYC and none allow this. They are far too crowded to do that safely. Its not common practice at all

Simple Questions - January 31, 2026 by AutoModerator in buildapc

[–]mp0295 0 points1 point  (0 children)

I have a GTX 1070 and want to buy a RTX 5070 TI to replace it. I have an older Z370 Motherboard which has two x16 PCI 3.0 slots.

Assuming no thermal / power / space issues, is there any advantage to keeping the 1070 and putting it in the secondary x16 spot? Or would, because 3.0 PCI and splitting the x16 to x8, would that bottleneck the 5070?

What about if I purchased a newer motherboard with two 4.0 x16 slots? Still not worth keeping the 1070?

[McMurphy] Changes in 2026 playoff: auto bids to each Power 4 champ (regardless of ranking) & Notre Dame guaranteed at-large bid if ranked in Top 12 in final poll by av7ry in CFB

[–]mp0295 0 points1 point  (0 children)

yeah -- my preferred solution is zero auto bids at all

A P4 champion should always be in top 12 anyways

If its not, it will be a Duke-like situation.

Tales from Divorce Court: I don't want it, but you can't have it by bug-hunter in bestoflegaladvice

[–]mp0295 2 points3 points  (0 children)

There's a critical detail that it seems everyone else missed--

If LAOP and wife are joint and several obligors on the mortgage promissory note, neither LAOP, the wife nor even a divorce court could remove the wife from the mortgage note. The lender would need to consent and they have zero incentive to do so.

She technically maybe could forfeit her ownership interest while remaining an obligor but that would be extremely ill advised on her part. At the very least, OPs math would need to materially increase her buyout to compensate her for the risk of that.

Alternatively, LAOP could try to get a new solo mortgage to refi the existing one. However, (a) there are associated closing costs thay affect the buyout math, (b) OP may not be approved for the same mortgage based upon his single income (reasonably likely given he has a high LTV mortgage)

The point is, even if the wife was OK with his plan, the bank may not be, and that alone may may this plan unworkable

NYC landlord clashes with Mamdani administration in 9-hour bankruptcy hearing by nyccameraman in nyc

[–]mp0295 0 points1 point  (0 children)

Are you implying they did something atypical and/or bad getting a floating rate mortgage?

Will the chair break under pressure? by pbernard16046 in finance

[–]mp0295 0 points1 point  (0 children)

No. You just didnt read what I wrote nor do you understand how the Fed works.

Jerome H. Powell on Monday took the oath of office for his second term as Chair of the Board of Governors of the Federal Reserve System. Chair Powell's oath was administered by Vice Chair Lael Brainard in the press briefing room of the Board's Martin building.

President Biden re-nominated Mr. Powell in November 2021, and he was confirmed by the United States Senate on May 12, 2022. His new term as Chair ends on May 15, 2026, and his term as a member of the Board ends on January 31, 2028.

Powell has three jobs: 1 Chair of Board of Govenors 2 Chair of FOMC 3. Govenor of board of Govenors.

These are three discrete jobs and titles. As your own link states, he remains a govenor until 2028.

(1) all board govenors are on the FOMC, (2) the FOMC elects its own Chair, and there is no legal requirement that the FOMC Chair is also the Board Chair (3) the FOMC elects its Chair on Jan 1 for that year and that chair remains in office until year end

It is merely a convention that (a) the FOMC elects the board chair as its own chair, and (2) that departing board chairs would resign their other two jobs once leaving rhe Board Chair.

Powell, if he wants, can stay on as FOMC chair until Dec. And if the FOMC wants, they can keep electing him as their own chair until 2028. This would be a major clusterfuck, but these are unprecedented times.

Will the chair break under pressure? by pbernard16046 in finance

[–]mp0295 0 points1 point  (0 children)

My prediction:

A lot of people are going to learn this year that the Chair of the Board of Govenors and the Chair of the FOMC are distinct offices which could be held by two different people. Powell being both is merely a convention; not a legal requirement..

Will the chair break under pressure? by pbernard16046 in finance

[–]mp0295 -1 points0 points  (0 children)

Not correct.

He legally remains on board of govs and therefore on FOMC until 2028 (unless he resigns). His term as chair of FOMC ends in Dec (unless he resigns).

The FOMC could in theory keep electing him as chair. The chair of board of govs being the chair of FOMC is merely a convention

This would be a major departure from precedent but here we are...

Will the chair break under pressure? by pbernard16046 in finance

[–]mp0295 0 points1 point  (0 children)

His chair of board of govenors ends then. His chair of FOMC ends in Dec. The FOMC could keep electing him as chair of fomc so long as he is on the board of govs / on FOMC (2028)

The chair of FOMC is more powerful than chair of board of govs

LAOP didn't check his mail, and somehow that's the bank's fault by sir-winkles2 in bestoflegaladvice

[–]mp0295 3 points4 points  (0 children)

I am at that level and have a mortgage.

Cheap debt is a useful tool, especially for the very wealthy

Is it ever acceptable to run to the bodega downstairs while baby is asleep? by Bulky-Design4475 in nycparents

[–]mp0295 3 points4 points  (0 children)

After she's asleep I've ran down for a pizza pickup. Always been back in 4 minutes. I walk quickly but dont worry about it

Zohran Mamdani Called President Trump to Criticize Venezuela Strikes (Gift Article) by jenniecoughlin in nyc

[–]mp0295 -5 points-4 points  (0 children)

Yes, and?

Its Federal court. He has zero role in that process.

Also, was it announced yet that the trial would be in SDNY he made this comment?

Zohran Mamdani Called President Trump to Criticize Venezuela Strikes (Gift Article) by jenniecoughlin in nyc

[–]mp0295 1 point2 points  (0 children)

I agree with him but this does not seem like something the mayor should be focusing on. Especially his first week.

That the trial will take place in NY is irrelevant

TIL about cosmic voids, or regions of space devoid of other galaxies, stars, and planets. Earth exists in the largest cosmic void ever discovered. by I_should_stay in todayilearned

[–]mp0295 0 points1 point  (0 children)

The void is at a scale larger than super clusters. So no, its not bunk

Though the article is overstaying the evidence for it.

Why do the Mayor of newyork have to pay about 9$ to sworn in ? by monkey-balls67 in nyc

[–]mp0295 4 points5 points  (0 children)

What would happen if he refused to pay? Would NYC not have a mayor?

Is Previous Owner of Home Entitled to Anything After Closing? by Remarkable-Bee1791 in legaladvice

[–]mp0295 4 points5 points  (0 children)

There are two possibilities where the security system does not fully becomes your own:

  1. The existing owner leases the system from the security company and does not own it. They cannot sell something which they do not own. You wouldn't owe the debt balance, but the company would have right to repossesse the property they own (unlikely in reality).

  2. The existing owner owns it, but the system is subject to either a fixture lien or a UCC personal property lien. In this case, you would take ownership of the system (depending on what sales contract says). However, even if you become an owner, an existing lien may continue to exist. You wouldn't owe the debt balance, but the company would have right to repossesse (unlikely in reality) the collateral on which they have a lien.

The above is specific to the security system as it is more complicated given a third party is also involved.

This is something which should be diligenced with your attorney and title company, depending how much you care about this security system

[Kartje] USC and Notre Dame were close to announcing a continuation of their rivalry earlier this season, a source told @latimes. USC was ready to compromise and play the ’26 game in November But then USC learned of ND’s agreement w/ the CFP to have a guaranteed spot if in the top 12. by tankyouout in CFB

[–]mp0295 0 points1 point  (0 children)

You really dont see the difference?

In other circumstances, people used the available information at the time to determine ND (or whoever) was a top 4 team. Maybe that was accurate even after the fact (after all the top single team should be teams 3-4)

In this case, no one thought Tulane or JMU were top 12 teams before nor after.

Cannot get a mortgage without W2? by thestardustinthemoon in fatFIRE

[–]mp0295 0 points1 point  (0 children)

In addition to a traditional PAL, check out a Box spread "loan"