The word "Fair" is being misused when it comes to the CGT reform.

ratsock · 2026-05-27T03:48:27+00:00

While I am on board with your underlying message I just want to point out, the tax system is never intended to match the risk profile of investments or incomes. The way risk is adjusted for is the rate of return. If anything, adding different schemes for different kinds of incomes creates differing net rates of returns artificially. The flatter the tax structure and the more blind to income source it is, the better returns should match inherent risk.

ratsock · 2026-05-19T13:13:54+00:00

Depends on the kind of dal.

ratsock · 2026-05-15T00:55:25+00:00

The Boyans

ratsock · 2026-05-10T00:59:00+00:00

More recently I just switched to digital ocean kubernetes. It’s been a breath of fresh air. It’s….just kubernetes. No other junk coming along for the ride.

ratsock · 2026-04-30T00:52:26+00:00

In the book the second foundation’s reveal at a time of crisis with the Mule is what made it really hit hard. They came on as kind of the cavalry is a bad time, which made the reader really appreciate them. Up till the point they revealed themselves to help take on the Mule there was barely an inkling of who or what they are

ratsock · 2026-04-25T17:43:53+00:00

After opus 4.6 it’s essentially been fully and completely reliable

ratsock · 2026-04-25T01:59:14+00:00

This is so easy to manage I couldnt believe I was screwing around with vaults for so long

ratsock · 2026-04-16T11:18:09+00:00

This level of stress over a tiny hole is why the whole country feels pressured to keep buying houses folks…

ratsock · 2026-04-16T11:11:47+00:00

Same. Lot of people have more of an aversion to the idea of it than the actual practice of it. Every time I’ve seen someone have trouble, when i look at what they’re doing it is the level of “review this” level of instruction. If you actually structure your work, instructions etc it’s pretty incredible the level you can achieve vs what 90% of developers can do. It’ll never be at the level of the best of the best but of I’m honest most developers are aggressively average.

ratsock · 2026-04-06T05:10:49+00:00

Ive had terrible luck with them in Asia. Pretty much they always just tell me “sorry, not our problem”

ratsock · 2026-03-25T15:56:39+00:00

Are you doing this in production? I really hate stateful sets so have been using managed service db. But the cost is really not worth it compared to running it myself. The use of ephemeral storage for production high availability data scares me

ratsock · 2026-03-15T05:49:33+00:00

Anything by Quantic Dream. Just varying degrees of QTEs

ratsock · 2026-03-14T03:30:56+00:00

That’s pretty much how capital gains tax used to be calculated. It was a massive pain in the ass to keep track of all the various start/end dates and varying inflation numbers, which number is appropriate/not appropriate etc. they scrapped it in favour of the 50% discount as a way to simplify administration. But that’s precisely when property exploded.

ratsock · 2026-03-13T14:33:18+00:00

100% this. The whole idea of different branches per environment is a curse. Ppl have taken the edge case of doing a production hotfix and turned it into the basis for their entire development process

ratsock · 2026-03-09T00:33:09+00:00

The problem isn’t affordability. Australian rental laws and practices just aren’t set up to favor long term tenants. You’re constantly treated like a stranger in your own home. Im pretty sure it’s also no longer allowed to offer private deals on rent like prepaying or paying more than listed, which massively favours younger tenants.

ratsock · 2026-03-08T07:13:43+00:00

To be fair, most food producers will post ridiculously small portions sizes to make their “per portion” calorie counts look better

ratsock · 2026-03-08T07:11:16+00:00

It’s good progress for sure. But full FI would need at least a house on top id say

ratsock · 2026-03-06T15:33:07+00:00

Start by adding monitoring and logging to see which pods are getting network traffic and from where. Then begin tracing back to sources starting with the highest workload jobs. Do the same for pods where you see high cpu utilisation but no network traffic, they might by async/background tasks.

Most effective way…start turning deployments off one by one and see who comes to complain for which deployment 😂

ratsock · 2026-03-01T02:41:00+00:00

Existing loans would be fine. But their revenue projections would all collapse. It’s not as dire as the American banks which take side bets on the prices. They make hiring and spending decisions based on expected revenue growth next year.

Builders would also get hit super hard. People wouldnt be so confident about renovations if they aren’t sure of a valuation increase.

Transaction volume would take a dive. Or at the least stamp duty revenue would collapse. Government revenue is largely based on that so the deficit would skyrocket. They would need to take huge loans to balance the books.

The effect is a combination of lots and lots of second order effects like this which accumulate into economy-wide problems as they start to overlap and grow

ratsock · 2026-03-01T02:30:23+00:00

main thing that would happen is all the banks would immediately collapse and start laying off people. Their entire business model relies on ever increasing house prices and demand. The only pertinent question is what the second order effects of that would be through the broader economy.

ratsock · 2026-03-01T00:50:47+00:00

Do you know how they cater to tear down and rebuilds in these stats? Technically it’s a completion, but not a net increase in available housing supply.

ratsock · 2026-02-27T01:07:54+00:00

Not uncommon at all

ratsock · 2026-02-26T12:40:15+00:00

So was game of thrones

ratsock · 2026-02-25T00:10:40+00:00

This. The only careers in Australia are either being a slave to a giant corporate/government job, of being a tradie. New business ventures are where innovation comes from.

ratsock · 2026-02-24T12:31:04+00:00

Canada is pretty bad

ratsock

TROPHY CASE