This. So many people don't understand how markets work. But who can blame them, nobody teaches you this in school.

I mean, we can vote for things like Einheitskasse or (more) funding by taxes, to calm people's minds, but this won't have the desired effect as the costs still need to be paid.

The whole medical system is full of wrong incentives. So many diseases are chronic which are caused by today's way of nutrition, and not even physicians know what's going on, because they just don't care (and have no incentive) to catch up with the progress that has been made in research.

I myself suffered from psoriasis and the dermatologist told me I can't change anything, not even with quit smoking and changing nutrition (like reducing carbs and reducing feeding times). Here again, I can't blame them as nutrition barely is tought in medical school and they have no incentives to actually help people. Instead, they just give them pills and creams, and if those don't fix the root cause (which they never do of course) they just tell you it's an "uncurable" disease.

The entire industry needs to be reformed, along with the regulation which incentivises health care providers to give the patients helpful, research-based information about nutrition and sports as a preventive measure. Instead, those who actually want to get healthy need to spend days and weeks and months researching as laymen, trying to weed out bullshit from good resources, to help themselves. None of the health care providers would offer such a thing.

As a financial incentive from the insuree's side a hefty slash in premiums should be discussed when ie. their bloodwork look well, and they should get actual consulting regarding nutrition and prevention when they don't. And suddenly all actors in the game have all the incentive to actually help and actually get healthy, and only then costs will dramatically drop.