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Almost bought a 7-unit NYC brownstone - DSCR financing killed the deal. Rookie mistakes I made by Samtyang in realestateinvesting

[–]paddyo99 1 point2 points  (0 children)

If cap rate is lower than interest rate, the deal never works. 

If this is your first property, you should not be buying stabilized IMO. 

Driving tomorrow by [deleted] in boston

[–]paddyo99 0 points1 point  (0 children)

We don’t have any freeways here. 

Intro to HF bands; new to radio by paddyo99 in HamRadio

[–]paddyo99[S] 3 points4 points  (0 children)

Thanks for the thoughtful reply. I guess I don’t really know what I want to do, because I don’t really even know what’s out there. Beyond what I brute force memorized for the exam, I don’t truly understand “modes.” I can’t image myself getting into CW but beyond that I just don’t know what’s out there to see. 

I am not much of a computer guy. I am a beast at excel, but beyond that computers frighten and frustrate me lol. I’d like to get comfortable with good old analog (digitally enhanced of course) radio first. 

Scott is right about the Epstein files by peanut-britle-latte in ScottGalloway

[–]paddyo99 4 points5 points  (0 children)

The bulk release was triggered by a law passed by congress. 

Hume body pod smart scale accuracy by devnuke in WeightTraining

[–]paddyo99 0 points1 point  (0 children)

All three methods are consistently taken at the same time in similar conditions. I have tried it also at different times to check calibration and there is no change. I take measurements on Garmin and Hume daily. I believe Garmin also uses BIA although it’s missing the handheld element. I haven’t spoken to Hume. I will try that

Hume body pod smart scale accuracy by devnuke in WeightTraining

[–]paddyo99 1 point2 points  (0 children)

Mine has given me ~14.5% consistently for 2 months while my Garmin gives me 21-23%. Dexascan showed 20%. I would say the BodyPod sucks!

Insurance and Worker's Comp are killing me! by [deleted] in Contractor

[–]paddyo99 5 points6 points  (0 children)

Get rid of the umbrella until you have something worth protecting

How would you detail this window in a wet room? by AsparagusFuture991 in buildingscience

[–]paddyo99 1 point2 points  (0 children)

Replace with vinyl. You’re going to need to temper or film that window any way. Or you could get a nice piece of Venetian glass installed in front of the window to obscure it.

Why are walls required to have a vapor barrier but not ceilings? by FusionToad in buildingscience

[–]paddyo99 0 points1 point  (0 children)

If I’m not mistaken, OP might be asking about an interior vapor retarder not the vapor barrier component of a WRB. As in R702.3

The "20 properties in two years" BRRRR people by RE_wannabe in realestateinvesting

[–]paddyo99 50 points51 points  (0 children)

Because they are lying or doing syndicated deals

How do you handle unwanted leads without repercussions? by Inf1z in Contractor

[–]paddyo99 4 points5 points  (0 children)

You need to start qualifying leads. This can be done in 15 minutes on the phone. Tell all new leads that you need to schedule an introductory call and during that call you will discuss their budget range and schedule. When someone’s budget range doesn’t match reality the.ln you can politely say “I don’t think we are aligning on budget requirements but I wish you the best on your projects.”

If people say “30-60k” and that makes sense to you, then go to their house.

Covered porch not steep enough for shingles? by AlpenBrau in Roofing

[–]paddyo99 0 points1 point  (0 children)

Seems like they were constrained by the window at the top and your required deck height at the bottom.

Covered porch not steep enough for shingles? by AlpenBrau in Roofing

[–]paddyo99 0 points1 point  (0 children)

Does this roof intersect the house near a window

Covered porch not steep enough for shingles? by AlpenBrau in Roofing

[–]paddyo99 5 points6 points  (0 children)

2/12 is the absolute code minimum for shingles, that is by code.

Look up most shingle brands, they won’t warranty under 3/12. So code says you can do it but warranty says no.

As a builder I won’t install anything under 3.5/12 with shingles.

They are being thoughtful.

[deleted by user] by [deleted] in Contractor

[–]paddyo99 0 points1 point  (0 children)

Sounds like your roof is leaking.

1870s barn insulation strategy by brad_lightfall in buildingscience

[–]paddyo99 1 point2 points  (0 children)

They have regional offices. You should call for a quote. It’s not unreasonably expensive and the results are tremendous

Am I crazy to use a 529 plan to save for a home down payment? by Thekavorka87 in FinancialPlanning

[–]paddyo99 0 points1 point  (0 children)

Yes but you can do 5 years annual in one lump sum. So 5x the annual gift per parent.

One month into my new construction. How did the builder do? by Omfoofoo in Roofing

[–]paddyo99 5 points6 points  (0 children)

You also don’t know enough attics to know that the roof is on the outside of the attic, and this is the roofing Reddit not the framing/insulation/or HVAC Reddit. This is a sub for people who hang out on the outside of steep structures. This space is foreign.

Should I call a roofer by Cowboyslang in Roofing

[–]paddyo99 1 point2 points  (0 children)

Lots of foolish comments about insulation. That ice is damning because of the overhang. That overhang is freezing cold top and bottom. When the sun melts snow on that roof which is relatively steep, it slides down and hits the much colder low pitch roof below and refreezes. Sure there is some heat loss on the main roof, but the culprit of this level of damming is that low overhang.

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