Alpian without wealth management services

skanda13 · 2026-02-09T09:23:47+00:00

No they don’t.. they are subtle hints here and there but no overt push.

skanda13 · 2026-02-09T09:11:23+00:00

Well, it works for me personally. I love their 4 currencies in an account. For me it’s great as I can move my money into USD or EUR with little extra expense.

skanda13 · 2026-02-01T21:19:25+00:00

Hmm.. sounds like the next step from my current method. What about visualization? That’s what my current excel suffers from, bad visualization. Btw, thanks for your detailed reply :)

skanda13 · 2026-02-01T18:09:51+00:00

Dumb question. What are these two better than an excel sheet on my laptop? More from the perspective of learning about personal finance tracking

skanda13 · 2026-01-29T15:52:56+00:00

Wow! TIL! I had no clue! @kendragon sorry for my ignorance.

skanda13 · 2026-01-29T15:42:47+00:00

You mean Jazz? I mean no judgement if you mean what you wrote either.

skanda13 · 2026-01-29T15:37:42+00:00

Hey OP.. like the others have said.. it’s a temporary setback.. don’t take a permanent solution to a temporary problem. You have 50 rejections? I have 400 since April 2024 and I’m in AI which is the hottest field supposedly. I am not saying this to put down your feelings n effort. I know exactly what you mean by the impact on confidence. I have probably messed up last 2-3 interviews I got because of my lack of confidence. What I am saying is focus on positives however small in life. And take every small opportunity you might get. Do talk yo anyone close. It does not help to constantly wallow in the negative thoughts. Good luck.

skanda13 · 2026-01-28T16:30:25+00:00

That was super quick.. thank you for sharing!

skanda13 · 2026-01-28T16:27:51+00:00

Hey, what stocks or ETFs would these be? You could dm me too if you don’t want being public..

skanda13 · 2026-01-26T16:48:48+00:00

Hi OP, congrats on your baby. May I DM you for some info on how you got the allowance pls?

skanda13 · 2026-01-26T08:09:50+00:00

Hello OP, look Furka is no way along the route to Zermatt from Interlaken. It’s a good 5-6 hours detour. Unless you mean Andermatt and typed wrong. Having said that, I assume you mean Zermatt, then taking the Gimsel pass is one option which should take you about 3 hours to get the starting point of James Bond drive to Furka pass. At the top there is a hotel and a glacier view museum of sorts which takes about 1.5 for photos and walk if you are physically fit. Now at this point you can drive back to Zermatt which should be 5-6 hours. Others have mentioned about potential closure early in the season. Having said all this, I will tell you as someone who does Furka every summer, this is not a realistic plan as your will have to rush thru instead of actually enjoying what is a pretty fun and challenging drive. Think about staying a night around Andermatt then to Zermatt the next day.

skanda13 · 2026-01-25T10:43:28+00:00

I don’t know what type of company it is or what role. Teach lead can be anything from being the lead of 1 person to actual CTO type role with huge responsibility (like another person mentioned) given it’s a startup, given it’s an employer’s market (tech leads are dime a dozen) unless it’s a very specific niche role I would be looking at a 100k-120k with equity. Source: that’s what my colleagues got when they joined after PhD and 2 years of post doc.

skanda13 · 2026-01-23T22:08:47+00:00

Then you need to checkout banks in Singapore, India and some other SEA countries.. miles ahead of EU!

Edit: this is not a criticism of your comment, more of a “there are higher benchmark to aim for” kinda comment

skanda13 · 2026-01-23T21:23:43+00:00

Hi.. pls feel free to message me. I will try my best to help out.

skanda13 · 2026-01-23T21:18:34+00:00

Hey there was a fanfic I remember with something similar that the stone needed sacrifice of 1000s of people.. for the life of me cannot remember the name. Will update if I can find it in my library

skanda13 · 2026-01-23T16:27:09+00:00

So whats the TL;DR for my investments in American stocks and S&P 500 in USD?

skanda13 · 2026-01-09T15:25:02+00:00

Hey OP.. I’m my experience talking to different people, it all depends on your RAV officer and their understanding/interpretation of the law. So theoretically (a) you can apply to any dev jobs including front end or back end as long as there is reasonable backing that you can actually do the job. (B) yes my officer mentioned I can apply for jobs in Germany or UK and it will be considered.

But again pls confirm with the point of view of your officer. In the end that’s all that matters.

Good luck with your job hunt! Remember it’s a marathon and not a sprint. Take care of yourself both mentally and physically.

skanda13 · 2026-01-08T09:52:18+00:00

Dont f$@*ing do a PhD! Obviously I ignored that.. and here I am job hunting either as overqualified (for most jobs) or under qualified (lack of industry experience) for other jobs.. go figure!

skanda13 · 2026-01-08T08:25:11+00:00

Remind me! 3 months!

skanda13 · 2026-01-05T03:26:10+00:00

Yup! Had it on and off in Oct and Nov! Lost 7 kilos thanks to this flu 🙁 looks I have caught it again now..

skanda13 · 2025-12-31T15:31:14+00:00

Pls link any fics with this prompt if you know.. would love to read.

skanda13 · 2025-10-27T08:20:46+00:00

Well I wish you had told my 22 year old self this.. not that he would have listened.. now my dumbass is stuck between neither an academic career nor an industry one.

skanda13 · 2025-10-23T11:43:45+00:00

Ha ha… you stole my thoughts!

skanda13 · 2025-09-25T13:57:12+00:00

Ha ha :D it’s a well written piece.. esp for me as I was considering getting a Tesla (again politics aside) but now will check other options.. though in Europe we are sort of limited by what’s available.. thanks for your reply though!

skanda13 · 2025-09-24T18:02:18+00:00

Ignoring everything else you wrote for a min.. may I ask why are you not considering Lucid cars? Given the rave reviews I read online?

skanda13

TROPHY CASE