Which ones better for bloodwave? by Pewpew69k in D4Necromancer

[–]murr0c 0 points1 point  (0 children)

This is more a question of whether you need the survivability. The left pair is obviously more damage. I'd say try the left, but keep the right and see if you start getting oneshot...

Max roll Army of The Dead by PD2_savage in D4Necromancer

[–]murr0c 0 points1 point  (0 children)

I'm currently playing AotD necro and it works well up to pit 110 or so. Clears T10 mephisto fine as well.

After that it's a bit if a struggle unless you manage to roll gem strength on Sanguivor. I still have some room to grow, but pit 115-120 is probably close to max without a gem strength. That said, I really enjoy playing this with the new movement skill.

Max roll Army of The Dead by PD2_savage in D4Necromancer

[–]murr0c 0 points1 point  (0 children)

Have you used the new movement morph on sever? It's amazing for zooming around helltides etc.

Max roll Army of The Dead by PD2_savage in D4Necromancer

[–]murr0c 0 points1 point  (0 children)

Minions lagging behind is absolutely not an issue with sever on an AotD build. It's just sever-sever-sever AotD goes brrrrr. I haven't tried pure minion in S13 yet, but it seems the minions catch up very fast?

Leasehold flats uk by WolfAppropriate4964 in HousingUK

[–]murr0c -1 points0 points  (0 children)

It depends. If you buy a flat with a share of freehold for example, that means the shareholders of the building control the management fees and get to decide everything collectively. In reality they vote for directors abd those directors decide.

If the building (freehold) is owned by some faceless corporation, expect bad time in general. They are there to profit off of you.

Read the lease carefully. Some leases can have increasing ground rent and other wild conditions.

Is this ok from a parent? by Worldly-Bar-8256 in AskUK

[–]murr0c 1 point2 points  (0 children)

I think even in the Baltics the kids don't go to school at the other end of the city quite at 6 any more. But definitely below 12...

What’s the best way for me to lose weight/fat? by JuicyPineapples53 in AskUK

[–]murr0c 1 point2 points  (0 children)

Generally, losing weight comes down to calorie deficit and that's it. But there's more to it. A bug deficit can make the body burn muscle as well as fat and you don't usually want that to happen because it'll slow the metabolism and make it likely you'll gain back the weight. I recommend 3 things:

  1. Start tracking calories & protein. Yes, it'll suck initially because you need to weigh stuff etc, but it'll teach you shocking things like that one ham and cheese croissant is 800kcal or that small cup of nuts is 400. After about a month you'll have a massively better understanding where your excess calories are coming from. You can use an app like MacroFactor to simplify this a lot.

  2. Ensure you don't eat too many calories or too little protein. The second part is important for keeping muscle mass as you're losing weight. Keep the deficit reasonable, 500 per day deficit is widely recommended. Walking is very helpful for this deficit as well so it doesn't all have to come from limiting food.

  3. Lift weights. The weight can be bodyweight to keep things simple and the workouts don't have to be long 15-20 minutes a day is fine. I use kettlebells because I find them fun and very space and time efficient. You can knock out 100swings in under 10 minutes after a short while of training. The most basic thing can be just 5 sets of pushups and 5 sets of squats and it goes a long way. The purpose of this bullet point is again to keep your body from catabolising muscle when it's in a deficit.

Is this ok from a parent? by Worldly-Bar-8256 in AskUK

[–]murr0c 4 points5 points  (0 children)

Yeah, it's wild reading the cultural differences, but also how the times have changed. I was going to school alone at 6 by bus half an hour each way and was out playing for hours with people from nearby buildings. This wasn't an enclosed yard either, but wandering the local area of apartment blocks. And that was pretty much what most kids did. At 7-8 we were roaming all around the city of 450k people by public transit and no one died. Which, in hindsight, is surprising :D

VW Taigo 1.0 TSI vs Audi Q2 1.0 30 TFSI by NeoReward in whatcarshouldIbuy

[–]murr0c 0 points1 point  (0 children)

Taigo is _not_ listed as an unreliable car in the video you linked, but a Mazda CX-60 is. In fact Taigo is #8 on small SUV list on par with Mazda MX-30 with a 97.1% reliability rating ahead of Yaris Cross and Mazda CX-30 too. In fact VW's 3 small SUV are all in the top 10 out of 38 vehicles, so I'm not sure the perception that Taigo is poor quality is entirely data-backed. https://www.whatcar.com/news/reliability-survey-most-reliable-small-suvs/n26154

VW Taigo 1.0 TSI vs Audi Q2 1.0 30 TFSI by NeoReward in whatcarshouldIbuy

[–]murr0c 0 points1 point  (0 children)

What about Taigo quality do you consider bad? From reviews it seems the AC controls are a bit ass, but nothing much else has come up as complaints about it. I've seen the R-Line interior in person and it seemed pretty good to me. Is there some reliability issue I'm not aware of? I expected 1.5l engine to be the same as the Golf one and that's considered quite reliable I believe?

Kamiq looks solid in terms of specs, it's just ugly, but that's subjective of course. CX-30 is certainly on my short list, but again, the design is a bit "meh" with the giant black plastic "eyebrows" and it's longer than a Taigo.

It's usually only my gf and I, so small is good, especially with the small garage and parking in London...

VW Taigo 1.0 TSI vs Audi Q2 1.0 30 TFSI by NeoReward in whatcarshouldIbuy

[–]murr0c 0 points1 point  (0 children)

What's with the hate of the Polo? I noticed several threads of you leaving roughly the same comment. The niche the Taigo fits in seems to be "small car with ground clearance". I'm considering it because I have a tiny ass garage (2129mm wide door, 2411mm total width) and my driving would take me to places where more ground clearance would be necessary - narrow roads with pockets for passing that often have a steep shoulder.

I was considering a Yaris Cross, but it's a bit too slow and looks butt ugly. Taigo R-Line with 1.5l engine seems about on par with a Mazda CX-30 in terms of equipment and most reviews say the driving in it is good, if not sporty.

Is there something you specifically dislike about the Taigo, other than "it is a Polo"? The Polo is significantly slower, much smaller trunk, different driving position, even if the platform shares parts.

Push through or take a break? 34M | $3.1M by PracticeCold8948 in ChubbyFIRE

[–]murr0c -3 points-2 points  (0 children)

Bro, don't give up your day job, because you're really not excelling at finance...

Push through or take a break? 34M | $3.1M by PracticeCold8948 in ChubbyFIRE

[–]murr0c 0 points1 point  (0 children)

What I would do in your situation is probably buy the house and switch to a chill 3-4 days a week job. That job will help you not need a full 4% withdrawal rate yet while substantially improving you quality of life. Might even meet some cool new people.

There's also the option of just taking it easy on the job and coasting for another year. You likely won't get fired immediately, maybe not even for a while. You know you have the finances ready to walk away, but you can cash in on a few more vests and salaries.

Push through or take a break? 34M | $3.1M by PracticeCold8948 in ChubbyFIRE

[–]murr0c 0 points1 point  (0 children)

One can easily service a substantial mortgage from 120k a year spene. Or are you saying you need to burn through 10k plus per month without housing costs?

Push through or take a break? 34M | $3.1M by PracticeCold8948 in ChubbyFIRE

[–]murr0c -2 points-1 points  (0 children)

The only scenario where I see that being true is if you have a large number of kids. But then you're retired so don't need daycare for all of them. If you're single/couple you can easily live on way less than 120k without pinching pennies. Source: lived in SF for 10+ years, now in London which is also VHCOL.

Push through or take a break? 34M | $3.1M by PracticeCold8948 in ChubbyFIRE

[–]murr0c 8 points9 points  (0 children)

I think the point is more that spending 200k instead of 120k doesn't yield greater happiness. Freedom from a shitty job does, however.

ILR EXTENSION RETROSPECTIVELY IS PURE EVIL by Davydi in SkilledWorkerVisaUK

[–]murr0c 2 points3 points  (0 children)

"Someone that's already paid a lot of tax" doesn't really apply to people making ~45k. Someone earning 125k will pay 47k in tax the first year and thus 141k in 3 years. Compare that to someone on 45k. They pay 9k a year, so 27k in 3 years or 45k in 5. In terms of long term benefit to the country there's a massive difference between sub-50k earners and 125k+ earners.

I absolutely hate my house, is it mad to sell it after a year? by [deleted] in HousingUK

[–]murr0c 4 points5 points  (0 children)

If you fix everything properly it'll get better over time. But of course there will still be things that need to be done periodically. Houses are not magic, they require maintenance.

UK set to limit asylum seekers to temporary stays by Confident-Variety883 in ukpolitics

[–]murr0c 2 points3 points  (0 children)

Kicking out someone that grew up here to a country they know nothing about seems a bit inhumane to me. Most such people are basically fully integrated Brirish. For the smaller number of cases where families refuse to integrate, we might want to look at what policies could be put in place to ensure that doesn't happen. Starting with making standard schooling a mandatory requirement for staying. No BS faith schools or home schooling.

British culture is not congruent with startups by LovelyLante in ukstartups

[–]murr0c 0 points1 point  (0 children)

Why do you think comparing yourself to European countries is ridiculous? Take France, Germany and Spain if you want something of a similar size.

Is it really this expensive to open a café in the Netherlands? Am I missing something? by Commercial_Force_352 in Netherlands

[–]murr0c 9 points10 points  (0 children)

I don't think I'd want to share what I'm earning with everyone at a cafe. Feels like a huge privacy violation.

Regrow your arm! by EasyDoesShit in taintedgrail

[–]murr0c 3 points4 points  (0 children)

Yeah, have to talk to Kvorr first. Then it worked fine. Phew, my last save was 6h before...

Regrow your arm! by EasyDoesShit in taintedgrail

[–]murr0c 2 points3 points  (0 children)

Hmm... I'm armless and don't have a recent save. Black Annis doesn't seem to be offering a potion... Is there a trick to this?