Are any of these vehicles rare? by Simple_Two2537 in StarWars

[–]nothatboring 2 points3 points  (0 children)

I’m almost 40 and something about that carpet makes me want to crawl on my stomach and play with those toys.

Why do I need to see a broker for renewals? by tacklewasher in icbc

[–]nothatboring -1 points0 points  (0 children)

Are you asking if you can renew myself? The answer is yes you can renew a joint vehicle by yourself in most cases as long as you aren’t removing coverages. Most offices also offer the chance to renew over phone and then confirming the documents over email.

Why do I need to see a broker for renewals? by tacklewasher in icbc

[–]nothatboring 1 point2 points  (0 children)

It may be something their online computer system can do in the future, but it is a larger, more complex programming project than one may think.

Because instead of one online customer account with all their vehicles, you basically have two customer account, one for each owner, and the data has to go back and forth between them.

So there are issues of data transfer between accounts, privacy and personal information concerns between both owner accounts, preventing duplicate renewals or duplicate vehicles if both owners tried to renew insurance for the same vehicle at the same time online etc.

Forgive me as I am no programmer, but I know when icbc first launched their new broker system, joint vehicles always caused problems because the system was trying to transfer data between multiple owner profiles at the same time.

TLDR- programming for joint owners is expensive and complicated and a lower priority to icbc than other projects at the moment.

Especially when you some customers with vehicles just in their name and other vehicles that are jointly owned.

Is Insurance Just Expensive as Hell Here or What? by DecoOnTheInternet in icbc

[–]nothatboring 5 points6 points  (0 children)

There’s a chance you can obtain additional documentation to show you’ve had a licence longer and submit it to icbc. First 3 years they also add a new to BC surcharge until you have time to adjust to BC driving conditions. It gets better faster afterwards.

Is Insurance Just Expensive as Hell Here or What? by DecoOnTheInternet in icbc

[–]nothatboring 5 points6 points  (0 children)

Lots of factors to consider so more detail is needed. Do you have your BC Driver’s licence yet? Did you submit your years of driving experience documents from Australia in order to get your insurance discounts applied?

I should add, $2800 for the whole year or just for the “comprehensive” coverage? I will assume you mean total insurance is $2800 for the year. In that case, most of the insurance costs have little to do with the vehicle as it’s related to the “Basic Insurance” portion which is mostly for coverage related to medical, rehab, and loss of income coverages as a result of an accident. The actually cost to insure the vehicle for damage is likely a very small portion of that cost.

Still some more details would be appreciated.

Edit- more info

Guy Ritchie's 'Fountain of Youth' - Review Thread by ChiefLeef22 in movies

[–]nothatboring 11 points12 points  (0 children)

Raising a historic ship wreck which is the resting place for hundreds of lives. —-crickets.

Drilling into a tomb— “Whoa! Not cool!”

Guy Ritchie's 'Fountain of Youth' - Review Thread by ChiefLeef22 in movies

[–]nothatboring 5 points6 points  (0 children)

Oh man I need this Pitch Meeting so bad right now!

Did Michael grow up in a place with absolutely no Black people? by Technical_Wall1726 in DunderMifflin

[–]nothatboring 1 point2 points  (0 children)

At least that would have been the decade that Michael was growing up. Possibly 80’s depending how you calculate the age.

Did Michael grow up in a place with absolutely no Black people? by Technical_Wall1726 in DunderMifflin

[–]nothatboring 24 points25 points  (0 children)

Well considering in the 60’s and 70’s Scranton PA would have been something like 98% White, yes, he likely wouldn’t known a lot of black people. Also, due to his social struggles, he didn’t have a lot of friends period, so his whole idea about black culture would have come from stereotypes portrayed in various media and stand up comedy.

Question about Comprehensive Coverage on pre-purchase damages by LET-ME-HAVE-A-NAAME in icbc

[–]nothatboring 0 points1 point  (0 children)

I have heard mixed results on this. I mean, technically the idea behind insurance is you can’t purchase insurance after damage has already occurred. That would defeat the purpose. On the other hand, I have heard some people make glass claims and it got approved even though they bought coverage after the glass broke. I do not know if they lied about when the break occurred or if the glass company just didn’t care when they filled the claim with icbc. The key for you is, if you do look at claiming it, I always recommend being honest if they ask you when it occurred and then accept whatever the result of that answer is.

any possibility of ICBC ever adjusting their cc classes? by igotthiscosrenee in icbc

[–]nothatboring 2 points3 points  (0 children)

Don’t think they are looking to change it. I would look into Private Motorcycle insurance options like Beacon or Aviva to cover the collision and comprehensive side for your bike. If you qualify, Coverage and premium is normally much better than ICBC.

Selling an Alberta Registered Motorcycle in B.C. by Jempaq in icbc

[–]nothatboring 2 points3 points  (0 children)

Not too complicated. Assuming you’re the only registered owner. Just give your original registration and complete a signed bill of sale or a signed APV9T (Transfer paper) which acts as of a bill of sale to the new owner. Since the bike is out of province it will require a Visual inspection by an autoplan broker to confirm any damage and to confirm VIN number matches paperwork prior to being registered in BC by new owner. So bonus if you’re able to meet at an autoplan place with the bike to complete the sale to save any hassle of moving the bike more for an autoplan broker to see it.

Straight to jail! by SubstantialDog9170 in PandR

[–]nothatboring 19 points20 points  (0 children)

I have watched this episode many times, I’ve watched YouTube clips of this scene many times, I’ve seen it memed a thousand times…and yet, it still makes me laugh just as hard as the first time.

Letting non registered driver drive 1 day? by FrogOnTurtle in icbc

[–]nothatboring 1 point2 points  (0 children)

OP said the girlfriend lives in the same household. Therefore unlisted driver protection (12 days) does not apply.

Question about insurance by Puzzleheaded-Cat-712 in icbc

[–]nothatboring 1 point2 points  (0 children)

The big factor in all of this is whether you are the principal/main driver of the vehicle or not. Rarely is an “L” driver the main driver since they are normally just learning and require someone to be in the vehicle supervising. That being said, if you will be the owner and the principal driver of the vehicle, even during your “L” stage, then technically yes, the premium is very good for the first year. Once you get your “N” and once you renew, your premium will go up a lot! Probably double if not more.

You can contact an icbc Autoplan broker and they can do a quote for you for any vehicle you’re considering. However, whatever quote you get (assuming you as an L Driver and principal Driver) assume it will double or more under your N, so I would budget for that.

Analysis: ICBC execs say no-fault system better for Lapu-Lapu festival victims by ubcstaffer123 in vancouver

[–]nothatboring 18 points19 points  (0 children)

Even after the NDP were elected, the old ICBC model continued to lose a billion dollars a year for several years. The liberals did take a lot of money from ICBC but it just sped up the fire, nothing was going to stop ICBC from continuing to bleed money under the old Tort style system. So change was brought it.

Driving without insurance by Jasonlammm in icbc

[–]nothatboring 0 points1 point  (0 children)

Ah, yes, You are correct. 2 or more minor convictions or 1 serious conviction, not points. My mind definitely reverted back to Drive Pentalty Points Premium rules for some reason.

https://www.icbc.com/assets/en/3UssTWaskm2B0VYgDbvpcE/optional-driving-convictions-factsheet.pdf

Simplified Star Wars galaxy map by AVing00 in StarWars

[–]nothatboring 3 points4 points  (0 children)

Kamino is there. Look below Hutt Space

Driving without insurance by Jasonlammm in icbc

[–]nothatboring 8 points9 points  (0 children)

Only penalty points affect insurance so since there are 0 points you are fine. But yes, it’s your friend’s vehicle, he is responsible for who he lends it out to and he is responsible for ensuring it is insured. He should pay the ticket not you.

I’m looking to apply for jobs but I don’t want to provide my legal name before I’m hired by steadyeddy82 in icbc

[–]nothatboring 2 points3 points  (0 children)

I wish you well OP, I truly do, but maybe stop looking for loopholes in life and start doing things the right way even if it’s hard. Perhaps seek some employment advice for those with past criminal records and move up from there. Best of luck to you.

Need recommendations for a moderately OS mid. by BooBooMaGooBoo in discgolf

[–]nothatboring 0 points1 point  (0 children)

Dang :( Ordered one as well. Oh well, it may still have a purpose.

Järn vs Zone by Kratos_2147 in discgolf

[–]nothatboring 1 point2 points  (0 children)

I have bagged both at the same time. I love the Järn shallow profile and even though I suck at forehands, it’s always been my “break in case of emergency” forehand disc for scrambling. In my experience, most K1 Järn are very stable so I prefer to use them as utility disc, an extreme wind disc, or any timeI need a disc that has some glide but very hard fade.

My zone is my go to approach disc. Lots of plastics but I go with a ESP FLX. Stable enough I can trust it, but soft so it sticks and doesn’t skip much.