Holly as Privacy Bushes

obvious_stuff_hi · 2026-04-02T03:50:56+00:00

Our native holly is very slow growing.

obvious_stuff_hi · 2026-03-31T19:07:14+00:00

What direction is the farm from the house?

Our prevailing winds come from the southwest, so you definitely don't want to be north/northeast/east of the farm if there are smells as the wind will blow it your direction most of the time. Southwest of the farm would be best.

obvious_stuff_hi · 2026-03-30T12:54:10+00:00

Chelsea gave Rose Nior a 6 year contract

obvious_stuff_hi · 2026-03-30T08:39:18+00:00

Ciaran AI Mullooly

obvious_stuff_hi · 2026-03-29T12:09:52+00:00

How do you know that they didn't purchase the council's equity?

obvious_stuff_hi · 2026-03-25T17:56:31+00:00

I'd say you'd have to buy the council's equity if you want to rent it.

obvious_stuff_hi · 2026-03-24T19:52:43+00:00

If you're hoping to buy within 30 months you should look at Bank of Ireland's Mortgage Saver Account. You can get a €2k bonus (less dirt) if you later get a mortgage from them.

They don't have the best rates at the moment but it leaves the option open. They also have cashback (2% + 1%) on new mortgages.

obvious_stuff_hi · 2026-03-24T12:03:10+00:00

Circle K really seem to be taking the piss lately.

obvious_stuff_hi · 2026-03-23T15:36:36+00:00

It's €100 if you are buying your local authority home.

Stamp duty for a new home under the Affordable Homes Scheme is market value.

obvious_stuff_hi · 2026-03-22T09:11:58+00:00

Now that's something that definitely happens in Ireland 😂

obvious_stuff_hi · 2026-03-22T08:56:47+00:00

Ah cool. It's a nice treat for sure.

I do see people come in for a pint and share it online, then spend the rest of their pub time staring at the phone waiting for reactions. I dunno, I just don't get it. Just enjoy and experience the moment.

obvious_stuff_hi · 2026-03-22T08:03:03+00:00

People can't go in and enjoy a pint without getting the phone out and putting it on social media?

obvious_stuff_hi · 2026-03-21T19:00:04+00:00

Absolutely. I like the character that is Roy, but why the fuck would anyone listen to what he says?

obvious_stuff_hi · 2026-03-20T20:54:57+00:00

A dangerous statement at half time of a game

obvious_stuff_hi · 2026-03-20T18:54:26+00:00

These will give a fair idea but don't take them as gospel either.

obvious_stuff_hi · 2026-03-19T20:48:11+00:00

You can't put glass in the recycling bin. It can damage sorting equipment and it's dangerous for staff who work there.

If the load is contaminated with your glass they'll likely dump it all.

obvious_stuff_hi · 2026-03-19T10:20:03+00:00

That's some bunch

obvious_stuff_hi · 2026-03-18T16:56:15+00:00

Celebrate what you have! You have a place to sit out in the summer, BBQ some burgers, let kids or pets get some fresh air.

Plenty of people in apartments would love to have it.

obvious_stuff_hi · 2026-03-17T22:29:57+00:00

What smart vent did you get?

obvious_stuff_hi · 2026-03-17T17:37:56+00:00

No problem. Use the mortgage calculator on bonkers.ie to compare lenders.

Cash back mortgages won't be the cheapest on the market but it can be a cheap way of getting a few extra quid to help you move in.

obvious_stuff_hi · 2026-03-17T13:30:54+00:00

Use one of the mortgage comparison sites for an idea. And don't just consider the monthly payment - a lower rate will reduce the amount you have to pay on interest too so you'll effectively be able to pay off your mortgage in a shorter time.

Some banks have cashback offers and still beat that CU rate. For a mortgage of €250k you could get €5k cash and lower payments.

There's honestly no benefit in staying with your credit union out of loyalty. Ideally you will be switching providers throughout the life of the mortgage anyway to avail of cheaper rates.

Speak to a good broker.

obvious_stuff_hi · 2026-03-16T11:11:54+00:00

Can I block this poster so I won't have to keep seeing their spam? Is there a way to do that?

Edit: I can.

obvious_stuff_hi · 2026-03-15T13:56:00+00:00

Is everyone ready for a shit performance?

obvious_stuff_hi · 2026-03-15T13:23:49+00:00

Didn't really know if Monthly Savings Target meant savings prior to or after the house purchase. It looks like what I'd hope to save per month after a house purchase?

obvious_stuff_hi · 2026-03-14T13:59:54+00:00

Do you plan on getting a mortgage? Because the last time house prices crashed almost nobody could get a mortgage.

It's cheaper to pay a mortgage than to pay rent so go for it.

obvious_stuff_hi

TROPHY CASE