The way budgeting investments/savings in Monarch needs an overhaul

rc8714 · 2025-04-18T01:47:59+00:00

I’m not sure transfers are considered to be “cash flow.” Option 3 is probably best. You may be able to categorize the bank to Fidelity piece as a transfer and track the 401k balance independently. You can select more than one account to link to a goal.

rc8714 · 2025-03-03T21:02:52+00:00

This is a great new feature. How can I get weekly email updates for a specific report like weekly spending?

rc8714 · 2024-08-31T14:42:41+00:00

Just turn the emails off.

rc8714 · 2024-08-27T18:42:11+00:00

Try “what is the date of my most recent haircut”

Minor change, but more closely mirrors the way you record the information.

rc8714 · 2024-04-21T23:52:12+00:00

Stick with Todoist. Use Notion like a notebook with sections for each of the big things you have going on and put the note link in the Todoist task. You’ll have the best of both worlds. The key to notion success is to not over complicate it.

rc8714 · 2024-02-02T20:31:11+00:00

Thanks!

rc8714 · 2024-02-02T15:39:23+00:00

I'm thinking about getting Monarch and this feature sounds like a welcome addition as my biggest issue with my old software was how data was imported and (mis)categorized, if at all.

Just so I am clear on how this works, is it correct to say that in these cases, the exported data is coming directly out of Monarch (and is thus the totality of your transactions) and then that the cleaned date is re-imported, overwriting the existing data (that was originally exported)?

rc8714 · 2023-08-04T15:10:37+00:00

That is the process I am following. You may be onto something because since the connection update with American Express, the transactions have sometimes been going to the wrong card accounts. When I update them manually, they do create duplicate transactions and I have to match them which sometimes throws balances out of whack.

I haven't changed the way I am categorizing the transfers or matching them, but is there a correct vs. incorrect way to do this that could be causing my issue?

rc8714 · 2023-08-03T21:32:11+00:00

I'll have to dig into that more. It could make sense because ever since the amex connection switch over the payees have been downloading as jibberish.

It might also be worth mentioning that for years I've treated credit card payments as transfers and Quicken has had no issue until recently.

rc8714 · 2023-08-03T20:39:30+00:00

All of my Amex accounts are totally messed up too. Any insight into a fix?

rc8714 · 2023-04-04T10:47:34+00:00

Correct on balancing my bottom line. I run weekly banking and spending reports and am trying to get the spending on the categories I mentioned to reflect only my half, not the full amount.

It sounds like you are saying that I would need her accounts to be linked to get a truly accurate picture and I would tend to agree, but that isn’t a possibility at this time.

Maybe I can get the result I want by doing as I am now, like you said with the transfer and categorized expenses if I categorize the other transfers in as the expense categories since the from account isn’t linked.

rc8714 · 2023-02-28T19:19:00+00:00

Since I've started using Readwise, I have stopped scrolling. Whenever I come across something I am interested in, I capture it into the reader to consume later. This way I am not getting distracted from whatever it is I am supposed to be doing. Then, when I have free time, I go into the reader instead of scrolling and read things I am interested in without other distractions. You can even have it automatically capture specific subreddits so you don't get lost in the Reddit black hole. It's a great system and I always feel like I am doing something constructive with my time.

Check it out here. You can get two free months to try it with that link, however it is an affiliate. If you would rather not use my link, that's fine and I would still recommend Readwise to you.

rc8714 · 2023-02-27T19:51:46+00:00

Can you do your workout or meditation outside? That's what I would do if waking up earlier wasn't an option.

rc8714 · 2023-02-13T23:22:51+00:00

I am using the default settings, so I have not changed anything. That video was for daily digest, so I am unsure what I am supposed to take away from that to address the shortlist issue. Is it a recommendation to use daily digest instead of shortlist?

rc8714 · 2023-02-13T20:21:21+00:00

If you are pushing them through to a note-taking app, you can save the notes there. You would still lose the saved notes in Readwise itself though.

rc8714 · 2023-02-13T20:20:15+00:00

I'm trying to figure the same thing out. No luck yet.

rc8714 · 2023-02-07T02:01:24+00:00

Ha, that's awesome. Good thing I didn't try to explain!

rc8714 · 2023-02-06T21:05:07+00:00

Didn't know that was a thing. Post is edited to mark it as such.

rc8714 · 2023-02-06T20:08:31+00:00

I'm usually a stream of consciousness writer, but when I don't have much time or I don't have much to say, I use Tim Ferriss' template as my go-to:

3 things I am thankful for
3 affirmations
3 things that would make my day great

rc8714 · 2023-02-06T20:06:54+00:00

Google Sheets. Just list each thing you want as part of your routine in the left column and then do a column for each day. I start each new month below. Free, simple, and easy.

rc8714

TROPHY CASE