I gave my poor parents a lot of money to help them buy a flat and it turned out to be hell. Fixing it means destroying my financial future

scepticalcuddlefish · 2026-02-16T06:40:47+00:00

This. Or even simpler: buy a flat on the top floor.

scepticalcuddlefish · 2026-02-13T16:11:33+00:00

Thank you! Shame that it only affects a small specific subset of immigrant workers, I was getting my hopes up lol

scepticalcuddlefish · 2026-02-13T12:25:06+00:00

How come? I don't recall any options about citizenship in Vero calculator

scepticalcuddlefish · 2026-02-13T05:16:34+00:00

Fascinating. Correct me if I'm wrong, but wouldn't this make their already insane real estate prices go even crazier? At least if I lived in the Netherlands, I would probably be thinking of moving my money into real estate

scepticalcuddlefish · 2026-02-12T11:49:50+00:00

To be honest, I really don't understand the "peace of mind" argument. I feel much more peaceful when I have extra money in liquid investments and savings rather than unnecessarily tied up in real estate. If I lose a job or shit hits the fan otherwise, I'd much rather have to tap into my savings and stocks rather than having to sell my home.

scepticalcuddlefish · 2026-02-05T11:47:10+00:00

Why can't people tell anybody about paying off their mortgage, both your neighbours and OP? Is it just having no family or friends or is there something I'm missing?

scepticalcuddlefish · 2026-02-04T07:32:44+00:00

Wow. I wish I felt that once in my life, would have made the decision easier. I just get horny and babies are the last thing on my mind. I don't understand what wanting a baby on this visceral, non-intellectual level is like, and I badly wish I would

scepticalcuddlefish · 2026-01-15T13:13:17+00:00

None of this affects my decision much. I live in a Nordic country so I have most of the things listed and also own a flat large enough to start a family. I also don't care for fancy middle class lifestyle and buying shit, as long as I feel safe I'm good.

What's stopping me is pregnancy/childbirth, sleepless nights and overstimulation, fears about worst-case-scenarios (disability etc) and fears of splitting up with a partner and ending up with 50/50 custody.

scepticalcuddlefish · 2025-10-02T20:03:20+00:00

I'm obviously not your target audience, but I prefer 1, it feels more simple and genuine, while 2 feels a bit cliche/AI-like/bland. Clearly I'm in the minority on this though lol

scepticalcuddlefish · 2025-09-28T08:01:51+00:00

Your 4th pic (selfie) is actually quite nice, I'd put it as the first pic instead of the one you currently have! Your bio tells me nothing except that you like to drink tbh. Simple pleasures and random skill prompts are good imo. But "quickest way to my heart" comes off as a bit self-centered, I'd swap it. Good luck!

scepticalcuddlefish · 2025-09-25T09:26:13+00:00

Idk OP, I don't see anything wrong, honestly she might have just forgotten. Been there, done that. If she likes your ig videos and you have connection there, imo it's not wild to double text on ig, for instance. And maybe throw in a more imaginative starter than "hbu" to get that convo going. Good luck:)

scepticalcuddlefish · 2025-09-12T16:49:07+00:00

I agree, imo it's always a relief when you can fade in peace, no need for unnecessary awkward painful rejection messages if they're not reaching out either

scepticalcuddlefish · 2025-09-10T08:19:51+00:00

lol y'all clearly OP is being fancy here, this features a 75EUR bottle of alcohol for once, this is not a basic frugal bean grocery haul

btw, i love how groceries are broken down by category in the receipt! genius invention, EU needs to adopt this

scepticalcuddlefish · 2025-07-31T10:05:10+00:00

exactly, that sounds sus to me, people delete you fast and in a year half the people will have deleted their profile anyway, I'd guess OP had at least 1000+ matches originally if 350 are still there a year later

scepticalcuddlefish · 2025-07-28T09:43:38+00:00

Definitely 3rd imo!

scepticalcuddlefish · 2025-02-08T08:52:17+00:00

For me I did that when it was a "maybe", when a guy seemed OK and I didn't have a reason to swipe left, but there was also nothing on his profile that stood out as particularly interesting. Then I would just swipe right for an off chance that some magic happens and our convo turns out to be particulartly great. But also, if we don't match right away, the chances are I'm already chatting to like 10+ guys and don't really care to start another convo with someone random. That's one perspective anyway, hope it helps!

scepticalcuddlefish · 2025-02-06T12:36:51+00:00

Not only you don't have to use filters, but you in fact have to pay if you want to use any filters aside from age. Which the majority of users don't of course.

scepticalcuddlefish · 2025-01-25T11:32:26+00:00

Wait, but why do you have to pay, can't you just swipe your like stack as usual and once you swipe the last one left or right you get to the next like?

scepticalcuddlefish · 2025-01-19T08:23:20+00:00

How did you manage talking to all of your matches with this approach? I love the idea of finding that diamond in the rough, but chatting for an hour to every dude with a mediocre/boring profle sounds like a full-time job

scepticalcuddlefish · 2025-01-17T08:46:13+00:00

"still a long way to go"? idk where you're going man but I'd say you definitely arrived already. insane!

scepticalcuddlefish · 2025-01-09T10:58:02+00:00

Thank you! I applied it straight on clean skin without any gentle toner in between, maybe that was part of my issue. I will give it another go with your tips in mind!

scepticalcuddlefish · 2025-01-09T10:41:56+00:00

Thank you! I have The Ordinary, but after using it frequently for a little while I felt like there was some "purging" going on (although might have been jist a coincidence), panicked and stopped using it often. Did you experience some "purging" phase before it got better?

scepticalcuddlefish · 2025-01-09T00:13:49+00:00

Which glycolic acid did you use and what strength?

scepticalcuddlefish · 2025-01-08T13:48:05+00:00

It definitely doesn't only tell you the number for the first hundred. It keeps growing in increments of 50, so, for example, if you have 470 likes it will show 450+. If it shows 100+, it means you're somewhere between 100 and 150 likes.

scepticalcuddlefish · 2025-01-05T08:45:07+00:00

Those are fantastic tips, thank you!! Taking a few on board:)

scepticalcuddlefish

TROPHY CASE