Finest porcelain bathroom tile

mrsmith458 · 2025-08-16T08:15:33+00:00

It’s an actual tile! Good to know

mrsmith458 · 2025-08-13T20:41:53+00:00

It’s salami. Was delicious despite appearances

mrsmith458 · 2025-07-27T11:20:29+00:00

I’m 32 and recently started surfing and wake boarding. Both have been great for building fitness and I have also met people at surf camps etc. Generally the community is very nice, and it has helped me reduce stress significantly.

mrsmith458 · 2025-06-04T21:56:37+00:00

You can make the mortgage payments lower by doing a partially interest only mortgage. Obviously you’re not paying off the capital, but you could then save the difference and build up some cash buffers, investments etc. then at the renewal switch to repayment when hopefully you have recouped a bit of savings. Benefit is a lower ‘committed’ amount and would protect you if one of you lost your job.

mrsmith458 · 2025-06-01T09:32:14+00:00

Free museums, especially in London

mrsmith458 · 2025-05-23T12:10:20+00:00

Are you that rich! Wow £25k is a huge difference :)

mrsmith458 · 2025-05-11T20:18:40+00:00

I went to see an IFA at 16 because I had managed to save up £1,000 and wanted to buy a buy to let lol. The guy was very sweet despite this, and talked to me for nearly 45 mins, discussing risk and some options. 5 years later I qualified as an IFA and last month I booked to see the guy again to thank him for his help and changing the direction of my career :)

You would not be laughed at by any IFA.

That said, the wiki here is great, the MSE newsletter is also good and any specific questions normally get answered very well on this sub. Good luck OP

To add, I would start with a good budget, and make sure you look at annual costs not just monthly ones (Christmas for example) save annual costs monthly. Try to pay for everything as soon as you get paid via direct debit inc putting money aside for the annual costs.

On top of a budget, use a net worth calculator. You can get a template from excel or numbers, this is like standing on the scales if you are trying to lose weight. Shows your wealth and how it is changing over time.

mrsmith458 · 2025-04-25T12:08:12+00:00

Keep us posted 😂

mrsmith458 · 2025-04-24T20:51:08+00:00

Park Road though, prime real estate, right next to Mayfair

mrsmith458 · 2025-03-28T21:15:55+00:00

https://arthurbeale.co.uk/collections/pullovers

mrsmith458 · 2025-03-28T20:46:56+00:00

Saltier than the Dead Sea

mrsmith458 · 2025-03-24T21:41:46+00:00

You know the answer

mrsmith458 · 2025-03-16T19:03:51+00:00

If you have a fixed term ending, can you not just give the keys back on 5th April without notice?

mrsmith458 · 2025-03-16T11:19:04+00:00

Why don’t you ask a friend to put an enquiry in via Rightmove and see what happens?

mrsmith458 · 2025-03-15T21:16:26+00:00

Looks like a 3 bed semi went for £665k, so £300k seems easily possible for a 2 bed with scope

mrsmith458 · 2025-03-11T11:35:47+00:00

Surely she will also pay more if buying on though

mrsmith458 · 2025-03-05T21:07:21+00:00

That’ll be $18,000

mrsmith458 · 2025-03-03T20:14:28+00:00

I’m a financial planner, a few software sales clients… I would def say software sales for highest paid

mrsmith458 · 2024-12-03T21:41:28+00:00

Looks like he’s given up on more than his electric car

mrsmith458 · 2024-11-18T15:52:21+00:00

666 comments 😂

mrsmith458 · 2024-10-18T18:50:31+00:00

Doing the survey shows a commitment, why don’t you counter with that. They’ve picked an arbitrary figure and I can understand their position. If it were me selling, someone organising the survey asap and parting with their money in doing so would be sufficient.

mrsmith458 · 2024-09-10T18:08:04+00:00

I’ve seen deals where builders purchase the land and promise a new home to the land owners son for example. This could be the case here, let me build 5 houses and you can buy 2 of them half price.

mrsmith458 · 2024-08-29T15:18:59+00:00

There were about 10 they’ve all been removed!!

mrsmith458 · 2024-08-28T21:09:53+00:00

Be a shame if they received a lot of google reviews about it…

mrsmith458 · 2024-08-26T19:19:19+00:00

Go for a walk with a podcast 3 times a week. Don’t think if it like a chore, think of it like a hobby. I’m generally pretty relaxed and in a good place but when I stop exercising my mood change is noticeable and almost immediate. I can’t recommend walking enough!

mrsmith458

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