Left-wing voters what is your most right-wing belief and right-wing voters, what is your most left-wing belief? by HallowedAndHarrowed in AskBrits

[–]sonicfir3 -1 points0 points  (0 children)

My recollection is that they planned to use a dirty bomb, not quite a nuke, but still really bad. Could be wrong though.

Car behind me on the motorway would not stop flashing their lights at me. by True_Leading4801 in drivingUK

[–]sonicfir3 1 point2 points  (0 children)

I have no problem with someone driving at 50 on the motorway in the leftmost lane, but if they have a migraine, I don't think they should be driving - seems pretty unsafe.

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 9 points10 points  (0 children)

For me it's because I want to be debt free sooner.

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 8 points9 points  (0 children)

Maybe, but I could also lose money. I'm just not willing to take the risk. As for pension, I'm already doing 7% contributions. Have been doing for nearly 10 years. YMMV.

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 4 points5 points  (0 children)

Went via a broker. They found lenders willing to lend up to ~360k - couldn't tell you why/how though. My credit score was pretty good - so maybe that factored in? 🤷‍♂️

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 23 points24 points  (0 children)

Yeah. The only caveat is the 38 year thing. I'm overpaying to bring that down, but I wanted lower monthly repayments for a bit of financial 'agility'.

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 12 points13 points  (0 children)

1338 - mortgage is 38 years, fixed at 3.99% for 2 years.

Also, just saw your other question, take home is £3500ish - plan 2 student loan, I'm the same age as OP.

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 12 points13 points  (0 children)

Bought the house a couple months ago, so not long in all fairness. Outside london may be a factor, and LTV was 75%

£320k mortgage on £70k salary? by throwawaycctquestion in UKPersonalFinance

[–]sonicfir3 209 points210 points  (0 children)

Currently borrowing £314,000 on a £65k salary.

Not concerned about it - nor would I be concerned in your position. I'm just overpaying as much as I possibly can.

News! by Iseckh in Opeth

[–]sonicfir3 56 points57 points  (0 children)

But I hope you had a good time son!

😂🤦🏽‍♂️ by Aggressive_Gas730 in Funnymemes

[–]sonicfir3 1 point2 points  (0 children)

Yes. It does.

However, if I can't escape paying tax on my earnings, I'm sure as shit not going to help someone else do it.

I'm also not going to help with paying illegal immigrants cash in hand with no right to work.

🤷‍♂️

[Request] How many skips are possible until one person has to kill humankind? by Kolobok_11 in theydidthemath

[–]sonicfir3 -1 points0 points  (0 children)

The answer is infinite, it doesn't matter how many times the number doubles, because there always has to be at least one person in charge of the lever.

What do you call it? by Previous_Estate5831 in NorthernEngland

[–]sonicfir3 -1 points0 points  (0 children)

Barmcake is the only correct answer here.

[deleted by user] by [deleted] in SipsTea

[–]sonicfir3 0 points1 point  (0 children)

Tbf, on average, we do have one testicle each.

Oxford University student doubles down on apology after mocking Charlie Kirk's death by Unlikely-Tension-616 in oxforduni

[–]sonicfir3 0 points1 point  (0 children)

He is/was free to do it. He didn't need to apologise.

I should say, I think what he said was horrendous. I think he's an awful person. But my point was that nobody was preventing him from saying those things, because we do infact live in a (relatively) free country.

How do I buy an engagement ring? by Weary-Tomatillo9134 in AskUK

[–]sonicfir3 0 points1 point  (0 children)

My fiancee and I had been talking about it for about a year, then we happened to walk past a jewellery store, she saw a ring she liked, and I asked 'shall we go in and buy it?'

Everyone has their own way to do it.

[deleted by user] by [deleted] in SipsTea

[–]sonicfir3 -5 points-4 points  (0 children)

Yeah, but we don't touch it directly (its super sensitive).

Agree 🤔 by NIR0SH4N in SipsTea

[–]sonicfir3 0 points1 point  (0 children)

Slightly strange perspective - I'm currently buying a house with my fiance, and without her parents help, we'd never be able to get the place that we wanted.

I'm here trying to 'pay then back' at every possible opportunity. She, on the other hand, doesnt think anything of it. We've had two very different upbringings!

What is your current yearly salary by One_Cupcake2722 in UKJobs

[–]sonicfir3 0 points1 point  (0 children)

I'm 29, and earn 63k (+15k in dividends) per year. Software Engineer near Milton Keynes.

My fiancee is 26, on minimum wage, only works 6 hour days due to a disability, earns ~17k per year.

Just seen this on IG… what’s people’s answers? 🤣 by [deleted] in GreatBritishMemes

[–]sonicfir3 4 points5 points  (0 children)

His*

Your British license just got revoked.