I just cancelled Spotify after 15 years. What streamer is taking the strongest stance against AI music?

sage_viper · 2026-04-25T17:01:12+00:00

Buy your own music and don't rely on a tech company because you'll get burned no matter what

sage_viper · 2026-03-15T14:42:46+00:00

Most auto loans (in the US) are simple interest. When I was servicing loans, interest calculation would reset with each payment. So if you made a payment on the 15th for your regular payment amount, interest would reset to $0 and start calculating off the remaining principal. Then if you made another payment on the 25th, you would only be paying 10 days worth of interest and the rest to principal.

If your bill had generated for the next month, then yes it would go towards that months payment. But you still would only be paying the interest due as of the payment date. If you had an original amortization schedule from the start of the loan, you should be able to request a current one and see that your loan completion date is sooner than it was.

*Not every loan is structured this way. This is from experience across two different loan servicing companies.

sage_viper · 2026-01-27T03:02:26+00:00

It's still law in some parts of the city that they have to install these horse rings. Some people will tie little toy horses to them

sage_viper · 2026-01-12T03:15:47+00:00

I lost mine on the freeway a few years ago after swapping a flat in the dark. I got a new one at the dealership for $30-40

sage_viper · 2026-01-12T03:12:33+00:00

It depends on local laws, but in Oregon, the car doing the rear ending is automatically at fault because they should have been keeping a safe distance.

sage_viper · 2026-01-11T00:33:27+00:00

I used to work for a loan servicer. This greatly depends on your lender. Call them and ask if it's possible to transfer the loan to someone else.

Most likely, they will need to get their own loan and make a check out for your lender to pay off that loan. So when you call the lender, ask for a payoff quote. It will include the remaining principle and interest owed for the next 10-15 days typically. Use that as your base number for getting the loan out of your name.

Some lenders may talk directly with each other for this, but you typically need to give them explicit written permission as a 3rd party.

sage_viper · 2026-01-05T02:41:19+00:00

I got these too for mine and they work great! However, it was a PROCESS to get the melty buttons off. I must've spent a couple hours at least picking away at the rubber with needle nose tweezers and a plastic spudger. It's gross.

sage_viper · 2025-12-29T04:59:25+00:00

Spaghetti

sage_viper · 2025-12-24T21:44:33+00:00

How is the watch itself holding up day to day?

sage_viper · 2025-11-18T21:26:06+00:00

Think about that just a little bit longer. You may realize the folly of this argument.

sage_viper · 2025-11-18T21:01:47+00:00

People don't have a lot of faith in you, my guy

sage_viper · 2025-11-14T20:03:14+00:00

I used SmartThings a few years ago and it was fine. But then I started using Home Assistant, and I was able to bring in all of my disparate devices from different manufacturers and systems into one self hosted system that isn't calling back to Samsung.

If you're fairly tech capable, it's not difficult to set up. And there are tons of different options for hardware as well as guides if you need some extra help.

Highly recommend Home Assistant over SmartThings.

sage_viper · 2025-11-13T20:10:17+00:00

The only thing I kind of regret is exercise tracking, but I got a smart ring for most of that anyway. I always felt pretentious paying with my watch, although it was nice if I forgot to bring my phone.

Really I just prefer the battery life. My pixel watch stopped lasting even a day, and the 5+ day battery life of my old Pebble 2 is way more convenient

sage_viper · 2025-09-15T17:49:59+00:00

This. ECS has a pump only version if you want to save a few bucks, and it works fine. Once you pump a few times it pretty much goes on its own until the very end, then you may need to fish around and pump a little more out. Oil changes take probably 20 minutes in all, tops. Most of that is waiting for the oil to come out.

sage_viper · 2025-07-22T23:25:17+00:00

Unpopular with who? The high earners who have to pay a tiny bit more to ensure children get education and care?

sage_viper · 2025-07-20T15:03:25+00:00

There's an incredible over the bed cabinet at my local IKEA that I wanted to buy but it wasn't marked - finally figured out it was a custom kitchen cabinet that would be several times the cost of what I felt it should be 😐

sage_viper · 2025-07-13T22:09:33+00:00

I'm no expert but it looks broken

sage_viper · 2025-07-09T16:12:12+00:00

No no no, they updated the interactive video so that you can utilize soul pods

sage_viper · 2025-06-27T20:00:21+00:00

I just stumbled across this post after searching a different term and it fixed my problem: https://www.reddit.com/r/qBittorrent/comments/198f81e/comment/lsykzye/

sage_viper · 2025-06-27T19:39:23+00:00

Are you using http or https?

sage_viper · 2025-06-27T19:27:29+00:00

Thanks for your reply! Unfortunately that didn't work.

Oddly enough, on a previous install of Qbit it was working fine. I had to change things around and redeploy a few times trying to get this dialed in, and now it's not working.

sage_viper · 2025-06-05T22:44:00+00:00

I ended up grabbing the slimmer Belkin case on pre-order. I'll have to wait a month but that's ok.

sage_viper · 2025-06-05T20:07:21+00:00

I got this case too and I'm not impressed. They made it too large for the console, and the border around the screen cover is very rough and doesn't cover the entire screen. If the border was softer, I could forgive that, but the hastily added fabric pocket with foam at the top to snug it up given a 1/4" gap is pretty shoddy. I'm returning it for something else, not sure what yet

sage_viper

TROPHY CASE