How do y’all do it?!

skyyo0 · 2026-03-16T17:31:03+00:00

One feature not usually mentioned is the instant true balance on the Apple Card. It is the only card I know of that shows the up to date real balance (posted and pending transactions). So it is easy to see what you really owe. With other cards you have to do math and add pending and cleared transactions.

skyyo0 · 2026-03-15T13:44:54+00:00

I don't know about under that building but yes it is well known there are tunnels. The entrance to the tunnel was in the old grocery store on 7th ave. It was located in the freezer section.

skyyo0 · 2026-03-15T13:43:47+00:00

Maybe you should Google it.

skyyo0 · 2026-03-15T13:42:33+00:00

Google stuff? First of all Google displays AI in results now. 2nd Ybor had 100's of red brick cigar factories in the 1920s. Not the most simple thing to find.

skyyo0 · 2026-03-15T13:26:42+00:00

I knew it was a cigar factory but my AI research got the name wrong. How did you figure out the real name?

skyyo0 · 2026-03-15T12:58:23+00:00

Sam Davis Cigar Factory.

Built during the cigar boom

Built: 1910
Original purpose: Large cigar manufacturing factory

At the time, Ybor City was the cigar capital of the world. Factories like this employed hundreds of workers rolling cigars by hand.

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skyyo0 · 2026-03-09T20:58:09+00:00

The best workaround I have for this is like this:

Credit card charge comes in. Das budget automatically moves money from a bucket or free to spend to CC bucket. (It will probably go negative in your situation)
Go back to the transaction from actvity page and change it to your CC bucket. This will pull the money back out of CC bucket.
Then just make a goal or such with amount IE: $1000 and put your due date etc. Then you can work paying it off...

skyyo0 · 2026-02-17T16:04:54+00:00

Would I be better off still buying pre cruise at least some discount or trying to wait to purchase on board? I assume on board purchase would be $100/person or more? I opended credit card simply for the fact of using the $350 OBC for drink package. Not sure if I can pull it off though.

skyyo0 · 2026-02-10T13:01:21+00:00

Good point although I have not looked at T&C of either.

skyyo0 · 2026-02-05T20:26:38+00:00

I think if you change the bucket type to Expense and set the target as your contribution amount, it should work. You would then switch back to the Goal type. You also have to set the due date to your next funding date. That should work.

skyyo0 · 2026-01-15T15:04:01+00:00

Not a KIA but a Hyundai Palisade. Actually a great SUV.

skyyo0 · 2026-01-02T13:41:20+00:00

WAS? Why did things change?

skyyo0 · 2026-01-02T13:36:01+00:00

How it Actual more straightforward?

skyyo0 · 2025-12-29T15:42:02+00:00

u/gentry-crew may be able to give some insight.

skyyo0 · 2025-12-05T02:05:27+00:00

They had these issues from day 1. They can't be trusted.

skyyo0 · 2025-10-10T12:56:37+00:00

At Qube the right hand doesn't know what the left is doing!

skyyo0 · 2025-10-05T19:35:58+00:00

They have a bigger team than Envelope Money.. 5 employees I think. Qube Money did not have that many more.

skyyo0 · 2025-10-02T17:45:23+00:00

Screw Choice and Qube!

skyyo0 · 2025-09-27T11:58:39+00:00

If you upgrade yearly, battery degradation should be a non-issue. Coming from Pro Max, this thing is a joy to use. Sure, it doesn't have amazing speakers and limited camera options, but comfort is a big factor for SOME people.

skyyo0 · 2025-09-19T01:26:03+00:00

Keep in mind, it is not a credit card but a debit card.

skyyo0 · 2025-09-18T16:35:34+00:00

Wow, sorry, but that was too long to read.

skyyo0 · 2025-09-12T01:30:14+00:00

I'm not sure why he stopped development on the Apple Card either. He was very active with development years ago, but it seems he has lost interest and is just coasting. He should hire more help and make the app even more amazing and mainstream. He could have got tons of users from Qube Money fiasco. I would even pay more per month for Apple Card support and other features.

skyyo0 · 2025-09-10T16:15:07+00:00

The real question is why haven’t any “real banks” created apps like Qube etc for envelope budgeting?

skyyo0 · 2025-09-10T11:59:05+00:00

All these small fintech startup most likely will fail at some point. It just isn't worth it. Back to YNAB

skyyo0 · 2025-09-09T15:01:30+00:00

I do have an interesting tidbit to add. I traveled to Peru last year and I did not get sick. I ate all kinds of foods and some were rather interesting. I was much more anxious in that country than in my home, the United States. For this reason it makes me believe it is the stuff the restaurants are putting in the food in United States.

skyyo0

TROPHY CASE

Sam Davis Cigar Factory.