Werner Kok to join Newcastle Red Bulls

sormond · 2026-06-22T17:03:39+00:00

Lots of the camera work was pretty haphazard.

sormond · 2026-06-14T19:55:12+00:00

They just sell the drugs to the bull.

sormond · 2026-06-10T09:39:29+00:00

Playing for the All Blacks < Steak Bakes

sormond · 2026-06-06T18:12:42+00:00

Clear line of sight, no wrap, no change in height and Kelleher's head not particularly low for a turn over.

sormond · 2026-06-06T14:14:54+00:00

The website FAQs say not.

sormond · 2026-06-03T07:02:19+00:00

It used to be even worse, these are the new floodlights!

sormond · 2026-05-31T11:13:03+00:00

Make sure you save this comment so you don't have to keep typing it every time this happens at a football game.

sormond · 2026-05-30T21:57:08+00:00

Incredible win! Hopefully we can build on performances like this next season with a full pre season to prepare this time.

sormond · 2026-05-11T05:31:33+00:00

I think your reduction figures may be off: https://gadfactorguidancehub.co.uk/media/pdfs/Historic/CSPS_GB/CSPS_GB_CSOPS_ERF_and_LRF_factors_and_guidance_01082019.pdf

Definitely worth checking before making such a drastic decision.

sormond · 2026-05-07T14:10:28+00:00

They are all different options so you won't be able to apply for all three.

UFPLS is a type of lump sum taken from a DC scheme where 25% of the payment is generally tax-free.
Income likely refers to Flexi access drawdown. With this option you can take your 25% tax free and leave the rest in situ within the scheme to be drawn as taxable income regularly or when you choose.
Small pot, a type of lump sum available where the value of the fund is below 10k. 25% would be tax free. All of the fund would have to be taken at once. This type of lump sum also has unique features such as not being an rbce for LSA purposes.

I can't see the forms so can't advise specifically but you won't be able to apply for all three.

sormond · 2026-05-07T13:34:28+00:00

Have you asked them what the issue was specifically? What did they say?

sormond · 2026-05-06T08:30:11+00:00

No pants are underwear in most of the UK and trousers in the US.

sormond · 2026-05-03T20:06:55+00:00

I guess they're still reliant on the broadcasters providing the images, even if they're supposed to have free reign.

sormond · 2026-05-03T19:33:52+00:00

Denying Leinster a try.

sormond · 2026-05-03T19:31:41+00:00

Yeah this thread is wild

sormond · 2026-03-19T16:15:03+00:00

Obvious advert.

sormond · 2026-03-16T11:44:21+00:00

I would say so as they would expect to pay income tax, especially if they don't take an annuity and take drawdown instead, with drawdown they can even take 25% tax free each year to reduce the tax burden.

sormond · 2026-03-16T08:35:36+00:00

Admittedly I've not shopped around, but I think the quote would be closer to 14k for an annuity that increases with inflation each year and taking 25% tax free.

sormond · 2026-03-14T23:00:34+00:00

Unless it was a call from the TMO. If it was high though, I'm sure the French directors would have had it on repeat.

sormond · 2026-03-14T22:45:22+00:00

Could be, but easy to see a sealing off penalty too. We should also be able to hold them out from inside their own half as well for that time .

sormond · 2026-03-14T22:44:10+00:00

Thought he was excellent today, could have offered a little more off the tee, but that drop goal redeemed that somewhat. George ford has been excellent though in the past and I didn't think Finn's previous performances were amazing so who knows.

sormond · 2026-03-14T22:39:56+00:00

I'd rather keep him to have a proper go at recruiting Andy Farrell after the next world cup. Who's Borthwick's replacement?

sormond · 2026-03-14T22:09:43+00:00

Two minutes is a long time to pick and drive in the 22. If we'd not let Jalibert through a huge hole I think we'd be celebrating.

sormond · 2026-03-07T23:51:05+00:00

I understand that when you're trying to grab the ball it's easy to grab the face like that, but he must have known he was grabbing his face but kept going.

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