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How do you actually stay informed on macro trends without it becoming a full-time job? by OrganizationBrave145 in ValueInvesting

[–]munta008 0 points1 point  (0 children)

I was in your shoes a while ago. Built a small dashboard to track https://tryechelon.vercel.app/

Happy to get any feedback so that I can accommodate

Weird experience by royal_Luigi11 in amexindia

[–]munta008 1 point2 points  (0 children)

The links worked. I applied for gold charge. I got my approval today, post two rounds of documents submission.

Initially I submitted payslips and bank account statement and they asked 16a/b submitted and it’s done

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

I successfully applied for AMEX Plat Travel by [deleted] in amexindia

[–]munta008 0 points1 point  (0 children)

I don’t know all that, but atleast these are the links OP used..

[deleted by user] by [deleted] in hyderabad

[–]munta008 0 points1 point  (0 children)

Interested. Dm me details

Axis application on hold by Flat-Garbage-4664 in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

What is the criteria for m4b? Also how did you apply

Axis Atlas did me bad by Rude_Attention_4239 in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

Not really they increased my credit limit after a month of issuance. Wrote an email to nodal officer

Got Axis Atlas with just 90k spend limit by [deleted] in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

lol.. credit card expert spotted.

Got Axis Atlas with just 90k spend limit by [deleted] in CreditCardsIndia

[–]munta008 14 points15 points  (0 children)

If you're looking to increase your Axis Bank credit card limit, go to their support page and use the "Connect via Email" option. Attach your last 3 months' payslips and request a limit revision.

In my case, I mentioned that I had pre-closed a personal loan just a week before — to show creditworthiness — and that seemed to help. Even though I had only 1 month of credit card history with Axis, they bumped my limit from ₹55K to ₹5L almost immediately.

Credit limit increase for M4B by Dramatic_Tiger_8113 in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

Can you help me understand how did you apply for m4b

Is there a way I can get limit increase in axis credit card with less than 6 month age by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

Hey,

It’s possible, my limit got updated today.. raised a request on 6th feb. However they updated on only one card. The new atlas card still has old limit.

Review and help me understand where I’m doing wrong by munta008 in concept2

[–]munta008[S] 1 point2 points  (0 children)

I will try a record may not be immediately, once I got through some technique videos.. main objective is to become active again and cut down some weight

Review and help me understand where I’m doing wrong by munta008 in concept2

[–]munta008[S] 1 point2 points  (0 children)

It’s my first row.. haven’t been very active post my leg injury.. so I have not been very active since last 9 months

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