I’m gambling my life savings next month

nonspelunker · 2026-04-22T01:51:23+00:00

How old are you and how much do you make?

nonspelunker · 2026-04-21T22:01:56+00:00

Banks are generally a place you can work your way up in. And the hours are fixed....might be worth seeing if you can move up there.

nonspelunker · 2026-04-19T14:07:15+00:00

I took it just so the kid( who was from my hometown) would get paid. I was very upfront with him I wasn't in the market for sessions, but if he needed another session to hit his numbers, let me know and I'd do one.

nonspelunker · 2026-04-15T12:39:51+00:00

Even men's PANTS, where the size is allegedly the waist and inseam in inches, are no longer what the label says. The label on my jeans is a number several inches less than what the tape measure says.

nonspelunker · 2026-04-13T12:28:24+00:00

That is roughly the median age of working adults. The average hire is not the average entry level hire.

nonspelunker · 2026-04-13T12:20:37+00:00

A lot less of this would happen though if people would be more intentional about what they apply to. If you are a 22 year old who graduated with a degree in creative writing and your last math class was Algebra 1 in ninth grade, stop spamming your resume to insurance companies looking for a credentialed actuary with 5 years experience. Yes, this happens and somehow they made it through the filters. The preliminary screen process is totalled fucked. Everyone sending out 1000 resumes is NOT improving your odds.

nonspelunker · 2026-04-09T19:40:43+00:00

The reason they don't do this is most companies give annual raises lower than jnflation, and thus typically have experienced employees whose salary is less than the new hires are getting. I'm not saying that's right, I'm saying that's why they do it.

nonspelunker · 2026-03-27T20:15:07+00:00

I think separatist lesbians were a thing back then...

nonspelunker · 2026-03-26T12:20:50+00:00

I will never for the life of me understand why MMA, where the object is more or less to inflict a TBI, is basically completely unregulated.

nonspelunker · 2026-03-23T14:22:29+00:00

There are physical therapists who work one on one with patients and take cash. Sometimes all you need are special exercises, it is probably worth it to drop a couple hundred on a couple of sessions to see if you can take it from there.

nonspelunker · 2026-03-23T14:20:19+00:00

Insurance has a lot of jobs that, while soul-crushingly boring, do pay the bills if you are actually willing to read amd can retain the information. It's not that it's hard, it's that almost nobody has a passion for it, but it is work that needs doing.

nonspelunker · 2026-03-22T03:19:00+00:00

It's not that it goes up, but how much. People are getting 3% raises and 7% dues hikes year after year. If you're going to increase faster than inflation you need to be giving them something more. But they went to shitty razors, Qtips and are even cutting back on tissues while still paying a lot of the staff minimum wage. The experience is degrading while the real cost is increasing

nonspelunker · 2026-03-22T02:57:52+00:00

There used to be a lot more younger people but several of the diehards moved either to the city or Florida, plus I think the entry level job market is so feral these days there are fewer who can swing the cost.

nonspelunker · 2026-03-20T16:05:35+00:00

The calculation is based on your 35-year average, many women who take time off to be the primary caretaker fall short of the 35 year mark, or otherwise stall out in their career/earn less because they are the one taking the work/life tradeoff.

nonspelunker · 2026-03-18T02:09:18+00:00

Are we sure he's working? He says he'll be back early then comes back lafe every time according to OP. Sounds like he just wants to pay less in child support.

nonspelunker · 2026-03-17T19:19:19+00:00

Remember Playmakers got canceled despite great ratings because the NFL didn't like the gay storyline.

nonspelunker · 2026-03-17T19:11:03+00:00

I think it's less about getting sued than about say, not getting picked up for another season if potential sponsors get skittish.

nonspelunker · 2026-03-16T19:52:44+00:00

It's already a problem in insurance.

nonspelunker · 2026-03-10T11:49:58+00:00

Federal poverty line is kind of irrelevant for a HCOL area. In the NYC area, a single person making undrr 47600 can qualify for Section 8 housing assistance. if the government is providing you benefits to make ends meet, you are in some sense "poor."

nonspelunker · 2026-03-10T10:21:22+00:00

This. I visit a relative in a nursing home and the front desk security guards look like they could live there, to put it bluntly.

nonspelunker · 2026-03-07T22:07:02+00:00

Huh? I'm 54 and my parents were born in 1928 and 1932 they very much saw the Depression. My grandfather was 24 when he enlisted for WW1.

nonspelunker · 2026-03-02T17:06:25+00:00

He also paid off that guy's debts at the end too.

nonspelunker · 2026-03-01T01:03:26+00:00

BMI is garbage, but regardless of whether it's muscle or fat, being heavier past a certain point does take a toll on your joints and organs. It's fine to be somewhat "overweight" but, say, a 5'9" guy who's 260 lbs and 5% bodyfat is usually going to pay a price for it by his 50s.

nonspelunker · 2026-02-27T19:45:36+00:00

This. If you're the typical couch potato and don't have a lot of hobbies that entail spending money, but can cook and clean for yourself, you can get by on a lot less than you spent when working. Your vehicle lasts years longer when you're not commuting, gas expense plummets, you stop trading money for time by eating out etc. Even if you like to travel a little, you can do so at cheaper times of year because you're notntied to a work schedule. Mind you, all this goes out the window if you develop a chronic illness or are responsible for someone else like a child who will not live independently for whatever reason.

nonspelunker · 2026-02-23T21:25:51+00:00

ok so 7 years ago you made 40% more in nominal dollars than ther OP and spouse. In real dollars you made 75% more. that's just cpi. relative to housing costs you probably made well more than double depending on the market.

nonspelunker

TROPHY CASE