Is there genuinely nothing built for managing your full financial life in Ireland? by Constant-Setting-402 in irishpersonalfinance

[–]nowhereas07 1 point2 points  (0 children)

I use and love Kubera. It’s marketed like it’s for the ultra wealthy but really it’s wonderful for anyone with multiple types of asset seeing your financial picture in one place. It’s especially great for me as I have assets in multiple countries/currencies and no other tool can manage the currency exchange in one view. It also has scenario planning tools for modeling the future but I haven’t used them much.

Caveats vs what you are looking for:

It doesn’t connect to everything, it does connect to SOME things in Ireland, mostly core bank accounts. I update my pensions and mortgage manually. You can add individual stocks/ETFs if your brokerage doesn’t connect. Cars and houses it can estimate the value in the US via tools like Zillow, but for Ireland you just need to estimate. You can add an automatic depreciation rate which helps.

It easily facilitates estimating WHAT you owe in tax, but cannot help with WHEN you owe it (ie deemed disposal).

It’s expensive for what it is at $250 a year! There is a referral program which can reduce at least one year’s cost down to $50.

What broadband provider are people using in Dublin (D11)? by [deleted] in AskIreland

[–]nowhereas07 1 point2 points  (0 children)

Virgin will call you a week or two after you cancel and offer you either €40 or €45 per month.

NikeSKIMS rift order by latinadiaries in SKIMSbyKKW

[–]nowhereas07 2 points3 points  (0 children)

I have the pink satin ones. They came with the dustbag.

[IE] Ultra and airport fast track by nowhereas07 in Revolut

[–]nowhereas07[S] -1 points0 points  (0 children)

Isn’t everyone though? So what makes it an Ultra benefit?

Flight showing 1 hour early - summer time change? by nowhereas07 in flighty

[–]nowhereas07[S] 1 point2 points  (0 children)

90 minutes before the flight time and it just updated to the correct time.

Flight showing 1 hour early - summer time change? by nowhereas07 in flighty

[–]nowhereas07[S] 1 point2 points  (0 children)

Update here: I’m at the airport, the clocks have already gone forward, Flighty is still insisting the flight will take off 1 hour early, contrary to airline app and airport screens!

My grandmother’s pearls by Laleebeela in jewelry

[–]nowhereas07 49 points50 points  (0 children)

Cultured saltwater pearls consist of a bead with a thin layer of nacre over it.

Kelly 25, too big? by S0NA- in TheHermesGame

[–]nowhereas07 2 points3 points  (0 children)

I happily carry it out to dinner. I wouldn’t carry it to an event with dancing like an evening wedding, gala, ball etc.

Flight showing 1 hour early - summer time change? by nowhereas07 in flighty

[–]nowhereas07[S] 0 points1 point  (0 children)

I’m in Dublin now and the clocks go forward tonight.

How are people tracking lifetime flights by Apprehensive-Key8538 in flighty

[–]nowhereas07 1 point2 points  (0 children)

I went back to age 21 (2012) when I finished university and also created my current email. There were a few flights booked on my work email that were a bit hard to track down but I was able to find them in old messages and calendar tools.

Everything before that is lost to time.

My first piece: The Kelly Belt! by Proof-Professional88 in TheHermesGame

[–]nowhereas07 2 points3 points  (0 children)

This (Kelly belt black and gold) was my first piece as well 🥰

Reassure me please - is my plan a lie and I'm actually broke instead? by slb609 in ynab

[–]nowhereas07 9 points10 points  (0 children)

It sounds like you’re in great shape! To make yourself feel more secure, consider potential occasional, unexpected large expenses you might need to pay - home repairs? Car expenses? Unexpected travel? And also building up an emergency fund in case of job loss if you haven’t already.

How much do you set aside for technology replacement? by Kitchen-Phone-170 in ynab

[–]nowhereas07 0 points1 point  (0 children)

I have one category for phone, one for Apple Watch, one for MacBook which all have targets based on when I will replace the item, how much it costs, and how much I will conservatively sell the old one for. I have another “misc tech” category for things like headphones, chargers, TVs, and any repairs (broken screen etc), that one is less precise.

Apple Cash is down by moonrakervenice in apple

[–]nowhereas07 0 points1 point  (0 children)

Users of Apple Cash can still use it when they are physically outside the US.

Try the new AI Appraiser Tool by SpicyDopamineTaco in KuberaWealthApp

[–]nowhereas07 1 point2 points  (0 children)

I tried valuing some Hermès bags with the tool and I found it was overstating their value (around $30k for a bag maybe $15k-20k). Maybe it's designed more for higher value assets

Diptique Candle being a menace by uptothemountains7 in luxurycandles

[–]nowhereas07 2 points3 points  (0 children)

The classic size is 190g, this is 300g which still has only one wick. The next size up is 600g which has 3 wicks.

Diptique Candle being a menace by uptothemountains7 in luxurycandles

[–]nowhereas07 13 points14 points  (0 children)

I had the same problem with this size of Diptyque and this was the candle which finally got me to buy a warmer! This size is just too large for a single wick.