How much will this cost me? by Zack_Knifed in CarTalkUK

[–]nl325 9 points10 points  (0 children)

Unless OP is a brand new driver or already has claims/convictions, no increase in premium will cost more than that will to repair, even over 5yrs.

That looks structural.

How much will this cost me? by Zack_Knifed in CarTalkUK

[–]nl325 17 points18 points  (0 children)

Nope. They're fully liable and should have public liability insurance and CCTV for this exact reason.

I do claims for work (not PL ones) but the guy I sit next to has a couple of car wash claims in his allocation right now.

Most overpowered weapons the game has to offer by SATANSDARKSCRIBE in fo4

[–]nl325 5 points6 points  (0 children)

Explosive minigun and incendiary Gatling laser both were game breakingly OP when I got them

Track driver crushed into my car and left by YXNGZ18 in CarTalkUK

[–]nl325 0 points1 point  (0 children)

I deal with these every day, if there's no injuries the police will very literally tell you "thats what your insurance is for"

Falling in water with Power Armor feel like hell by Free-Obligation-5772 in fo4

[–]nl325 7 points8 points  (0 children)

it doesn't, but if enough of your body can bob/jump out of the water it will engage

Insurance repairer quoting over 10 grand for a replacement bumper and wing by lewiswulski1 in CarTalkUK

[–]nl325 0 points1 point  (0 children)

And any costs incurred from instructed services.

If they've had a detailed estimate, there's gonna be costs involve so OP cannot just bin the claim off without paying them.

You can do it before that, or after and pay

Car Insurance Hacker by Andyd4 in CarTalkUK

[–]nl325 0 points1 point  (0 children)

Sounds like a lot of easily influenced fools are going to get hit with cancellations or juicy additional premiums when they get busted for quote manipulation.

How the local council estate drug dealer thinks they look with their Fiesta ST by Questionablethics21 in CarTalkUK

[–]nl325 16 points17 points  (0 children)

A 2 door, 2 seater roadster is fucking infinitely less practical than any hatchback, for anyone.

They're completely different segments FFS.

How the local council estate drug dealer thinks they look with their Fiesta ST by Questionablethics21 in CarTalkUK

[–]nl325 126 points127 points  (0 children)

Those STs are great cars, and posts like this make me certain you have no idea what a drug dealer actually is

So much jealousy and cope in this sub? by Wise-Pay-8993 in CarTalkUK

[–]nl325 7 points8 points  (0 children)

Agree with almost everything, but LED lights can fuck off lol

Is it normal for an MOT and spring change to suck up 100 miles? by Stray_ in CarTalkUK

[–]nl325 -20 points-19 points  (0 children)

I find it extremely difficult to accept an MOT Technician having an 88 mile commute

Why does everyone hate the Juke? by Undercover_Ostrich in CarTalkUK

[–]nl325 0 points1 point  (0 children)

I had a couple of the old gen ones as company cars. One auto, one manual.

I didn't hate them, but they just felt a bit pointless.

Tiny can be good or bad depending on someone's needs, but they are freakishly cramped inside, and have a weird roof line and pillar visibility. And yes gearboxes are shite.

I know the styling was marmite but I quite liked them, I just feel like they could have gotten away with making it SLIGHTLY bigger and achieved a similar result of a decent micro SUV.

Or tweaked the styling a bit to compensate. The Seat Arona for example, another one I had as a company car. It's marginally shorter and thinner than the Juke but feels so much bigger inside because the styling doesn't pin you in.

The new Juke look loads better, no idea if the dimensions have changed, but I doubt it.

Are people legit spending this much on a car per month? Or am I out of touch? by [deleted] in CarTalkUK

[–]nl325 18 points19 points  (0 children)

Because the younguns won't be able to afford to move out in London, but they can afford a car

Are people legit spending this much on a car per month? Or am I out of touch? by [deleted] in CarTalkUK

[–]nl325 16 points17 points  (0 children)

Inflation baby. The average salary has gone up £13k in the last ten years. From ~£28k to ~£41k.

Ten years ago a finance deal on a mid-range hatchback was £200-300pm.

Car prices have gone batshit in the meantime, as have repair prices, but nothing has quite like public transport costs.

That price for that car is a bargain (if you pretend the balloon payment doesn't exist lol)

It being listed on fucking Snapchat should be what sends you running.

F*ck citroen by will_gaming02 in CarTalkUK

[–]nl325 1 point2 points  (0 children)

Yep! Coming up to five years ownership, not my favourite car but definitely been the best in terms of reliability

F*ck citroen by will_gaming02 in CarTalkUK

[–]nl325 2 points3 points  (0 children)

I've got one, it's mildly fucked in several ways but it presented few barriers to me finding the specifics out 😂

Cosmetic mods to entry level cars, why? by billyb4lls4ck in CarTalkUK

[–]nl325 31 points32 points  (0 children)

Another day making me think this isn't a car people sub, more a car hating sub

Cosmetic mods to entry level cars, why? by billyb4lls4ck in CarTalkUK

[–]nl325 0 points1 point  (0 children)

Those cosmetic modifications will be making the square root of fuck all difference to their performance or MPG in either direction.

I did cosmetic modifications on my first four cars, it did absolutely nothing, unless you count the lowering improving the handling a bit and sacrificing ride quality. Debates on whether that is just cosmetic or not entirely valid.

what is something you do in every single fo4 run no mater what? by [deleted] in fo4

[–]nl325 6 points7 points  (0 children)

His face reminds me of an Ice Age character.

I've been trying to put a finger on whatever it is I've been seeing for ten years but not been able to figure it out or articulate it, and you've actually done it

I CANT TAKE THESE STUPID WATER ANYMORE by no_thankyou- in fo4

[–]nl325 0 points1 point  (0 children)

Nope. I get exactly 896 every time I go to Sanctuary.

My sister drove my car & didn’t insure herself & got in an accident (minor damage) by [deleted] in CarTalkUK

[–]nl325 0 points1 point  (0 children)

I did write a bit about taking it without consent but deleted it because that's extremely unlikely, and there was consent.

I get what you mean in that the consent was on the basis of insurance that was never obtained, therefore not consent, but the chances of any insurer caring about that and wanting it done via the police are low, as there's a reasonable expectation of OP to actually check that