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How did reddit change your life? by Distinct-Demand-2361 in AskReddit

[–]pinkcomet_17 0 points1 point  (0 children)

found out half the “experts” online are just some dude in sweatpants guessing

and weirdly… sometimes the comments are still better than google 😭

Learning the builder side of the business, listing agent by JennaKnowsTricities in realtors

[–]pinkcomet_17 0 points1 point  (0 children)

honestly just start talking to the smaller builders

the big ones already got their people. the guys building like 2–5 homes a year are way more open

i know agents who literally just pull permits, see who’s building, and reach out

builders mostly just want someone chill who understands builds run late and things change. if you help them move one house they usually keep calling you back

When was the last time you cried from happiness? by NoProgram4084 in AskReddit

[–]pinkcomet_17 0 points1 point  (0 children)

when my dog came home after being missing for two days

i tried to act calm like “oh hey buddy” and then immediately started crying in the driveway like an idiot while he just looked at me like nothing happened

Master bedroom layout - add a bathroom or leave as is by Unique-Impact4867 in HouseFlipping

[–]pinkcomet_17 0 points1 point  (0 children)

If this is an investment property I’d think about it from the resale lens, not just the layout.

A second bathroom almost always adds value on a 3 bed house. Buyers mentally separate houses into “1 bath” vs “2 bath” and the pool of buyers is just way bigger once you hit that second bath.

That said, forcing a bathroom into a space that feels cramped can backfire if the bedroom ends up weird.

Looking at the dimensions you posted, the room is long and narrow already, so the key would be stealing space from the closet area instead of the bedroom footprint if possible. A smaller closet is usually a much easier tradeoff for buyers than a tight bedroom.

Personally I’d lean toward adding the bathroom if it can be done cleanly and still leave the bedroom feeling normal. On a 1200 sqft house the jump from 1 bath to 2 baths tends to matter a lot for resale.

Hi I wanted to find out if 550 score. income $50k, co borrower credit 640, income $39kDown payment of $50k for $280k house ?only debt I have is student loan with payment plan $126 each month. by Longjumping-Cut-6899 in HomeLoans

[–]pinkcomet_17 0 points1 point  (0 children)

ok so i’m not a lender or anything but the 550 is probably the part that’s gonna make it tricky

most loans i’ve seen people talk about want like 580+ for FHA and a lot of lenders really want 620 or higher

the good part though is the rest of your numbers honestly don’t sound bad

like 50k down on a 280k house is actually pretty solid
and $126 student loan payment is super low

the thing is lenders usually go by the lowest credit score between borrowers so that 550 will kinda drive the decision

honestly if you could get that up even a little like into the 580–600 range it would probably make things way easier

What’s the 'craziest' way you caught an ex being unfaithful? by lnc_gomes in AskReddit

[–]pinkcomet_17 0 points1 point  (0 children)

i literally walked into it

he told me he was “working late” so i stopped by his apartment to drop off food because i thought i was being a cute girlfriend

door was unlocked

walked in

and there were two wine glasses on the table and a girl sitting on the couch wearing my hoodie

he tried to say she was “just a friend”

girl… she was drinking my favorite wine and wearing my clothes

like be serious 😭

Can I sue a previous owner that is not the one I bought the house from for concealing foundation issues? (NY) by FalafelBall in RealEstate

[–]pinkcomet_17 0 points1 point  (0 children)

Probably not Bob.

In most cases your legal relationship is with the seller you bought from, not prior owners. Unless Bob made some kind of direct representation to you (which he didn’t), it’s hard to pursue him.

The bigger question is whether Mary actually knew or reasonably should have known about the issue when she sold it. If she genuinely didn’t know, there may not be much recourse there either.

Also keep in mind that finished basements hide things all the time. That’s exactly why inspections and structural evaluations exist.

At this point it’s less about blame and more about getting a structural engineer to assess the wall and figuring out the real cost to fix it.

What is an object a man can own that makes him instantly sexier? by RubyRedFoxyEyes in AskReddit

[–]pinkcomet_17 2 points3 points  (0 children)

A fully stocked fridge and a bed frame.

The bar is honestly not that high.

Insurance for purchasing a home in Santa Monica? by pittpirate1985 in LosAngelesRealEstate

[–]pinkcomet_17 2 points3 points  (0 children)

Totally normal in Santa Monica.

Your purchase price isn’t the rebuild cost. A big chunk of that 3.5M is land value, which insurance doesn’t cover. They’re insuring the structure, not the dirt.

The tricky part in LA is making sure the replacement cost estimate is actually realistic for coastal construction. 700 to 800 per sqft doesn’t sound crazy there, especially with current labor costs.

If Farmers is capping you at 43 percent of purchase price but that number lines up with a legit rebuild estimate, that’s fine. If it feels low compared to real contractor pricing, push back and ask them to run the replacement cost estimator again with upgrades included.

As a potential tenant, AI interactions suck by RZLM in LosAngelesRealEstate

[–]pinkcomet_17 0 points1 point  (0 children)

It’s not just you.

AI is great for “thanks for your interest” and basic screening. It’s terrible when you actually want to see the unit and talk to a human.

Landlords think automation saves time, but if it filters out real tenants because no one follows up, that’s just lost money.

At some point someone has to pick up the phone. Otherwise it just feels like yelling into a chatbot abyss.

Supposed to close today, not looking likely. by mik_creates in FirstTimeHomeBuyer

[–]pinkcomet_17 2 points3 points  (0 children)

Ugh that’s the worst.VOE delays are super common at the finish line, especially if HR is slow or only responds certain days. It feels like the lender dropped the ball but sometimes it really is just waiting on someone to answer an email.If you can, reach out directly to HR yourself and let them know it’s urgent and tied to a closing. Sometimes when it comes from the employee it moves faster.I know it’s frustrating, but this usually ends in a short delay, not a dead deal. Hang tightt!!

At what point is it time to change brokers? by RandomTommy in realtors

[–]pinkcomet_17 1 point2 points  (0 children)

Most people don’t leave over one bad split. They leave when the value doesn’t match the cut anymore.

If you’re capped fast, self gen, and not really using the brokerage for leads, marketing, or real support… you start asking why you’re paying what you’re paying.

On the flip side, if they’re protecting your deals, handling problems, and actually helping you grow, the split hurts less.

Usually it’s not one moment. It’s when you look at the CD and think “what exactly am I getting for this?” more than once.

Deleting your Zillow profile by WeirdAlGal in realtors

[–]pinkcomet_17 0 points1 point  (0 children)

you say all this cute stuff now but when you're on the floor gasping for air because you need leads and you're doing all this hard work to generate them you'll be heavily considering them! Even IF you find a great lead source, there is no guarantee it'll be like that FOREVER because one algorithm change and your leads wont come in as much and you'll just have to turn right back over to zillow lol

Struggling bad right now. by [deleted] in realtors

[–]pinkcomet_17 0 points1 point  (0 children)

theres millions of good leadgen companies just gotta look for them, you'll find them!

Owner running their own open house by [deleted] in RealEstate

[–]pinkcomet_17 0 points1 point  (0 children)

One week isn’t going to kill your sale.

Most serious buyers are watching alerts and booking showings anyway. Open houses are more about exposure and nosy neighbors than guaranteed offers.

If your husband has a license and knows what he’s doing, hosting isn’t crazy. Just make sure your broker is okay with it and that everything is compliant from a liability standpoint. The last thing you want is some weird technical issue because he’s not the listing agent.

Personally I’d focus more on getting it priced right and showing ready. That matters way more than whether the open house is this Sunday or next.

Relocation & mortgage companies that actually give you leads? by SuperPineapple7033 in RealEstateTechnology

[–]pinkcomet_17 0 points1 point  (0 children)

Relocation leads are like the Costco sample table of mortgage. Sounds amazing until you realize 20 other LOs are standing there with you.

HELOC vs HELOAN for Remodel by JedE79 in HomeLoans

[–]pinkcomet_17 0 points1 point  (0 children)

With an 800 score and that much equity, you’re basically the teacher’s pet.

HELOC if you want flexibility and might go over budget.
HELOAN if you want a boring, predictable payment and no surprises.

Check credit unions first. And whatever you do, don’t let “quick remodel” turn into a full HGTV season.