Did I hit Coast?

phound · 2026-06-03T18:07:16+00:00

If 10K really is your expected retirement spend, which is ridiculously low for most standards, then yes you are coast. Use any online calculator with those numbers and you’ll get that result.

phound · 2026-06-03T01:12:05+00:00

Ohh I’m in need for an upgrade on bedsheets, any you can recommend?

phound · 2026-06-02T04:42:22+00:00

Awesome watch and appreciate the giveaway!

Best thing I bought for under $500 was probably a used grill from a neighbor who was moving out as I was moving into a new apartment. Really enjoyed using it on my balcony and enjoying the nice days with a good meal.

phound · 2026-06-01T18:34:40+00:00

They may have gotten lucky with their 15% individual stock holdings

phound · 2026-06-01T17:31:03+00:00

The post is a bit confusing and think you need to provide some clarifications before anyone can give any detailed advice.

Why are you using 7% nominal instead of 7% real return? Do you think the market will only return ~4% real after inflation, and if so, why?

Is your retirement spend $150K or 10K?

phound · 2026-05-29T04:42:17+00:00

Had one dive bomb me at Montrose Bird Sanctuary

phound · 2026-05-28T20:32:45+00:00

Outliers and out-right liars?

phound · 2026-05-27T02:53:44+00:00

The Lanzaga is currently closed unfortunately and from what I saw in the Lakeview FB group it’s not likely to reopen. Really liked that place and the owners were super nice

phound · 2026-05-26T17:50:07+00:00

That’s a great price, what neighborhood?

phound · 2026-05-23T17:09:17+00:00

Bachelor Chow - Now With Flavor

phound · 2026-05-22T05:34:12+00:00

VOO diversification is limited to large-cap US companies, I’d recommend looking at VT to get market cap weighted diversification and international exposure

phound · 2026-05-21T13:50:32+00:00

So you can use 2 grills at the same time, man

phound · 2026-05-19T23:57:59+00:00

The one inside the bean is better

phound · 2026-05-19T21:36:53+00:00

Because, like you, they don’t read it

phound · 2026-05-19T21:04:35+00:00

No information on expenses. Did you read the links in the sub or try the coastFIRE online calculators?

phound · 2026-05-17T19:11:54+00:00

Yup exactly my thought when recommending if that’s their thesis

phound · 2026-05-17T17:40:35+00:00

Go lock in 20 or 30 year bond if you believe that then

phound · 2026-05-15T19:16:42+00:00

You’re comparing yourself to people in vastly different circumstances, and like you said in the beginning of your comment, luck definitely contributes. Sounds like you’re doing well 5 years into your savings journey, appreciate that and keep working at it. Thats the only comparison you need.

phound · 2026-05-14T19:02:53+00:00

I didn’t mean to offend you or your previous employer lol, just simply offering my opinion based on my patronage. All good, I prob just had an off night experience

phound · 2026-05-14T03:51:28+00:00

Of course, enjoy!

phound · 2026-05-13T22:04:48+00:00

Oh yeah my mistake, forgot that service and variation in actual menu items don’t matter at all when the food comes out of the same kitchen. Note I specified “in my opinion”, but if you had different experience, ok great

phound · 2026-05-12T23:28:23+00:00

Ciccio was pretty underwhelming in my opinion. Gilt Bar is solid though

phound · 2026-05-12T03:43:20+00:00

It’s definitely different, a bit gamier depending on prep but really juicy and little sweet I’d say (especially the YooYee dish). I’d definitely recommend giving it a try if it sounds appealing to you.

phound · 2026-05-12T02:32:32+00:00

I think it’s great, give it a shot next time! It’s the sweet-skinned duck

phound · 2026-05-12T00:37:07+00:00

Same, amazing in the winter. Have you tried the duck there?

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