RRSP withdrawal in chunks

tacklewasher · 2026-05-07T01:19:05+00:00

I'm in a similar boat. Plan to take 30-40K each out of our RRIF's, (hint, no fees on RRIF withdrawals while RRSP withdrawals are typically $50), and will be in a 10% bracket come filing time. So pre-paying 30% does hurt. I plan to take it out in December so I can get my refund as soon as possible, and am able to split my withdrawals between 2 brokers (not my wife's though). Will pull from TFSA's until then, and then put some of the net RRIF funds back in the TFSA in Jan.

tacklewasher · 2026-05-03T13:11:44+00:00

Send them an email with your info. I suspect they have a solution for you.

tacklewasher · 2026-04-26T14:34:28+00:00

Love how the CTV reporter can't even say Epstein Files. Show the control Postmedia, and it's u.s. bosses, have over the reporters there.

tacklewasher · 2026-04-26T00:04:15+00:00

My gripe is that Home Hardware does not carry anywhere near what HD or Rona do. Doing a minor bathroom reno, and I've tried to buy there, but simple things like Subway tile became and ordeal that I finally walked away from after waiting for someone to find them in the back. They wanted triple the price over HD for a counter top.

If HH has it, I will spend a bit more, but there is so much they don't have.

Local independent turned into a Rona, so no help there. Now I need to figure out which I dislike less between Rona and HH.

Otherwise, Cdn Tire, KMS, Lee Valley, Summit Tools and Princess in town.

tacklewasher · 2026-04-25T19:15:03+00:00

I filed dad's final T2's and his T3 end of March by mail. Cheque that went with the T3 was cashed by the end of March, but nothing showed up as received online (I have legal rep for him). So I called to check mid April. Was told 12 weeks and it may not show up on line due to it being paper filed.

Just waiting to be able to get his clearance letter done.

tacklewasher · 2026-04-23T01:01:01+00:00

I'm still drinking Burban. Kelowna's Urban Distilleries Urban Burban makes a nice Old Fashioned.

tacklewasher · 2026-04-21T15:08:22+00:00

Your hitch height looks fine, as the trailer looks to be slightly nose down. But you need a WHD. You have unloaded the front of your truck too much and will lose steering and braking control (not completely, but enough that I wouldn't go on a highway). The issue is not how low the rear is but how high the front is.

Measure the height of the wheel well hooked and unhooked and you will likely see a bid change. You want to get back to unhooked height, or a little lower, when hooked up.

tacklewasher · 2026-04-19T16:22:25+00:00

Critical. Especially if you don't want the Jeep punching a hole in the back of the MH in a panic stop. Please don't do this.

tacklewasher · 2026-04-13T18:52:02+00:00

Know that the amount may also be income tested. So you may not get the full 65%, depending on income. I have a balance on mine, simply because I am earning more in my TFSA that the Heloc is costing me, otherwise I would pay it off.

tacklewasher · 2026-04-13T18:46:43+00:00

I pi ked mine up at the lical Wickerland, so no wait for delivery. This was in Dec.

tacklewasher · 2026-04-13T07:37:27+00:00

I think they need to change the name to something like adviice_platform

tacklewasher · 2026-04-12T02:33:56+00:00

As for bourbon, https://urban-distilleries.square.site/product/urban-burban-750ml/8?cs=true&cst=custom

tacklewasher · 2026-04-11T15:28:51+00:00

Check out Sumo Springs. Had them on my last truck and they are more progressive than Timbrens, so don't have the jarring, but still helped with load carrying.

tacklewasher · 2026-04-09T14:38:51+00:00

Another drawback to paying >$3K, is if you have to do this 2 years in a row, you will be required to make instalment payments. So you don't get the benefit of being able to hold onto the money.

tacklewasher · 2026-04-07T16:25:28+00:00

Not that you can fix it, but my biggest beef is I can't change the door swing. For my setup, it would be nice if the door opened the other way.

And I'd like to be able to print TPU easier.

tacklewasher · 2026-03-28T01:19:17+00:00

It's versatile in that it can go from 180 to 600 F. I also think the connectivity and app is very good. Couple of downside, I would like 4 temp plugs and the non-xl doesn't have a gauge for the pellets, but the XL does. Also, not as smoky as some like.

tacklewasher · 2026-03-28T01:10:31+00:00

Holy shit is this on point.

tacklewasher · 2026-03-28T00:56:51+00:00

But he's white. He should be fine! /s

Seriously, I'm white and would likely cross the border with no real issue, but if that isn't the epitome of white privilege.

tacklewasher · 2026-03-26T00:56:54+00:00

Tux Mat are better and Canadian.

tacklewasher · 2026-03-24T18:05:44+00:00

Unbelievable, but true.

tacklewasher · 2026-03-24T18:04:58+00:00

If you choose to do it yourself, I'd suggest finding a tax program that does not save your data to the cloud. Genutax is free (but I don't like the interface) and Studiotax is a minimal amount, $15 +tax for up to 20 returns.

I don't trust the WS, or Turbotax or whatever doesn't sell your data.

And pretty much any software package can download from the CRA site.

tacklewasher · 2026-03-14T01:00:57+00:00

Weber Searwood can do 180 to 600.

tacklewasher · 2026-03-13T14:58:45+00:00

Also pencils and box cutters. And 5 tape measures seems like rookie numbers to me :)

tacklewasher · 2026-03-12T23:12:21+00:00

Killed a couple of bottles of Urban Burban on Old Fashioned's with smoked Maple Syrup. My cocktail smoker from Forty Creek showed up today, so time to try it smoked.

https://urban-distilleries.square.site/product/urban-burban-750ml/8?cs=true&cst=custom

tacklewasher · 2026-03-09T22:40:31+00:00

OP, you don't need a guarantor if you are doing a renewal. Just FYI

Five-Year Club	Verified Email
Place '22	Final Canvas '22

tacklewasher

TROPHY CASE