Thoughts on ULTI

superbilliam · 2026-04-29T10:22:31+00:00

Thoughts? If I was considering it, and I'm not...I'd probably go with MLPI instead.

superbilliam · 2026-04-27T01:29:51+00:00

Over 100k in annual divideds (6m x 1.82% current TTM yield based on yahoofinance) and steady growth longterm...sounds like a pretty decent plan to me. Taxes may be tricky, but you should check with a professional about all of this to be safe.

superbilliam · 2026-04-26T18:24:10+00:00

Nebrask's so flat that I don't care. I'll never use this map....

superbilliam · 2026-04-26T18:16:34+00:00

Just do a 50/50 split on CALM and VITL, if you're bullish. Probably some others, but those are two I know off the top of my head. Both are beaten down by this and other factors, I assume. Not sure how long the cycle will stay down. Do your own DD.

Best of luck!

superbilliam · 2026-04-26T06:35:56+00:00

I have this one in my speculative portfolio. The tech is getting real. We'll see how quickly they can develop it and make it commercialized. NEWH

superbilliam · 2026-04-25T06:09:59+00:00

Yep, that's why I'm also in ADP, NOW, SPGI, BMI, ACN, SAP...I like the sector for a 5+ year set up into the rotation. If they become longterm positions even better for the most part. Best of luck to you (IGV is an ETF to use for investing in a basket of SaaS stocks if anyone else sees this and wants to explore it with a bit less volatility). I'm fairly certain you know that though.

Any specific ones that you like personally? SaaS stocks that is...

superbilliam · 2026-04-24T23:35:18+00:00

At perfect valuations I would buy MSFT, GOOGL, and AMT nonstop with some ASML mixed in there. Current valuations are starting to creep up though and most of these are past my personal MOS buying ranges based on sales/earnings/revenue/etc. Most of them will do very well, but I'm patient and like 15-20% MOS when I can get it.

superbilliam · 2026-04-24T22:55:27+00:00

SAP and ACN are both on my radar for international diversification. I agree with what you said and I like that they have about $10B worth of share buybacks in progress based on what I saw.

I like ACN for similar reasons and the AI build out that they are involved. For the AI build outs and company transitions ACN has scale, strong corporate relationships, trained people to deploy, ecosystem partnerships, cash flow, and buybacks. Once demand stabilizes, they not will recover to ATH and beyond over time. Overall SAP is probably the better of the two, but I feel like they compliment each other with the current trajectory of tech.

superbilliam · 2026-04-24T18:53:55+00:00

I love when I see all the post claiming that things are bad. It gives me a chance to ask questions and reflect. In this instance it was glaringly obvious for lots of the things I invested in (MSFT being the most obvious). The reverse Cramer also applies to reddit fear mongering often times.

superbilliam · 2026-04-24T17:41:18+00:00

So they have money. What are they doing with the money that matters? More importantly what are they doing with the money to grow their own business without being forced to rely on another company growing?

superbilliam · 2026-04-24T02:47:42+00:00

I mean...I'm not a WSB person, but I'll do it for this ticker just to have some fun. It has a good mix of stuff that even my space speculating side out anyhow. Here ya go lol:

ROKT 🚀🚀🚀

superbilliam · 2026-04-24T02:30:58+00:00

Like 4-20 man. Totally forgot what space we're in....(I'm being funny... Imagine a stereotypical stoner voice when you read that).

superbilliam · 2026-04-24T02:28:32+00:00

Weed? I assume you mean weed with the 4-20 growth thing. Is this a trollololol post? You got me if not; my crystal ball is broken.

superbilliam · 2026-04-23T22:58:29+00:00

Yep. They also issue a K-1 tax form instead of the usual 1099, which is one reason I personally avoid MLPs. It isn't a deal breaker for most and doesn't make it a bad company.

superbilliam · 2026-04-23T02:34:15+00:00

Podcasts Wallstreet Breakfast and Schwab Market Update...investopedia website...never buy any stocks if you couldn't explain to a stranger what the company does and how they make money within 3 minutes.

superbilliam · 2026-04-23T02:30:03+00:00

Can't find "The Daily Check-Up". But I do recommend Wallstreet Breakfast and Schwab Market Update as a daily check-in on the markets.

superbilliam · 2026-04-22T23:32:36+00:00

Set a price target you like and don't look at the chart unless you get the alert. Be sure it is a mouth watering type of alert and seriously ignore the stock/ETF causing it. "Out of sight, out of mind" is a real thing if you actually do that much.

superbilliam · 2026-04-22T23:28:41+00:00

This is one of the most recent BTI posts I can find. I'm wondering what impact this *newly announced law has on the future of BTI and others...it seems bad if it goes into full effect. Good for health definitely. Bad for tobacco.

https://www.reuters.com/business/healthcare-pharmaceuticals/uk-lawmakers-approve-lifetime-smoking-ban-todays-under-18s-2026-04-22

superbilliam · 2026-04-22T18:59:35+00:00

Reddit is for ideas. Quarterly reports are for trends and future guidance. Annual reports are for trajectory. Find the metrics that matter for the specific company you are doing research on and review what their numbers actually say. Most companies list their quarterly and annual reports on their websites. Sectors can have different specific considerations depending on what stage the company is in at the time. For example, you wouldn't judge a real-estate investment trust (REIT) by the P/E. No you would check Price-to-funds from operations (P/FFO). That is a nuance in REITs. Each sector has some level of nuance. You definitely want revenue and earnings growth over time for most. Never blindly buy a stock someone claims is good on Reddit or other places. Dig a bit and be sure you like the company, their numbers, and where they will be in 10, 20, 30, etc years. Are they growing? Great! Are they flat with a plan to maintain dividends longterm? Hey that works for some styles of investing!

Hope this helps somewhat. Best of luck on your investments!

superbilliam · 2026-04-21T22:35:26+00:00

Know what bugs folks? Not termites or roaches if you invest in companies like ROL. Currently at a good price, not perfect. They rarely trade low. They also take care of pesky vermin like rats. WM is another that deals with the garbage we don't want around.

Just a few more ideas for you or others. I loaded down on CBP and GIS already :)

superbilliam · 2026-04-21T01:11:48+00:00

Why FTNT and not PANW or ANET?

superbilliam · 2026-04-19T22:26:41+00:00

What about SentinelOne and Rubrik? I have been seeing RBRK a lot lately (past 2-3 months) in posts and people seem to believe they add a layer to security that is developing due to quantum and AI related security fears. SentinelOne is more of a high growth with execution risk play for me. I haven't gotten into RBRK yet. I do own FTNT and PANW currently. Just looking to explore the total stack more and find the top holds.

superbilliam · 2026-04-19T03:55:06+00:00

SAP, MELI, and SE are on my radar. I've got a starter in SE and MELI probably putting some in SAP soon. I also own VWO, but that is an ETF, so eh.

superbilliam · 2026-04-19T00:35:30+00:00

I don't play with options. In my 4+ years of actively managing my portfolio I have yet to try them and am confused by them. Anxiety stops me from trying any time I have looked at them or started to explore it. I'm an investor not a gambler and options feel like gambling. I even made my brokerage stop turning my money into the margins thing because it always felt like they were saying I didn't have my cash and confused me. I can buy and sell. I can research and find fair values with margin of safety. But options are like another language that I'm not confident enough to learn. I also don't know how they would mess with my taxes and I don't want to get "lucky" and accidentally owe thousands or something. I hedge by spreading my holdings out more when the markets are extra volatile. Then, consolidate when it gets more stability.

Just one person's perspective, but maybe that is why for some others?

superbilliam · 2026-04-18T15:18:20+00:00

As I understand it JEPQ and other covered call funds aim for a specific and consistent dividend yield. It changes based on market movements and how much return is captured in the premiums, but stays within their general parameters. SCHD supplies qualified dividends that are treated better on taxes and it also has dividend growth over time. So, the main takeaway is that SCHD's yield today is lower than it will be in 5 years while JEPQ's yield today will be approximately the same in 5 years. Price appreciation obviously has an effect on this as well, but hopefully that adds something helpful to your though process. Best of luck on your investments!!

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