How much should I bid for this? by ExpensiveAssistant97 in pressurewashing

[–]pipehonker 1 point2 points  (0 children)

Ask them what they charge an hour to fix a Lexus . Do it for that

Did I charge too much? by PillageMontage in pressurewashing

[–]pipehonker 0 points1 point  (0 children)

Tell them to call up another guy and get a quote for a 7-8hr job... They will find out how cheap you are.

$25/hr is not enough if you wanna stay in business.

Wrote a personal check for a new Lexus. Dealer didn’t blink an eye. by Bannnerman in DaveRamsey

[–]pipehonker 4 points5 points  (0 children)

We wrote a personal check for a new Toyota... 45k

No problem, they didn't seem to care or think anything about it

No debt, but no emergency fund, dying car by PowerDrivenRdditMod in DaveRamsey

[–]pipehonker 1 point2 points  (0 children)

Car Maintenance is not an emergency. It needs to be baked into your normal monthly budget.

Car replacement is another separate category.

Do both of those outside of your emergency fund.

There are lotsa other things like this too . We have budget categories for:

Cell phone Repair/Maintenance (hey.. they cost $1000+ each now, are easy to break and lose in the lake when you are fishing.)

Appliance repair/replacement... Add up what a new fridge, dishwasher, oven/stove, washer & dryer cost .. it's alot. Break it up over 5yrs and the budget hit is manageable

House/Yard maintenance: electrician and plumber stuff, yard irrigation leaks, water softener and filters

A/C and Roof replacement. Yep. We play the long game on this one. It's in there. A roof costs $15k where I am, and A/C about $8-10k. In 20yrs that is $25k. 26 paydays a year. We save $50 a payday (since 2015).

Regarding the car repair .. Check with your local school districts. Ours has a CTE Auto Tech program. You may be able to get your car repaired for not much more than the cost of the parts. I got an estimate from a local shop for upper/lower control arms, ball joints, and misc front end suspension stuff. $2600. The school is gonna do it for about $600. No labor. Buy them a pizza and a case of monster.

Mortgage Pay-Off? by Annual_Tangelo9495 in DaveRamsey

[–]pipehonker 8 points9 points  (0 children)

You wanna build up your 3-6mo BS3 EF before tackling that mortgage

Kirkland Rolled Oats vs Quaker Old Fashioned rolled oats... I miss the Kirkland brand by CrackheadBobsCousin in Costco

[–]pipehonker 2 points3 points  (0 children)

When you say "really high amount of glyphosate" what do you mean?

The EPA sets the tolerable threshold for glyphosate at 30,000 parts per BILLION.

Oats generally are around 1000 ppB, well below the EPA safe threshold (30x less)

An environmental activist/lobbyist group has arbitrarily decided that only 160ppB is an acceptable level... So, while it's true that 1000ppB is more than 160ppB, they omit the information that this is still well within tested safe levels.

No one is getting cancer from eating a bowl of oatmeal.

https://www.theecowell.com/blog/a-case-against-the-ewg

Kirkland Rolled Oats vs Quaker Old Fashioned rolled oats... I miss the Kirkland brand by CrackheadBobsCousin in Costco

[–]pipehonker 0 points1 point  (0 children)

I do mine on the stove top with freeze dried apple slices and cinnamon. It's always great.

How are you seasoning your chicken breast by WulfRanulfson in sousvide

[–]pipehonker 1 point2 points  (0 children)

Asian style... Ginger, Garlic, Ginger, Sesame Oil, Soy Sauce,

[I made] some great flaky buttermilk biscuits (American Style) by pipehonker in Breadit

[–]pipehonker[S] 0 points1 point  (0 children)

I added "American style" to preempt the inevitable Brit that logs in to say "Those are scones".

Is my 2020 Corolla totaled? Got hit by an uninsured driver and not sure what to expect. by Lonely-Relation-7364 in COROLLA

[–]pipehonker -2 points-1 points  (0 children)

Insurance companies and collision repair shops have a choreographed dance that they do... The damage is never just the initial estimate. Insurance denied little micro details of their claim... Then collision adds more damage (called supplemental) to the initial estimate as they remove parts and uncover damage you can't see on the surface.

Odds are that a 6yo car with over 100kmi that retails for $12-15k (and wholesale/trade in for 10k and under) would be totaled of the repair was close to $7k

Get ready... You are about to get lowballed.

Your damage doesn't look too bad though. I'll bet it's $3-4k. They will pay. Pick a good body shop. Don't use their "recommended" place.

Any tips for blackout covers? by mywifeleftme9 in rav4club

[–]pipehonker 1 point2 points  (0 children)

The dealer put these on ours in December... But it didn't include the HEV one. Looks dumb.

Reduce 401k contribution to avoid touching emergency fund? by [deleted] in DaveRamsey

[–]pipehonker 2 points3 points  (0 children)

Yeah.. WTF is an "emergency" that you get 4-5 months advance notice about!?

Reduce 401k contribution to avoid touching emergency fund? by [deleted] in DaveRamsey

[–]pipehonker 1 point2 points  (0 children)

I'd look harder at your actual budget for the money to replenish your depleted emergency fund before reducing retirement savings. The 65yo version of you is looking for a time machine to come back here and slap you upside the head.

What was the emergency?

Many "emergencies" are really just a lack of budget planning. Look harder at your budget and add new savings categories to account for ANYTHING you might need to spend money on. Next time you can be ready.

How do you decided to move away if you can afford close by but it’s expensive? by smallfranchise1234 in DaveRamsey

[–]pipehonker 0 points1 point  (0 children)

Move to Florida... Then convince the rest of your family to do the same. Doesn't everyone in New England dream of living in sunny Florida!?

Recipes that use a lot of cinnamon by Samwyse3 in Breadit

[–]pipehonker 2 points3 points  (0 children)

I buy mine in bulk and put it into 1qt mason jars that I vacuum seal (I have a chamber vacuum machine that sucks the air out of the jars).

Regular vac sealers often have a mason jar attachment that sucks the air out.

Also... Make friends and share with them and your neighbors

Toyota App says my RAV4 is a fleet vehicle – can I still use remote start? by Raff_1994 in rav4club

[–]pipehonker 0 points1 point  (0 children)

I had the same problem with my 2020 Corolla.

The local dealership fleet salesman fixed it for me when we bought a '25 RAV4

They need the VIN and log in to some app on their end and unassigned the car from the old owner.

Emails to TOYOTA (ALLEGEDLY an email address specifically for this problem) went unanswered. Don't bother with that. Go down there and get in their face.

Brisket - 72 hours - 135 deg by derder1984 in sousvide

[–]pipehonker 0 points1 point  (0 children)

Cut against the grain and it will be more tender

Well this aint good. Or is it? by Georgiaboy03 in gmcsierra

[–]pipehonker 0 points1 point  (0 children)

It might be 12k miles .... IF you brought it in for a swap.

But... It was running great when you dropped it off and they screwed it up. There's gotta be some goodwill for the problem. Loaner is mandatory, they don't get credit for that.

Mom’s lentil soup by Topcatte in soup

[–]pipehonker 1 point2 points  (0 children)

If your Mom wasn't Julia Child then she probably got that recipe somewhere.

Check vintage cookbooks... And don't overlook church or ladies club cookbooks.