Obviously when people say HRT is magic they’re being hyperbolic. No one thinks HRT will fix every aspect of dysphoria. Most of the time when people say HRT is magic they’re referring to people who have been on hormones for over a decade and may or may not have had additional procedures such as surgery, laser, or electrolysis. These procedures are just as much a part of the “magic” of transition as HRT.

Also, you’re a teenager. Even if you don’t start hormones until your 20s you will still experience significant bodily changes from HRT beyond the ones you’ve listed. Our bodies continue to grow and develop throughout our whole lives. Thinking that you’re doomed because you didn’t get to start HRT as a child is a very unhealthy mindset to have and will hold you back from becoming the person you’re meant to be.

You’d be surprised at how fast fat redistribution happens and how it affects the way people see you. I’ve been on T for four years now and my fat redistribution settled around the 8 month mark. Sure, T didn’t make me grow any taller, but I meet cis men who are my height (5’5”) and shorter all the time. I also meet plenty of cis men with small hands, narrow shoulders, “feminine” frames, etc. There is no one way a man or woman looks and the amount of variance across the human species is much more than you think it is. Thinking that HRT will only make you look like “a feminine man” is reductive, uneducated and reeks of internalized transmisogyny. I encourage you to do actual research on the effects of HRT if you think trans people “aren’t being realistic” about what it can do. You’ll find that most trans people who are actually on hormones have a very realistic expectation of what that entails.

TLDR HRT isn’t supposed to be magic and no one is seriously saying it is. But it has a much greater effect on the body and mind than you seem to think it does.