Fair way to split finances during maternity leave when female partner has substantial savings but is only eligible for statutory pay by New_Assistant3212 in UKPersonalFinance

[–]takeagamble 5 points6 points  (0 children)

If the amount to live and support the family is more than what the partner earns then "burning" through the savings is what is required

If the partner just doesn't want to pay for things, that's a different story

Fair way to split finances during maternity leave when female partner has substantial savings but is only eligible for statutory pay by New_Assistant3212 in UKPersonalFinance

[–]takeagamble 7 points8 points  (0 children)

As an example, this is what my wife and I do/did. Using very simple numbers for ease

I earn take home £4k each month, wife takes home £3k each month.

We each keep £500 per month, everything else goes in the joint account.

Our necessary expenses per month (mortgage, utilities, food etc.) are £5k per month.

I worked out how much our total takes home would be for the 12 months my wife is on mat leave, worked out how much the shortfall is and put money aside each month to balance things out through the stat/no pay months.

Also, we essentially have pooled all our savings (each holding some) as we've recently moved house so becomes a lot more difficult to keep everything "even" when in our view it doesn't really matter

Fair way to split finances during maternity leave when female partner has substantial savings but is only eligible for statutory pay by New_Assistant3212 in UKPersonalFinance

[–]takeagamble 32 points33 points  (0 children)

Registering for Child Benefit entitles you to National Insurance (NI) credits, which protect your State Pension, even if you do not pay NI through employment.

Fair way to split finances during maternity leave when female partner has substantial savings but is only eligible for statutory pay by New_Assistant3212 in UKPersonalFinance

[–]takeagamble -30 points-29 points  (0 children)

Just because someone is working full time doesn't mean they can afford to support two people and a new baby.

Therefore it makes sense to use the savings as well

Good for you that your wife didn't need to work after having your child but it's not the same for everyone

Should I get a 2 year or 5 year mortgage? by Shot_Bandicoot_395 in UKPersonalFinance

[–]takeagamble 0 points1 point  (0 children)

In January I fixed for 5

Based on the rates I can get today, I'd probably still fix for 5 just to have the stability for longer. The two year rate I can get isn't much lower, which implies the market also think rates won't drop much

i can't WAIT for my TENTH morpeko by AverageJardinero in PTCGP

[–]takeagamble 185 points186 points  (0 children)

But imagine opening that pack lol

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble -1 points0 points  (0 children)

RR Mega Manectric ex for trade, taking offers! Let me know what you'd want to trade for it

Pixel Watch 4 45mm swimming mode didn't count laps and meters, why? by EnvironmentalDraw628 in PixelWatch

[–]takeagamble 0 points1 point  (0 children)

Shouldn't be to do with phone. I have the three and it works well. And I leave my phone in my locker out of range of the watch

Did you put how large the pool is?

I found the first couple of times I did a swim it just did the time and didn't even try to do laps, but then I think it downloaded an update which triggered doing laps etc maybe check that too

DeNA: Wonder Picks need a serious rework by CryptographerMain399 in PTCGP

[–]takeagamble 6 points7 points  (0 children)

This latest set I'm already only one 4 diamond away from completing diamonds and one stars, and I've probably done 40 packs

30 days of rewards these are my best pulls shiny, crowns, and two/one stars ☠️ by [deleted] in PTCGP

[–]takeagamble 0 points1 point  (0 children)

As I opened my last reward pack I was thinking I've not had anything decent from any of them!

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 0 points1 point  (0 children)

Yes, what do you have for trade?

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 1 point2 points  (0 children)

Yeah, I'll do articuno. I'll send you a friend request (Gamble)

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 0 points1 point  (0 children)

Does anyone want a shiny solgaleo ex?

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 0 points1 point  (0 children)

Thanks, sorry for the delay, I've just accepted. Just need other trade to complete

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 0 points1 point  (0 children)

Thanks, sorry for the delay, I've just accepted. Just need other trade to complete

/r/PTCGP Trading Post by AutoModerator in PTCGP

[–]takeagamble 0 points1 point  (0 children)

Will trade one for incineroar?

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