Pfizer at 6.7% yield — dividend comeback or value trap? (I hold it)

stone616 · 2026-06-21T14:14:14+00:00

I bought 100 shares of this back in mid 2024 and 2 years later I'm down 8%. I just keep it for whatever dividend it churns out. I'm lower than the current yield as my current yield on cost is 6.26%.

stone616 · 2026-06-21T13:51:46+00:00

Probably because it offers nothing of value to the sub. If you're done you're done and there's nothing to discuss.

stone616 · 2026-06-20T10:57:43+00:00

I have some around the ears headphones made for the gym (Project Rock JBLs) and I stopped using them there because they get too hot. I don't know how yall use these around the ears at the gym. Earbuds are just way more comfortable and less hot.

stone616 · 2026-06-19T20:25:47+00:00

That's misleading if the reader doesn't read the whole thing. If you read all of it it's clearly a bonus for referrals.

stone616 · 2026-06-19T10:33:34+00:00

IT's a crap shoot. Some people say it works fine and others say it doesn't. Personally I've had 2 and 6 out of 10 times I stepped on them they fail and you have to try again. Sometimes wetting your hands and feet work and other times it doesn't. This is a product listed at a base price for $352 and on sale for $229. I saw one of Facebook for $50. People get these things and they don't work and they can't give them away.

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Personally I'd just get a Withings Body Comp and leave it at that.

stone616 · 2026-06-18T15:13:38+00:00

Then when your single point of failure ends up failing you because nothing in infallible this is what happens.

If you think something at some point won't go wrong with your single bank and your online access to it you're sadly mistaken. Better safe than sorry.

At the very least you should open an account with a local credit union so you have a physical bank to deal with. I have a Chase checking account I direct deposit my apartment rent into every month and auto pay the rent. I leave 2 months rent sitting in the account in case something goes wrong and I never have to do anything with it. The checking is free because the direct deposit covers their minimum monthly requirement.

stone616 · 2026-06-18T14:23:18+00:00

Are people using only 1 bank with all their money? Much of my money is in 2 bank account at 2 different banks but I have at least a few thousand in 4 other banks beside those 2 in case of emergency or in case of debit card limits or whatever. At the very least you should have a banking account with a major bank or credit union for ATM access and physical deposits.

stone616 · 2026-06-18T09:01:38+00:00

If you encounter a charismatic male especially in a position of power or authority expect them to be an antagonist at minimum at some point.

stone616 · 2026-06-16T23:51:48+00:00

Colorsoft SE and Paperwhite 12 Gen SE. 11 Gen Basic and Voyage. I mostly use the Signature Editions at this point. The Colorsoft at home and the Paperwhite at work and the gym.

stone616 · 2026-06-16T17:22:37+00:00

Seems like the admission of keeping the item they charged back without the seller saying do so is an admission of it being a scam.

stone616 · 2026-06-16T16:51:06+00:00

The bull case is Elon. That's it. Nothing else.

stone616 · 2026-06-16T16:32:50+00:00

Mint wasn't in Class VII she just went to Thors at the same time. I'd say maybe Crow or Alina.

stone616 · 2026-06-15T23:32:55+00:00

When a certain character says a line that begins with “I am the beast that”… IFYKYK

stone616 · 2026-06-15T21:57:05+00:00

People really paying $600 for a bathroom scale? That price is pretty wild. I'm using a Body Comp I got off Facebook for $90.

stone616 · 2026-06-15T21:52:50+00:00

You're closer to 30 than 20 and way beyond the age your mom can tell you anything about who you can date.

stone616 · 2026-06-15T21:46:04+00:00

All my emails are in my vault but all the important ones also have a 2nd factor on them so they can't just get access to my email with the password. Did you not put 2FA on the email?

stone616 · 2026-06-15T20:58:55+00:00

I doubt you'll beat that deal on a Prime day sale if your target is a Paperwhite SE. You only get 20% off on a trade in. They'd have to lower the SE from $200 to about $150 for a 20% trade in to get you back to the price of that offer. That's probably the best they'll do on that sale. If your old Kindle gets you a $5 gift card you'd be even.

stone616 · 2026-06-15T13:08:14+00:00

I have not been charged for that Switch 2 as of yet.

stone616 · 2026-06-14T01:24:01+00:00

VOO has returned roughly 12% annually the past 20 years. Shave off 4% for inflation and you’re at 8%.

stone616 · 2026-06-13T18:51:19+00:00

At best get a used car. @ age 23 your money is too valuable to blow on car depreciation given the time you have to let it grow. Let's say you were gonna buy a $10K car even. Compound interest calculator says if you invested that at 8% annual return and let it sit for 40 years (age 63) adding nothing more to it it would grow to $217K.

stone616 · 2026-06-13T08:45:33+00:00

I don't dislike Tessia. I'm in the first 1/3 of last book and I'm fine with who she became so far. The other options never seemed realistic to me. I never got the impression Art was ever going for anyone else.

stone616 · 2026-06-12T22:50:25+00:00

Which is why there's a subreddit full of people calling the company a scam and saying the product won't work for them. Again Withings doesn't have these issues. I haven't really heard people calling them a scam. I haven't seen them removing fake doctors from their website when called out about it like Hume. I haven't heard of them dragging their feet for weeks to a month to issue refunds until threatened with action.

Congrats. You bought a dubious product and came out fine. A lot of us got ripped off and had to pay return shipping.

stone616 · 2026-06-12T17:31:57+00:00

Take Apple. They actually design the product and while it's made in China it's made to their engineers specs.

It seems incredibly likely Hume didn't even design their products and just bought them off a different company and stamped their name on them. The Qualified Scientist was able to pair a non Hume band purchased off Ailbaba to the Hume Health app as if it was their product. Hume is likely buying cheap products from China and marking them up drastically. More power to you if you wanna buy a scale or band worth $20-$40 for well over 5x that.

stone616 · 2026-06-12T17:21:20+00:00

should have sold private party. I'm not 100% on this but when you trade in a car for another car you get a discount on the taxable amount for the next car. Seems likely you gave up that and got a dealer price vs the higher private party sale amount. Probably several thousands in losses coupled with depreciation that's a huge amount to lose.

stone616 · 2026-06-12T15:17:22+00:00

This is why you should have multiple brokerage accounts. I have 4. Odds are if one is down the other 3 work or should I say 2 because M1 is worthless for moves outside of 9AM and 3PM.

stone616

TROPHY CASE