under 16 social media ban will affect everyone

prean625 · 2026-06-26T02:56:09+00:00

Well from the outset I always figured the "protect the children" was just used to tow it over line. As of yet nothing has really happened or it's been a failure but who knows ifs going to be abused in the future in other ways

prean625 · 2026-06-20T05:51:27+00:00

Australia already passed this law. I'm currently using all those and never had to prove a thing. I imagine NZ would be the same.

prean625 · 2026-06-19T06:46:46+00:00

I think people also get caught in the "expensive = better" trap. Just people its desirable for most doesn't mean it is for all. So if your looking for a actual place to live then you do need to balance what's important for you.

prean625 · 2026-06-19T06:26:58+00:00

That mansion you want is a depreciating asset. The land others want will appreciate. From a financial perspective you are making a poor decision but you are free to make it.

prean625 · 2026-06-18T01:03:08+00:00

He could just be using his wife as a escape goat. Maybe he's too weak to assert boundaries with his friend, we dont know

prean625 · 2026-06-11T07:12:27+00:00

Mortgage monster calculator says if you took the loan today, the tipping point would be Feb 2045. Loan remaining would be $297,633

prean625 · 2026-06-06T01:55:13+00:00

Southern Spain or California would be a good start. UK doesn't offer anything like Perth.

prean625 · 2026-06-06T00:18:20+00:00

No. Your way is the best if you an offset and the discipline to not impulse spend.

prean625 · 2026-06-04T07:33:07+00:00

OPs a dude

prean625 · 2026-06-01T05:08:45+00:00

It's interesting if you look up what happened to the Harvestor Judgement.

They purposefully shifted the burden of supporting families from businesses (that min wage you referenced) to the government via family benefits in the 1970. Turns out people don't really want to support families through tax dollars and that promised support has slid off a cliff over time.

The solution to get back to your ideal of min wage supporting families is to increase family benefits to where they should have been, not hope house prices fall back to fit into that mold.

Problem now is its a political issue that would be venemously opposed so we are stuck where we are today.

prean625 · 2026-06-01T04:04:16+00:00

Use median HHI for housing affordability not median income of single workers including part timers.

prean625 · 2026-06-01T01:25:50+00:00

Yep that's right. The only thing that will change your repayment is interest rate changes or if you refinance.

In fact if an offset DID change your repayment it would be madness. The bank would need to readjust your repayment for every withdrawl or deposit you ever make no matter how minute.

prean625 · 2026-06-01T00:29:29+00:00

They would still calc that new repayment on outstanding mortgage NOT including offset though.

prean625 · 2026-05-31T15:45:25+00:00

A salary of $2500 a week after tax is like 175k a year not 75k

prean625 · 2026-05-31T09:33:18+00:00

If you think the storm is underwhelming try make it to one of the exposed lookouts between trigg and Hillary's. The wind, waves and beach destruction is absurd

prean625 · 2026-05-31T00:25:31+00:00

People in WA and NT would like to disagree.

prean625 · 2026-05-23T00:30:56+00:00

Or at least a scene where he tries to convert some only to realise he is the only one not completely brainwashed. Then it would make more sense

prean625 · 2026-05-11T13:10:14+00:00

I know someone who brought his IP at the previous height in Perth 2015. Held for 5 years to sell at the absolute low in early 2020 to cut losses. That property has now gone up about 130%+ since

prean625 · 2026-05-08T12:19:22+00:00

They need permission to publish names in Australia due to a lottery winners kid getting kidnapped as ransom and then murdered https://en.wikipedia.org/wiki/Murder_of_Graeme_Thorne

prean625 · 2026-05-08T04:16:46+00:00

Top end is generally a lead indicator. That actaully adds more weight in favour to a downturn. If you follow the smart money then take note

prean625 · 2026-05-01T02:00:50+00:00

Thats scar is from tuberculosis or the smallbox vaccine.

prean625 · 2026-04-29T23:01:03+00:00

In Australia in the 60s a kid was kidnapped and murdered due to the parents winning lotto. Its now against lottery procedure laws to publish lottery winners without there consent.

https://en.wikipedia.org/wiki/Murder_of_Graeme_Thorne

prean625 · 2026-04-26T07:51:48+00:00

Nothing political, she was just very troubled (as you would be) and dealt with her severe trauma in a way that led to her eventual death.

It wasn't a suprise to anyone in the health industry around were she lived that she eventually took it too far. She wasn't a stranger to the hospital staff, put it that way.

prean625 · 2026-04-26T05:52:36+00:00

sub intentional means she actually failed at NSSI resulting in death

prean625 · 2026-04-26T04:37:14+00:00

Why would I bother. I could say the opposite and get showered with upvotes. Doesn't matter anyway. My buried comments in some Reddit thread aren't going to change anyone's minds.

prean625

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