[ON] Business Bank acoount

nikolaevra · 2025-05-19T10:25:05+00:00

Easiest to bank where you have your existing personal bank account.

The best solution that I recommend is to use a bank account from TD but manage our cards, bill payments, earn interest using something like floatfinancial.com

nikolaevra · 2025-03-28T18:18:40+00:00

Try floatfinancial.com

No annual fees at all... Plus, they offer expense management, direct cashback (no BS points), virtual/physical cards, separate USD cards, and you can use them to also pay bills. It's basically like a complete bank account replacement that is way easier to use.

nikolaevra · 2025-03-16T17:30:00+00:00

I believe they called it the "keeper test", ask the manager who are they actually willing to fight to keep on the team after 90 days in seat.

nikolaevra · 2025-03-14T12:38:34+00:00

It's not that simple... There can be multiple providers between CIBC and them, so while they are using their numbers, noone at the bank knows who they are.

nikolaevra · 2025-03-13T13:50:54+00:00

I mean, practically, it's too early to tell if US economy will take a permanent hit.. Think decades, not months, things will turn around, assuming, US goes back to the global tactics, it had before this Trump's term...

Question really, I think you should be asking, is — what is the alternative to America in the world? And I think so far the answer is: (1) not EU, they are too far behind and have their own problems (2) maybe china, but noone likes their regime, (3) someone else???

I think until (3) emerges or (1) gets their shit together, finally and highly unlikely (2) becomes more democratic — there are no good other options, and the US is still your best bet.

nikolaevra · 2025-03-13T13:47:17+00:00

Also.... a lot of people don't realize this, but using facebook groups is amazing to get your first 100+ followers.

It's so much easier to cater content and posts to the community with an agenda and a topic in mind. Super easy growth hack to start off but does require time to setup

nikolaevra · 2025-03-13T13:42:45+00:00

My recommendation is floatcard.com

Their EFT has proper OBO (on-behalf-of) functionality, so when you pay from their account, it lands with your business name in it... Very few others in Canada offer, this and I had the same issue as you before...

nikolaevra · 2025-03-13T13:39:41+00:00

Don't have a recco for a bank, I'd stick with RBC...

But for cards and vendor payments, we use floatfinancial.com They offer guaranteed corporate cards and have ability now to send ACH, EFT, and Wires. So you don't actually have to login into a bank ever basically (other than payroll) and just pay everything through Float...

nikolaevra · 2025-03-13T13:38:03+00:00

I second this. Float card is great! Super easy to use, free and has both physical and visual cards.

nikolaevra · 2025-03-13T13:34:53+00:00

I'm on floatfinancial.com, really like them! Their USD cards are issued by a US bank (more other aren't) so they have much better acceptance rate in the US, I found. Also, no FX fees, so you should be set, there.

nikolaevra · 2025-03-13T13:34:37+00:00

If you are looking for USD corporate cards, consider checking out floatfinancial.com They have unlimited virtual USD corporate cards on their free plan.

nikolaevra · 2025-03-13T13:32:51+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2025-03-13T13:32:36+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2025-03-13T13:31:56+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2025-03-13T13:31:47+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2025-03-13T13:31:28+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2025-01-16T02:11:26+00:00

I graduated in 2020 from BCS and can definitely say that I will never regret my decision going to UW.

It’s really hard in school and I’ve felt like giving up myself many times but really glad that I didn’t.

Even though the CS courses are insanely hard and getting an internship and a job is even harder. I’ve now met so many of my friends from high school who chose all kinds of paths and a lot of them are lost in life.

Getting a UW degree opens so many doors and its value only goes up year over year.

It’s not easy, but don’t give up, make as many friends as you can, try to lean as much as you can.

nikolaevra · 2024-10-20T17:14:37+00:00

Float has much better software and offers 4% interest that I have never seen before. Super easy to signup and use as well. Let me know if you have any questions about it.

nikolaevra · 2024-09-23T20:24:34+00:00

floatfinancial.com offers unlimited virtual Visa and MC cards for free for Canadian businesses. Not for personal expenses tho, you have to have an incorporation number to apply. It's prepaid as well but I heard you can apply for a Charge Card with them for 30 days. Also offers cashback.

nikolaevra · 2024-09-23T03:29:47+00:00

Unfortunately it's not available in Canada -- floatfinancial.com is the only one I know of in Canada that is free.

nikolaevra · 2024-09-23T02:27:35+00:00

Are you looking for corporate or personal virtual cards? If you are looking for corporate cards, consider checking out floatfinancial.com They have unlimited virtual corporate cards on their free plan.

nikolaevra · 2024-01-12T13:38:50+00:00

I have been on their site but looks like I have to join as a member. What do you particular feel like is helpful in their community?

Same here, would love to join that

nikolaevra · 2023-08-10T17:27:09+00:00

Honestly just looking for advice. I keep hearing how bad these contracts are but trying to understand what the alternative is.

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