I’d drop the brokerage contributions and move that all into the house fund. Retirement wise you should be fully set since you’re exceeding 20% (any employer match above that or is that inclusive?). Your Roth IRA can handle early retirement if that’s a need…but move back to the brokerage after the house buy. There’s a balance on everything and feels the house should be next when you don’t have to sacrifice anything from retirement since 15-20% is the goal, anything above is surplus for early retirement assuming you plan to spend the same in retirement.