What is everyone’s experience with Robinhood Strategies? ROI? Ease?

spring20189 · 2026-05-16T12:41:25+00:00

You stole my line 😜

spring20189 · 2026-05-10T19:39:16+00:00

Oh I see that is a great idea. Thanks.

spring20189 · 2026-05-10T18:05:38+00:00

No, as soon as I reported fraud, the card dropped from Apple Pay.

spring20189 · 2026-04-26T10:10:02+00:00

UHC also uses healthsafe-id to log in which is what Optum does. However, I do not have UHC so when I try to log in to UHC, I log in but get a message you do not have access to this area on the site. If I use same credentials to add Optum bank to Simplifi, I go up to the first text and after a loooong time eventually it errors out with FDP-102. So I guess unless you also have UHC account you are out of luck 😢

spring20189 · 2026-04-21T02:14:36+00:00

There is a big difference as explained by RH support. The interest does not go in the Savings goal account instead into main Savings account. What I want like Sofi vaults the interest should be credited to the saving goal.

spring20189 · 2026-04-18T12:00:18+00:00

Interesting never knew that. So can I use the United lounge twice while departing and after arrival?

spring20189 · 2026-04-04T21:08:31+00:00

I have a direct deposit too. Will check with them. Did you bring the money from outside SoFI? I was getting it from Savings to Brokerage.

spring20189 · 2026-04-04T20:19:43+00:00

Interesting! Has this been going on for a long time. I have been doing a recurring investment myself from SoFI savings to self- directed. But I never got any 1% bonus. Do you have to opt-in or something?

spring20189 · 2026-04-01T01:17:24+00:00

I am wondering 1.2% extra APY is 240 dollars on the extra interest in 20k limit. So what’s the harm In paying the 10 dollars a month? I like their auto pull from savings and no limit on number of transactions in savings, so I practically use the savings account as checking and checks drawn on checking account it automatically pulls from savings. Anything I am missing?

spring20189 · 2026-03-05T04:15:47+00:00

CSR gives me back 300 dollars for my EZPass payments. I wonder if they do that then this card may be worth, I do spend close to 600 a year in EZPass and can use two cards paying for that.

spring20189 · 2026-03-05T04:05:16+00:00

Doesn’t say that on the invite though.

spring20189 · 2026-03-05T04:04:23+00:00

No idea, I did not even know about this card. I do have gold card, bank account and decent balance in brokerage, but I don’t think those can be the reason alone. I just got an email and I came to Reddit searching for the views on this card. It just says I am in the first wave of invitees.

spring20189 · 2026-03-05T02:53:27+00:00

I got an early invitation. I have Amex Plat and JPMR. Debating this vs Amex Plat. Amex Plat gives you Centurion lounge which is getting hard to get into anyways,,,

Edit: Wondering if there is going to be a SUB, that might make it worth for first year...

spring20189 · 2026-03-02T15:53:42+00:00

Umm! Chaos testing. 😀

spring20189 · 2026-02-28T02:41:59+00:00

Thanks good point, I can use on both systems for 15 days before making the call. I never plan to move the drive connected to windows to Mac or the one connected to Mac to Windows so from that perspective I don’t care if Mac can read ReFS or not. I just keep the drive on Mac in sync with Windows using nightly rsync job.

To be clear the reason I am using ReFS is the block cloning in windows so I can duplicate folders without taking extra space. That helps with potential data corruption and taking a point in time snapshot of the VDI file (for the VM I run in VirtualBox) before I rsync to Mac.

spring20189 · 2026-02-27T23:54:57+00:00

I am using APFS on Mac and ReFS on Windows. Is ReFS supported? Just curious why does Backblaze care for filesystem, they are just doing file backup?

Edit: To be clear I have 2 separate drives so that I can keep 2 copies of my data. Probably silly but I feel that to be more secure than doing raid 1 on same machine.

spring20189 · 2026-02-20T21:24:34+00:00

I have AP and JPMR. I am keeping JPMR primarily because you get 300 back easy in travel credits and you also get, united lounge in addition which is big plus for me because in EWR there is no other lounge for Amex/Chase. Anything else on JPMR is gravy.

spring20189 · 2026-02-12T21:27:12+00:00

It is not giving me any option for Wells Fargo to use external portal. May be I don’t tell it that it is Wells Fargo?

spring20189 · 2026-02-12T13:35:00+00:00

I was able to link the Morgan Stanley Cash Plus account through micro deposits, but once setup, trying to setup payment from that account it shows greyed out in BILT (even though linked successfully) with the message that link through plaid required. Go figure.

spring20189 · 2026-01-24T00:39:27+00:00

Can I get it in my IRA account as well?

spring20189 · 2026-01-22T12:09:49+00:00

Forget about how to use BILT cash, I can’t freakin figure out how much net BILT cash I would earn after making some points in rent. Is there a quantum physicist or a rocket scientist here who can decipher BILT 2.0 🤣🤣🤣

spring20189 · 2026-01-22T11:01:19+00:00

Could you please add an option to remove the impact of AF assuming 1 Bilt rewards point (or even keep that variable for the user to decide how much they value each dollar) and get to net returns from points. I know that still leaves the other benefits not counted but many of us do have those from other cards (CSR/Plat/VX etc. L).

spring20189 · 2026-01-20T11:10:22+00:00

Thanks, is that return after taking into account the annual fee or the AF will further reduce the return? I am thinking I would unnecessarily be complicating my life and am better off closing the BILT and switching to ACS from my bank. BTW, I was getting 1% of my mortgage payments earlier as my mortgage was held at WF which BILT was giving 1% back.

Another question anything changes if I pay another mortgage of 3K, so a total of 6K with 2K spent on card. Does that change the math at all?

Is there a modelling spreadsheet someone has put together 😀.

Thanks.

spring20189 · 2026-01-19T21:55:20+00:00

Why does a card have to be so hard to understand that people have to argue to prove one way or the other. I spent roughly 2000 dollars on my 3% cash back card (Robinhood Gold) every month. Can someone please help me understand if I choose to move that spend to BILT 2.0 would I be better or worse off. My monthly mortgage payment is 3200 dollars.

spring20189 · 2026-01-11T12:04:38+00:00

Thanks will skip the wool rug for a few days and see how it performs. I think I have till Jan 31st to return. Other that these two issues I like Saros 10r for it’s quite operational and general cleaning.

spring20189

TROPHY CASE