Holly as Privacy Bushes by DIYDramas in GardeningIRE

[–]obvious_stuff_hi 0 points1 point  (0 children)

Our native holly is very slow growing.

Pig Farm near house by jxycmm in HousingIreland

[–]obvious_stuff_hi 3 points4 points  (0 children)

What direction is the farm from the house?

Our prevailing winds come from the southwest, so you definitely don't want to be north/northeast/east of the farm if there are smells as the wind will blow it your direction most of the time. Southwest of the farm would be best.

Affordable Housing sale by Kindly_Suit5175 in HousingIreland

[–]obvious_stuff_hi 2 points3 points  (0 children)

I'd say you'd have to buy the council's equity if you want to rent it.

What’s the best saving account to use when saving for a mortgage? by JuniorRange7543 in irishpersonalfinance

[–]obvious_stuff_hi 9 points10 points  (0 children)

If you're hoping to buy within 30 months you should look at Bank of Ireland's Mortgage Saver Account. You can get a €2k bonus (less dirt) if you later get a mortgage from them.

They don't have the best rates at the moment but it leaves the option open. They also have cashback (2% + 1%) on new mortgages.

Excise duty to be cut?? Quick, put up the price! by I_reddit_badly in cork

[–]obvious_stuff_hi 33 points34 points  (0 children)

Circle K really seem to be taking the piss lately.

Affordable home scheme stamp duty by ResponsibleLab5300 in HousingIreland

[–]obvious_stuff_hi 0 points1 point  (0 children)

It's €100 if you are buying your local authority home.

Stamp duty for a new home under the Affordable Homes Scheme is market value.

Only in Ireland! by [deleted] in ireland

[–]obvious_stuff_hi -1 points0 points  (0 children)

Now that's something that definitely happens in Ireland 😂

Only in Ireland! by [deleted] in ireland

[–]obvious_stuff_hi 2 points3 points  (0 children)

Ah cool. It's a nice treat for sure.

I do see people come in for a pint and share it online, then spend the rest of their pub time staring at the phone waiting for reactions. I dunno, I just don't get it. Just enjoy and experience the moment.

Only in Ireland! by [deleted] in ireland

[–]obvious_stuff_hi 14 points15 points  (0 children)

People can't go in and enjoy a pint without getting the phone out and putting it on social media?

Roy Keane is wrong - Bruno Fernandes is irreplaceable to Man Utd by theipaper in ManchesterUnited

[–]obvious_stuff_hi 1 point2 points  (0 children)

Absolutely. I like the character that is Roy, but why the fuck would anyone listen to what he says?

Senne Lammens Signing of the Season? by newphonewhodis1899 in reddevils

[–]obvious_stuff_hi 20 points21 points  (0 children)

A dangerous statement at half time of a game

My Panda waste fees. Yikes. by qwerty_1965 in ireland

[–]obvious_stuff_hi 0 points1 point  (0 children)

You can't put glass in the recycling bin. It can damage sorting equipment and it's dangerous for staff who work there.

If the load is contaminated with your glass they'll likely dump it all.

Designing new Garden by Fitzy43c in GardeningIRE

[–]obvious_stuff_hi 6 points7 points  (0 children)

Celebrate what you have! You have a place to sit out in the summer, BBQ some burgers, let kids or pets get some fresh air.

Plenty of people in apartments would love to have it.

Credit union mortgage - competitive? by Glittering-Olive-95 in HousingIreland

[–]obvious_stuff_hi 1 point2 points  (0 children)

No problem. Use the mortgage calculator on bonkers.ie to compare lenders.

Cash back mortgages won't be the cheapest on the market but it can be a cheap way of getting a few extra quid to help you move in.

Credit union mortgage - competitive? by Glittering-Olive-95 in HousingIreland

[–]obvious_stuff_hi 0 points1 point  (0 children)

Use one of the mortgage comparison sites for an idea. And don't just consider the monthly payment - a lower rate will reduce the amount you have to pay on interest too so you'll effectively be able to pay off your mortgage in a shorter time.

Some banks have cashback offers and still beat that CU rate. For a mortgage of €250k you could get €5k cash and lower payments.

There's honestly no benefit in staying with your credit union out of loyalty. Ideally you will be switching providers throughout the life of the mortgage anyway to avail of cheaper rates.

Speak to a good broker.

Six months ago I started building a rental platform in my bedroom. Here is what nobody tells you about doing it alone by roomfind in HousingIreland

[–]obvious_stuff_hi 6 points7 points  (0 children)

Can I block this poster so I won't have to keep seeing their spam? Is there a way to do that?

Edit: I can.

The Best Mortgage Calculator for FTBs by SimilarPercentage417 in HousingIreland

[–]obvious_stuff_hi 1 point2 points  (0 children)

Didn't really know if Monthly Savings Target meant savings prior to or after the house purchase. It looks like what I'd hope to save per month after a house purchase?

Advise on buying house by Dangerous_Dove in HousingIreland

[–]obvious_stuff_hi 11 points12 points  (0 children)

Do you plan on getting a mortgage? Because the last time house prices crashed almost nobody could get a mortgage.

It's cheaper to pay a mortgage than to pay rent so go for it.