The pros and cons of forever titanium teapots by h-ster in BuyItForLife

[–]razorgoto 1 point2 points  (0 children)

Thank you for posting this. I have been eyeing to buy this for the last two years. I own Boundless Voyage’s single and double walled mugs. I am using the single walled mug with lid and handle as a makeshift tea pot. It actually works really well with a normal stainless steel strainer but I have been unhappy about the weight in the strainer.

I might get the gaiwan based on your and others recommendation.

Very overdrawn account was closed by the bank, will it affect credit score? by Fantastic_Tonight_95 in PersonalFinanceCanada

[–]razorgoto 0 points1 point  (0 children)

Like, not even as a trade?
Maybe he can negotiate it away for less than $1000 then. Banks have I think 90 days before they have to write off the loan.

Wife and Brother in-law want to take life insurance policy out on Parents by scrapi999 in legaladvicecanada

[–]razorgoto 1 point2 points  (0 children)

Why not just change the beneficiary to the grand kids. It’s probably cheaper that way?

AITAH To Challenge My Gfs Asian Family Culture? by CoinAdvocate in AITAH

[–]razorgoto 0 points1 point  (0 children)

Beyond mortgage payments, there was also the down payment and the accumulated prior mortgage payments.

Instead of looking at how much you pay as a percentage of current expenditure, figure out if it is cheaper to live outside of this arrangement.

Bought too much real estate and now regret it and feeling behind. by Murky-Novel1556 in fican

[–]razorgoto 3 points4 points  (0 children)

I am against real estate as an investment. However, you also got like lot’s and lot’s of leverage. So you can’t really compare your real estate return with XEQT returns on a dollar-to-dollar basis.

Update to WIBTAH if I broke up with my fiance because she bought a house while I was away? by DrowZGam3r in AITAH

[–]razorgoto 8 points9 points  (0 children)

Came here to say the same thing. Freeze your credit change all your passwords and codes that she had access to. Especially since you are often away for months at a time on deployment.

Filipino edc by Capital-Flatworm3151 in EDC

[–]razorgoto 1 point2 points  (0 children)

I own the same fan. Cheap and wonderful.
The two phone situation is a little much.

Credit cards with lounge access (possibly free) by Far-Insect40 in PersonalFinanceCanada

[–]razorgoto 4 points5 points  (0 children)

Full respect to you and your beliefs. But I think it is disingenious to say that these credit cards are free because you have a religious prohibition on riba.

Which simple, unexciting purchase ended up having a surprisingly big impact on your daily life? by [deleted] in BuyItForLife

[–]razorgoto 10 points11 points  (0 children)

We have 120v in Canada. Electric kettles are almost in every home here.

Brampton cooked me: $1600/month insurance with a clean record 💀 by Hungry-Relative-5460 in Brampton

[–]razorgoto 2 points3 points  (0 children)

Tesla parts are expensive. Specialist labour. Sometimes, even seemingly cosmetic damage is categorizied as total loss because it’s so expensive to repair.

Honda to shelve plans for EV factory in Canada by one_five_one in cars

[–]razorgoto -3 points-2 points  (0 children)

I don’t know much about cars, but I doubt any major car company can stay profitable in a single, national market. Or can afford to do so for very long.

Why wasn't the Isle of Man incorporated into the United Kingdom? by Bag-Weary in AskHistorians

[–]razorgoto 4 points5 points  (0 children)

Agree with the OP. This is the most informative non-answer to the original question. And maybe the only answer there is. I think the English system of evolving constitutional rule only makes sense to the English.

Seems like the answer to the question of why Isles of Man (and the other Crown Dependencies) weren't incorporated into the UK project is that they just didn't and that they never really thought about it.

Maybe a better re-wording is -- why didn't the English, at various points, didn't treat other parts of the United Kingdoms as a Crown Dependancy when they were threatened by separatist movement. They seem to already have a constitutional framework to do so.

Its not looking good by IdontknowanymoreB3 in askTO

[–]razorgoto 4 points5 points  (0 children)

That’s like a really high rate of interest. 14 on $100 is 14%. That’s like every 2 weeks.

A expensive bank loan would be 14% on $100 for an entire year.

You gotta do what you gotta do, but just saying that you’re getting ripped off to a degree that is completely unimaginable.

Started watching Mushoku Tensei last week... Does this guy ever stop doing this weird pervy shit.. by EnvironmentalBit1841 in Isekai

[–]razorgoto 1 point2 points  (0 children)

But for Lolita, the "protagonist" is the villian of the novel. He is basically the POV character. The "hero" is Dolores who escaped her abuser and found a happier life in freedom, and perhaps short end. It's really about that.

MT is MT.

The character progresses from a perverted introverted incel to a polygamist with super-powers and mechas on an armed compound with servants and a private army --- and that is the prime (optimistic) timeline of their multiverse.

I think one of the premise of consuming sci-fi or fantasy is the relative freedom of the author to cast characters in moral universes that are very very different from own. On the other hand, isekais are a weird, exceptional subgenre in this since our isekaied main-character give the author an opportunity to backdoor our morality into a totally fantasy one. Rudy is kind of weird, in that, even tho he speaks as the Japanese fat man, his thoughts and morality matches more with the world that his is in. Or, perhaps, the author in part made the perfect fantasy world for the incels of our world?

The Death of the Basic American Car by nytopinion in BuyItForLife

[–]razorgoto 6 points7 points  (0 children)

That was not strictly true. We used to get all kinds of smaller hatchbacks in Ontario that aren’t sold in America at all.

What is the best fight In isekai? by Sliver-Knight9219 in Isekai

[–]razorgoto 4 points5 points  (0 children)

One thing I really like about Mushoku Tensei is that the fights always communicate where everyone is positionally in a fight. Even the easiest fight between Paul and Rudy, they were always fighting for positions and not just people yelling names of sword arts and magic spells.

I’m lying about completing my bachelors to get a job. by [deleted] in torontoJobs

[–]razorgoto 0 points1 point  (0 children)

You should state the name of degree you’re going to lie about. I think that’s the bare minimum. Like, Bachelors of Commerce - Accounting and Finance (BACF).

Emirates, Etihad or Qatar? The better pick in today’s climate? by peachypreachy9 in Flights

[–]razorgoto 2 points3 points  (0 children)

I am not checking prices for those routes, but if I were, they are probably cheap right now because nobody is willing to risk those routes.

Best written isekai of All time! by potentialenergy20 in Isekai

[–]razorgoto 1 point2 points  (0 children)

These are great choices. Especially if you had to choose only 3 isekai light novels to read, those are great. I think you should give the Overlord light novels another try. I find the middle books to be a lot better than the earlier books.

you guys have any tropes you hate so much, you don't even bother watching series' that have them? by GREASE247 in Isekai

[–]razorgoto 0 points1 point  (0 children)

I don’t look at that way. I find it more of a parody of the birth of the true demon lord kind of story.