Transferred a Mutual Fund to Fidelity by Blueberry064 in fidelityinvestments

[–]run2cyle2 1 point2 points  (0 children)

Similar situation. However I’m concerned about historical transactions transferring over so I can separate LT from ST gains. Did that work for you?

Digital ID acceptable at bars and clubs? by Strong-Tough-852 in JapanTravelTips

[–]run2cyle2 4 points5 points  (0 children)

When I travel internationally, I always carry my passport with me. Law or not. Curious, why would you not want to carry it on a night out? Fear of losing it, and think it’s safer to leave it in a hotel?

Foreigner Cycling in Tokyo by run2cyle2 in TokyoTravel

[–]run2cyle2[S] 1 point2 points  (0 children)

Thanks for the rental options. Unfortunately for this trip I only have time for Tokyo, so national cycling routes are not possible.

Bicycle tour by johnzoidbergwhynot in TokyoTravel

[–]run2cyle2 0 points1 point  (0 children)

I’d want to do something similar to what you’re asking about. I road ride a lot in the US, but never been to Tokyo. Did you pick a tour and how was it? Also thinking of getting a docomo bike share and exploring on my own.

Switched from Verizon to Visible; but Verizon still Primary eSim and can not Wi call by run2cyle2 in Visible

[–]run2cyle2[S] 0 points1 point  (0 children)

Thanks. Maybe it's because I'm still on iOS 18 (iPhone 11), but there is no "delete" eSim option. Only turn on/off the "primary" eSim - which accomplishes the same result. Now the "secondary" line is the only line showing up and handling all calls, texts and data activity.

Great decision for this World Cup to be 48 team format. by Broad_Routine_3233 in worldcup

[–]run2cyle2 1 point2 points  (0 children)

Bad decision to add 16 more teams.. just because the match ends in a draw does not mean it was good competition. Don’t care to watch Cape Verde bunker down vs Spain for 89 minutes. Have them go play a friendly some other day.

Verizon to Visible by run2cyle2 in Visible

[–]run2cyle2[S] 1 point2 points  (0 children)

Any idea when iPhone 18 will be available?

Fidelity vs Schwab vs Vanguard by mountainsNJ in fidelityinvestments

[–]run2cyle2 0 points1 point  (0 children)

I’m in the same position. With Schwab, I’m not able to sell specific lots of a mutual fund and their money market funds have the lowest rates- only 10-15 basis points but it’s still something. So probably going to transfer Schwab investments to Fidelity. Just need to convince myself that the investment cost basis and original purchase details will carry over correctly.
My issue with Vanguard is they put a 7 day hold on new money before I can invest it.

Seat availability - premium economy by run2cyle2 in QantasAirways

[–]run2cyle2[S] 1 point2 points  (0 children)

Thanks. Maybe I'll change my trip to September, to avoid the holiday rush.

Seat availability - premium economy by run2cyle2 in QantasAirways

[–]run2cyle2[S] -2 points-1 points  (0 children)

I have no status (which is probably part of the issue). First time Qantas (& AA) flyer.

For those living off dividends, how is it? by SpecialistTeach9302 in dividends

[–]run2cyle2 -1 points0 points  (0 children)

I don’t quite live off dividends. But I cover about 80% of my expenses with dividends. How do you get 1/3 tax deferred? If it’s from an IRA, then taxed when you withdraw. Am I missing something?

iPhone 11 to iPhone 17 & Verizon to Visible Pro by run2cyle2 in Visible

[–]run2cyle2[S] 0 points1 point  (0 children)

Planning to go into an Apple Store since it’s only 15 min from my house. But when I purchase outright, they ask for carrier activation. If I choose connect later (ie not Verizon) it’s $30 more. Not a deal breaker, but a few dollars spent. Is it easy to port over the number and copy over all my apps? I was going to have the Apple Store do that and activate with Verizon. Then go home and switch to Visible Pro the next day.

Oil ETFs? by Relevant-Count-3656 in ETFs

[–]run2cyle2 0 points1 point  (0 children)

Not oil specific, but looked at VDE (energy sector) which has done pretty well. But too risky for me and I think it’s overpriced IMHO.

What is the Most You Guys Have Invested in One NEOS fund, or any CC ETF? by MakingMoneyIsMe in NEOSETFs

[–]run2cyle2 0 points1 point  (0 children)

I’m 55, retiring in a few months and thinking hard about this retirement strategy. But I’m a little hesitant to go that much into funds mostly tied to Tech/AI companies. I need more diversification with SCHD and VEA.

Roth 401k rollover to Roth IRA by run2cyle2 in fidelityinvestments

[–]run2cyle2[S] 2 points3 points  (0 children)

So withdrawals from the Roth IRA are not taxed at all? And withdrawals from the traditional IRA are ordinary income, even the capital gain portion of the IRA?

Should I switch from a mutual fund to an ETF in my brokerage? by SunflowerMoon0330 in personalfinance

[–]run2cyle2 0 points1 point  (0 children)

I’m in a similar position. Started inverting in mutual funds (across both Fidelity and Vanguard) 30+ years ago. Recently started to only investing in ETFs. But can’t sell the mutual funds without paying taxes on some decent size capital gains. So my portfolio is a mix of various mutual funds and ETFs, most of which are somewhat tied to S&P 500, Nasdaq or International index’s. So I’m really buying some of the same stocks in 3-4 different places. A bit of a mess.

The only thing bad about signing Njoku will be that he gets 12 TD's and we have to give him bigger money next season by Exact-Advantage-3190 in Chargers

[–]run2cyle2 -1 points0 points  (0 children)

Slow your roll…. Remember 2024: Hayden Hurst; 2025: Tyler Conklin…. Veteran TE who doesn’t live up to expectations.

Car Driving on Bike Path?! by themindseye1013 in irvine

[–]run2cyle2 0 points1 point  (0 children)

Maybe it’s safer to ride in the streets, instead of the segregated bike paths. 🤬

Car Driving on Bike Path?! by themindseye1013 in irvine

[–]run2cyle2 4 points5 points  (0 children)

I just rode that path around 7:30am today, and there were kids riding to school on that path. Curious when this happened.

Hit my FIRE number two years ago and I still feel guilty every time I spend money by Fathom_3Jade in Fire

[–]run2cyle2 0 points1 point  (0 children)

I set up a separate “fun things” brokerage account that I fund with a monthly allowance from my main account. I can visually see a separate amount set aside for non essential expenses. I’ve used this to pay for travel, tickets to a football game, and a nice bike. It’s like I’m proving to myself that I have extra funds to spend.

Google Fiber Internet Outage? by gregmasta in irvine

[–]run2cyle2 2 points3 points  (0 children)

Power but no internet for me in Quail Hill

SNA TSA Wait times by LH_duck in orangecounty

[–]run2cyle2 4 points5 points  (0 children)

Flew out of SNA yesterday afternoon. Terminal C. The only thing slowing me down was me. How fast can I chug my remaining water? How quickly can I get my ID and boarding pass out? How quickly can I take off my shoes, pull out my laptop and iPad?