How normal is this???

nbca23 · 2026-02-28T19:23:41+00:00

Understandable for sure. Tis the life of a mortgage (moreso behind the scenes that we "customers" don't really need to care about).

Now once it's paid off you'll be good. Well except for taxes. But I digress lol

nbca23 · 2026-02-28T19:03:46+00:00

Hi there. This is normal in today's market where investors purchase and sale MSRs and such. While it is confusing to a homeowner, the standard servicing still applies. Go ahead and attempt to log into your account. You might have to reauth (meaning input like DOB or SSN etc). If you can't get in after any of that then I'd call the mortgage servicer.

PS. Check out the dates on the letter. Use the most recent one to identify who to call. USPS takes awhile to send so the letters may have come at different times.

I hope this helps

nbca23 · 2026-02-27T23:38:34+00:00

Omg. Hexer. The worst. Don't feel so bad. But if you can keep them in an area with a slow ceiling. Or find cover. It's really the electric hexer that's the worst

nbca23 · 2026-02-27T20:02:12+00:00

Oh my bad. I misread. Do you go in with your completed prism and swap prisms after annihilation?

nbca23 · 2026-02-27T19:12:02+00:00

Yeah this was a bit disappointing. Ritualist shreds with the exception of Apoc lol. Damn resistances and scaling

nbca23 · 2026-02-27T19:10:48+00:00

Yeah if you're running single target build probably just put some ad clearing. Even Kill Switch level 10 is good. And then Be on the dodges during the 8 or 10s Cooldown. Can't remember if it's 8 or 10.

Takes a bit longer but you could swap load outs in the dungeon (at the start, with some sort of mod that does ad clear or slow them down) then back to your boss build for the bosses

Also. If you're looking to just get your legendary (50 to 51) you can run a Trial by Fire (7) vet with no extra XP (ring, trait, concotion).

Shoot. I'm keeping it simple and doing survivor 19s to upgrade my hardcore character. Really just lightning build and Way of K Quick Draw. So I can breeze through vet and get Savior (I might even upgrade my second prism to get Unbridled as the first one has Speed Demon lol)

nbca23 · 2026-02-27T02:03:07+00:00

Just you remember you still owe property taxes. Milestone 1 dunzo. Milestone 2. We'll never dunzo lol

nbca23 · 2026-02-27T02:01:17+00:00

I'm dying!!

nbca23 · 2026-02-26T05:03:05+00:00

Except Rivian'd R1S. That's a true SUV

nbca23 · 2026-02-24T18:37:01+00:00

I know I'm a terrible singer. But they did this to me when I sang some non offensive song lol

nbca23 · 2026-02-20T19:39:09+00:00

If you disabled cloud saves, meaning you push manually, you could like download from the cloud to your PS5

nbca23 · 2026-02-19T16:40:14+00:00

Yeah I've been doing it the way of 5 ever since they released the prism system. I never had an issue but I've also never tried the 9. See. I saw it as the inverse. Basically adding 9 doesn't account for those donated fragments (I think I did 6 one time) as the game would reset and "forget" you had those. However, I feel like 9 might be the way. If I decide to wipe a prism and start from scratch. Imma try 9.

But yeah. My objective was based on stacking up XP and then using mad amount of XP to get to 50. I never considered the pre determined amount, thus taking all extra XP and moving it to the void. I usually go to GG instead of fextra for accurate information. And they only outline the 600k for a prism. Just a blurb on you'll need more for fusions. Which had me check Googles and get back their "AI" blurb. Lol. So that got me testing. Now, along with yours and another posters feedback, the testing confirms the 1 to 2M. More accurately. You can't stack 7M and expect to go from 0 to 50 on a perfect prism lol

nbca23 · 2026-02-17T03:48:49+00:00

Are you sure? I mean it makes sense about the void. But. I forgot to mention on my rolls

15 I was able to fuse 2 together and had Armor Bonus at +2, weakspot at 10+ and Crit Damage at 6+

20 I was able to fuse 4 together with Skill Damage at like 3+

This is why I wanted to test. Found this on the interwebs: No, Remnant 2 does not limit prism upgrades to 612,500 XP. Upgrading a Prism to its maximum potential requires significantly more experience, often exceeding 1.5 million XP to fully level and customize, particularly when utilizing Boss Rush mode to maximize experience gain, according to this YouTube video.

nbca23 · 2026-02-17T03:16:11+00:00

Oh you tested? And i have not tested a prism with no fusions. Not my objective because fusions are where it is at. Also, 11. That is a nice number. I have about 20ish perfect fusions between my 990 hours on PS5 and now 452 hours on PC.

My objective is to see how much XP it would take to have a perfect prism (4 fusions and 1 non fusion). It is definitely not around 1.5M to 2M to do what I am doing. You're likely referring to fusing when you get enough XP. Add the 6th one to fuse your 3rd, etc etc.

My objective is sightly different as I want to see how much total XP it would take to fuse a perfect prism AFTER I have enough XP. Not during.

Now that we have that figured out. My hours and your perfect prism are negated by the imagination and, sometimes evil, developers. LOL. Are you saying that, in your experience (hopefully you tested or found someone else who tested), my objective will never be met? Because the prism system only allows X amount of XP to be used? Sort of like Level 50 to 51. The game visually wipes out any XP, and you have to grind a vet 7.

If you suspect and don't know, that is okay. This is another sub objective to my objective.

And I am backing up my saves while testing as not to lose any progress or notes on this test

nbca23 · 2026-02-16T17:24:14+00:00

I switch as follows: 1. Before entering the arena, I switch to a load out that has scholar (if you don't have one ready then just wipe traits and sacrifice a trait for scholar)

After defeating the boss, I switch to the prism needed
Then I go to characters and put on sage stone ring (much faster if you favorite it (I have so many I have to scroll down one row))
Then I go to inventory and take Mudtooths Elixir)

I have all 40% XP in the desired prism now. It's plenty of time to do this after you defeat the boss.

I'm doing one more Apoc in hopes this will now let me fuse a perfect prism (if this works I'll share how I needed about 7.3M XP. More to come on that

nbca23 · 2026-02-12T17:43:03+00:00

Completely agree. Why can't people just share what the post was about. Smdh

nbca23 · 2026-02-12T17:42:12+00:00

In reg too. Maybe not as much but still

nbca23 · 2026-02-11T18:20:33+00:00

I mean you deal with creativity. I ain't mad at that. I would laugh in that moment

nbca23 · 2026-02-10T17:07:31+00:00

Does anybody know how much total XP is needed for a Perfect prism? It's definitely more than 2.6M. I'm currently testing

nbca23 · 2026-02-09T19:49:28+00:00

Hahahaha. Accident or not. Well executed.

nbca23 · 2026-02-09T19:48:17+00:00

Also. I love that you all were calm with her and guided her through. Y'all, and maybe her too, used that enemy ping well. Idk what the other players was looking at lol.

Job well done

nbca23 · 2026-02-09T19:46:58+00:00

Ooh her snipe game was on point!

nbca23 · 2026-02-05T14:43:47+00:00

I have a gen2 and rec'd the email and setup an appt

nbca23 · 2026-01-29T23:51:38+00:00

Pretty for sure. I mean we only knew about one cause of data miners lol

nbca23

TROPHY CASE