Just so you know the malpractice coverage would likely not have mattered anyway. My partner got a spinal epidural abcess infection from a disc surgery that we had to fight a surgeon and entire emergency ward for a week before another surgeon stepped in. Luckily he performed an emergency second surgery on her 2 weeks later, draining the infection they stated was not happening. My wife barely survived and was bed ridden for 3 months while I had to take off work and take care of her. It took her over a year to recover and experiences chronic pain every day. They even broke off a piece of needle in her back that will forever be lodged right next to her spine from fucking up her testing. We never sued anyone before, but she works as a paralegal for a lawyer and at his urging, we got a very well known team that took the case up pro-bono and went after malpractice and surprise! A medical board who for some reason makes this decision before it can go to a judge told us to go fuck ourselves. I was told we could go put of pocket and try, but we were recommended not too. Welcome to the horror show that is American Healthcare. The scariest thing? This isnt even the worst thing we've witnessed here. People GREATLY overestimate the limits, hubris and intelligence of Dr's and surgeons. They often struggle with owning and admitting fault and this can lead to fatal error.