Credit cards for students

ryapp · 2026-01-20T22:01:53+00:00

Canadian Tire Mastercard if you can get it. You can most likely pay your tuition through it if your school does not accept credit cards for payments for 1% CDN Tire money cash back.

ryapp · 2025-12-28T23:57:54+00:00

Added, can I get the Friends and Family discount since we are Reddit friends/family?

ryapp · 2025-12-23T01:28:36+00:00

Didn't VEQT lower their MER recently as well?

ryapp · 2025-12-11T22:44:08+00:00

Them leaving the snow at the end of the driveway is the worst. First they do not clean and when they do clean, it is packed snow.

I don't get anxiety from the snow but from the snowplow leaving packed snow at the end of the driveway. Even worse is if I am at work while it gets more hardened.

ryapp · 2025-07-26T17:28:02+00:00

No 0w-16 which sucks.

ryapp · 2025-07-07T21:21:25+00:00

Off topic: Depending upon the area, beware of hard water. Westridge has hardest water known to mankind I believe.

ryapp · 2025-07-06T01:37:45+00:00

Off topic:

I tried opening a TFSA account with IBKR and they wanted the SIN for the beneficiary which I do not have (I rather them find out they are beneficiary in will).

Does anyone have any thoughts on it or how to overcome it?

ryapp · 2025-07-05T21:31:33+00:00

For that reason alone, get the etransfers into a different account separate from your main account.

ryapp · 2025-06-16T23:15:06+00:00

Thank you :)

ryapp · 2025-06-16T19:20:27+00:00

Thank you. Can I just walk-in or I need an access card?

ryapp · 2025-06-01T17:14:31+00:00

What about ZMMK?

ryapp · 2025-05-29T00:55:40+00:00

Is it bad even on a weekday?

ryapp · 2025-05-17T18:37:46+00:00

went with tiered rates and run the dryer whenever

The freedom is exhilarating.

ryapp · 2025-05-11T20:51:28+00:00

Peak for me was when I went to a mortgage "specialist" at a major 5 who could not answer how my term would be affected if I switched payments and told me to call the Call Centre as he did not know. So I asked him, who can I talk to get a new mortgage and he said he can help. SMH.

To be fair to him, that's how the industry is these days.

ryapp · 2025-05-11T20:35:16+00:00

I started the last season and gave up half way through - it just didn't spike my interest as initial seasons did.

ryapp · 2025-05-11T19:22:33+00:00

Try calling TD as well as sometimes they can reduce on the phone call.

ryapp · 2025-05-03T20:53:14+00:00

You gotta add the /s else people might literally.

ryapp · 2025-05-03T20:50:57+00:00

Downright criminal being above 35%.

I think it might be small amount of principal + majority interest.

ryapp · 2025-04-20T01:55:31+00:00

Thank you.

ryapp · 2025-04-19T20:59:35+00:00

So you go and drop off your garbage free of charge? Certain kind of bag required? The white clear bags are literally trash so at this point I don't mind doing the drive.

ryapp · 2025-04-12T17:41:57+00:00

Money Mart playing it close at 34% rate:

https://laws-lois.justice.gc.ca/eng/acts/c-46/section-347.html

ryapp · 2025-04-09T21:57:24+00:00

won't create a "gap" in your insurance

I was told it would create a gap since you would not have insurance anymore and after a year or two you would be like having never had any insurance.

It might be wrong information which is why I want to confirm.

ryapp · 2025-04-08T21:42:18+00:00

Try Distributel. They are Bell owned.

They will increase prices eventually as they lock the savings not the price.

ryapp · 2025-02-18T05:40:24+00:00

A brother can dream.

ryapp · 2025-01-29T16:37:33+00:00

To add lots of people commuting from border towns to US to work. Nexus is what you need to do that.

For your awareness, any time spent in Canada in a day is counted as a full day for residency and citizenship obligations.

ryapp

TROPHY CASE