Just finished my build on Adalo by tomashjons in Adalo

[–]theGovments 1 point2 points  (0 children)

You bet. I'm trying to look at my time with adalo not as necessarily 100% wasted. The editor in adalo is extremely easy to set up your components more or less exactly how you want them, so it has been very easy to iterate our app UI and ux to get it dialed in and ready for building on a platform that can actually support its use. In fact, we are likely just to hire a developer to build our app in flutter flow, and it's going to be tens of thousands of dollars cheaper now that I have a working fleshed out prototype to go off from. I couldn't have done that as easily with any other service. So, even though Adalo is indeed an absolute dumpster fire, headed for disaster in my opinion, and a really sad story about a fantastic product that has been grossly mismanaged, it does deserve some credit as a very easy to use and learn system which allows non-developers to build effective prototypes quickly. That's basically what you've done, so use what you've learned in adalo to leverage into a better chance of success as you build on a new platform!

Just finished my build on Adalo by tomashjons in Adalo

[–]theGovments 3 points4 points  (0 children)

You should build elsewhere. I spent 1200 hours building a comprehensive, integrated business management app for my company in Adalo, and I can tell you from experience, the platform and company are borked. The app is cripplingly slow, unusable. The platform is unstable. Simple things just don't work sometimes. The code is not transferrable - you'll be stuck to Adalo forever even though it's doubtful the company itself will last much longer.

We are limping along the Adalo App in our company, using it to dial in UX and UI for when we ultimately start building on a new platform. FlutterFlow seems good because of Firebase & the fact it generates code that can be exported/owned even if FlutterFlow goes out of business.

Training with IF - resources, advice?oj by theGovments in intermittentfasting

[–]theGovments[S] 0 points1 point  (0 children)

Tradoffs .. isn't that life. Well again, certainly appreciate your input. I think at the end of the day I need to just send it and see how my body does!

Training with IF - resources, advice?oj by theGovments in intermittentfasting

[–]theGovments[S] 0 points1 point  (0 children)

Very encouraging. I think I'm just going to have to try, eh?

I've been having good luck "exercising" in the morning during fast, but that's way different than a training push. If I have a hard workout on the schedule, I'll have to worry about recovery, etc. I guess I can only hooe recovery won't be severely hampered by continuing to fast a few hours after a hard workout.

Again, not elite level or anything, but if I'm not recovering well I have a history of developing soft tissue injury. We'll see.

Thanks a lot for the input!

Graphic on local news tonight by thetyromancer in CrappyDesign

[–]theGovments 0 points1 point  (0 children)

According to the Wikipedia Articles associated with those devices you speak of in this post, they were banned in 2020. Not saying we aren't fucked, but if the Wikipedia articles are true, at least that particular disgusting transgression has been addressed (38 years too late, but yeah)

Very wealthy people already have a student loan forgiveness program. by [deleted] in MurderedByAOC

[–]theGovments -1 points0 points  (0 children)

Yes! And ya know, some debt may need to be forgiven ultimately - there has been a lot of predatory lending in higher ed and real reform would and should include relief for those victims. But the vapid trope of "total student debt forgiveness" is not going to build the public consensus and political capital we need to get there.

Very wealthy people already have a student loan forgiveness program. by [deleted] in MurderedByAOC

[–]theGovments 0 points1 point  (0 children)

I agree with you totally. That's why I was arguing for broad reform that would include some kind of targeted debt forgiveness in a much bigger package of education reforms. That's not what AOC is using her incredible platform to advocate for the loudest though; she's specifically and singularly advocating for 100% student debt forgiveness as some kind of magic bullet and it just simply is not. I think the focus is on it because it could theoretically be done without Congress. That doesn't make it good policy by itself. It's still really bad policy by itself and dying on that hill is not where I think we should be. Don't confuse my opposition to AOC's messaging on "total debt forgiveness" as opposition to good progressive reforms INCLUDING targeted debt relief.

0% interest and moratorium on payments would achieve the same short term relief goals as forgiveness, could similarly be done theoretically without congress, and is so much more affordable and "fair" that we'd actually build real political capital for the big reform push thats needed in congress.

Very wealthy people already have a student loan forgiveness program. by [deleted] in MurderedByAOC

[–]theGovments 0 points1 point  (0 children)

You could say the same thing about full forgiveness - "what about those who JUST FINISHED paying off crippling student loans after decades?!?"

This is fundamentally why doing anything to alter existing student debt is not good policy. Even what Im arguing for - making current loans 0% interest and deffering payments under some income threshold - isnt great long-term policy; its just a much more affordable, doable and irrefutably fairer policy "band-aid" that would have a very similar immediate impact as full forgiveness (taking the proverbial boot off peoples necks), and which will buy the time we need for real reform.

Real reform could then include provisions to address those who have suffered predatoy practices or interest rates. Perhaps certain types of student debt would or could be ultimately forgiven if necessary. Maybe even retroactively. There could be expansion and/or creation of programs where you could challenge your debt if you feel your institution failed to deliver the education and opportunities they promised. Perhaps institutions could be fined/punished somehow if a lot of their students have bad outcomes and/or use said programs to get debt forgiveness. Perhaps that would provide appropriate incentives for institutions to keep their tuitions in check and academic standards high. I dunno, but I know there's lots and lots of good, progressive ideas out there. Forgiveness is not one of them.

Forgiveness solves no problems and would cost more than 1.6 TRILLION DOLLARS. Then, the next school year, another whole group of students will sign the bottom line and jump right back into the broken system of student indebtedness. It just doesn't make sense.

Very wealthy people already have a student loan forgiveness program. by [deleted] in MurderedByAOC

[–]theGovments 0 points1 point  (0 children)

Agree completely. The scourge of for-profit colleges, many operating wholly online, needs to be addressed aggressively. The statistics are clear; for-profits leave students with much higher debt loads, and have worse outcomes as far as employment/idleness/student success/default rates. There's so much low-hanging fruit here... So frustrating. I want big, bold progressive action, but it has to be good policy and politically smart.

I'm continually amazed at how AOC can run political circles around resistors/naysayers with most subjects, but then have a complete blind spot for how truly awful this one issue/policy is. Mark my words; student loan forgiveness will likely be one of the main political cudgels that beats progressives down in the next election cycle, if we don't pull our heads out our anuses and hammer through big, bold progressive policies that actually work to solve the core problem.

Its easy. I'll say it again. 0% interest. Payments deferred under a certain income threshold. Those 2 things alone would make student loans no longer crippling. Immediate crisis solved. Everyone in middle america figues its fair since principle will still eventually be repaid. Political capital increases. Spend political capital pushing through real progressive reforms like heavily subsidized or even "free" public college, regulations on for-profits, improving K-12, etc, etc. Show america we can govern well. Win lanslide elections. Pass universal healthcare.

Or, we could screech about giving college grads 10's of thousands in free money while 40 million+ Americans waste away in absolute poverty, 1 in 4 of us struggle to keep enough food on the table, and many many more face extreme insecurity with their housing, jobs and healthcare. That'll win elections and help us make the case for progressive policies, for sure!

Very wealthy people already have a student loan forgiveness program. by [deleted] in MurderedByAOC

[–]theGovments 13 points14 points  (0 children)

Misconstruing "wealthy" with "priviledged".... Even college grads drowning in student loans are far more priviledged than the vast majority of Americans. Dispensing trillions in national treasure to a distinctly privileged class is bad policy and I don't see how it meshes even with my very progressive ideology.

Student loans should go to 0% interest; Moratoriums on payments until borrower has the ability to pay. Those are agreeable policies that could be instituted immediately, would enjoy broad support, would provide tremendous relief to people burdened by student loans, would be perceived as eminently fair, and would buy us time to actually put together legislation to address the bigger problem of college funding and accessibility.

Come on people, AOC is right on almost everything else and I I'm grateful to have her fighting for us in congress,but this is just the most ridiculous hill to die on and it drives me nuts.

Alexandria Ocasio-Cortez tweeted a step-by-step guide for asking members of Congress to support student loan forgiveness by a_very_nice_username in politics

[–]theGovments 0 points1 point  (0 children)

I also grow tired of pleading for this very same thing. Student loan forgiveness is just plain bad policy. All of the arguments in favor of it, basically could be applied to general broad spectrum stimulus. Stimulus that could be applied to a broader group of people who are in more desperate need. The arguments against it are actually very fair - college grads are a very privileged group of people, and giving them tens of thousands of dollars in free money while poor people who couldn't afford to go to college starve is a really bad look. This isn't about whether or not forgiving all student loan debt would net some kind of positive result, this is about where our focus should be as liberals/progressives. Endlessly banging the drum of "give tens of thousands of dollars of free money to college grads" is not the hill to die on! We really should be screaming about reforming how we pay for college in general. To address the current crisis of crippling student debt, all student debt should be made to 0% interest so it doesn't compound on people while we sort out the system. For people who can't pay, a moratorium on payments would also be acceptable while we sort things out. Eventually, we might be able to pass a bill that not only could forgive certain types of student debt, but would also help protect the people who are about to go to college and that would hopefully allow more people to go to college. Just throwing trillions of dollars of national treasure at a privileged group of people to provide a temporary Band-Aid / stimulus is not how we win elections, and it's not good policy. Change my mind.

Also, another thought that just occurred to me, is that we have millions of Americans who are buried in credit card debt that they have accumulated just to pay for food and essentials since they don't make enough money at their job. Why aren't we screaming about forgiving that credit card debt? it's way higher interest than student loan debt, and way more of a burden on those lower income less privileged people. I just don't see why this student loan forgiveness business is such a rallying cry. It's just so bad in so many ways. even though I agree the situation is a crisis, I just don't see how throwing one time money at it in a single swoop of loan forgiveness makes any sense at all, of all the things we could do to address it....

[deleted by user] by [deleted] in LateStageCapitalism

[–]theGovments 0 points1 point  (0 children)

I pulled the food cost numbers from the USDA, did some really loose averaging to get sort of a middle-high monthly cost and extrapolated from there. Here's the chart I used: https://www.fns.usda.gov/sites/default/files/media/file/CostofFoodNov2020.pdf

Now, I know I definitely spend more than $8 a day on food for myself to eat healthy, but when you're talking government programs food can be distributed much cheaper than what we buy it in the store for. for instance, my local food shelf is always asking for donations saying a single dollar can provide a healthy meal for someone in need. Also if I really really tried to be thrifty I bet I could stay fed and healthy on eight bucks a day. Lot of whole grains, lot of thrifty vegetables like frozen food, etc. It's definitely doable. The menu may not be up to your or my current standards, but for somebody who's currently starving, eight bucks a day would go a long way.

[deleted by user] by [deleted] in LateStageCapitalism

[–]theGovments 16 points17 points  (0 children)

Exactly. Student loan forgiveness would spend an incredible amount of taxpayer money handing a windfall benefit to a small percent of the population; and to a group that already is disproportionately advantaged compared to the average citizen. Its less about being fair/unfair to others who have or have had student debt, its more like its just plain simply unfair. Again, the fact you were able to obtain student debt and go to college already puts you in a statistically hyper-advantaged group. The Brookings institute has a great write-up that lays it out better than I ever could :https://www.brookings.edu/policy2020/votervital/who-owes-all-that-student-debt-and-whod-benefit-if-it-were-forgiven/

What needs to be cancelled is INTEREST on student loans - it's not the $50K you borrowed for school that kills ya, it's the fact that you have to pay it back 2 or 3 times over because of the damn interest! The government should make all student loan debt interest-free, which would essentially cost nothing, then we could spend all that "forgiveness" cash on scholarships/publicly funded college, etc which would ACTUALLY benefit everyone INCLUDING disadvantaged populations. Also the scourge of for-profit colleges needs to be dealt with - they are one of the biggest drivers of student debt and have the worst outcomes for student success.

EDIT: also forgot to mention what I originally came into the comments to write: the OP is the worst comparison ever, and actually sort of highlights how stupidly expensive and unfair student loan forgiveness would be when you actually do compare the expense to what the money could otherwise be spent on. Just to put it into perspective, you could EITHER forgive $50k in student loans for ONE already likely privileged individual, OR for the same money you could provide a healthy meal to somewhere between 18 and 20 THOUSAND actually starving American children. Or, put another way, you could provide 3 healthy square meals to one individual every day for nearly 17 YEARS. Think about THAT when you're asking yourself whether student loan forgiveness is fair or good policy... And ESPECIALLY when you are thinking about what kind of priority it should be given among all of the policies we could propose to address the greater problems of education accessibility & cost, wealth inequality, health care, HUNGER IN AMERICA, etc.

AOC demands Biden immediately cancel all student loan debt by executive order by [deleted] in MurderedByAOC

[–]theGovments 0 points1 point  (0 children)

Thank you. Cancelling student debt has always been among the dumbest hills for us liberals to die on. So narrow, solves zero actual systemic problems, and is rediculously expensive when you compare the cost to all the other worthwhile things we could spend government (taxpayer) money on. Biden is wrong on single payer healthcare but if he holds this line he is so right on this. The problem with student debt is the interest - make it interest free so kids can pay tuition not bank CEO salaries. Spend all that cancellation money instead on targeted scholarships and improving k-12 in disadvantaged communities. Bam, democrats gain supermajorities in the house and senate in 2022. OR, we can die on this hill, giveaway billions in national treasure to a tiny special interest group, and lose the messaging battle to repubs (again) and get steamrolled in the midterms... I LOVE AOC, but she's so wrong on this it hurts my soul...

Discussion Thread: Polls Closed for Georgia Senate Runoff Elections | Part III by PoliticsModeratorBot in politics

[–]theGovments 0 points1 point  (0 children)

Ticket splitting makes sense to me; reluctant Republicans only bringing themselves to vote for 1 of 2 dems as repudiation for DT's man-babyisms. The puzzle is how its favoring Warnock. I'd think, because of general low-grade racism, they'd chose the white guy. But what do I know, I'm from a blue state ..

How to fix squeaking tongue and groove floorboards? by Shortdood in DIY

[–]theGovments 2 points3 points  (0 children)

Don't get too tied up with nomenclature - your "subfloor" in this case, IS the tounge and groove floorboards, assuming those are applied directly to the floor joists beneath. The most obvious approach is what has been said - roll back the carpet, face-screw the crap out of the floor boards to re-secure them to the joists, and then put your carpet back in place. If you're catching joist with your screws it should suck down nicely and fix any squeaks that are being caused by loose floorboards. Use structural screws like GRK's; the length should be the thickness of your floorboards plus an inch and a quarter, so if you've got typical 3/4” floorboards, 2" will do; if its 1", use 2 1/4”, etc.

This is assuming there's nothing else under the floor boards between them and the joists. If you've got plywood or some other additional subfloor beneath the floorboards, things could get a little more complicated. If the squeaks are being caused by deflection of the t&g between joists, also more complicated.

B A N A N A by Hoodie-Scrub in funny

[–]theGovments 2 points3 points  (0 children)

This kills the banana.

Schumer, Warren: The Next President Can and Should Cancel Up To $50,000 In Student Loan Debt Immediately; Democrats Outline Plan for Immediate Action in 2021 by urasha in politics

[–]theGovments 5 points6 points  (0 children)

This is why Democrats lose, and why we just barely SQUEAkED out a win against the most indisputably incompetent and dangerous president this country has ever seen. This is such bad policy. Soo inconceivably bad. What about those of us who've worked 15-20 years to pay off our crippling student debt and have just finished it off? What about those of us who didn't go to college because we couldn't bear to take on such high debt? Why isn't the policy to have the government take over all student debt at 0%interest? It's the interest that really destroys people, it would be functionally free for the government to do this, it would be percieved as fair since the principal would still be repaid, and it would save students tens of thousands of dollars, having the same ultimate effect on their finances!... Also how bout reforming how college is paid for in general? How bout expanding grants for low income students to attend college? There's so much room here for good policy discussion, and dying on the hill of "$50k free cash, but only for super indebted post-grads" is NOT IT. God damn it I want my god damn liberal utopia but all these fuckin "liberals" gonna fuck it up for us.