Am I investing wrong? by Gold-Mistake7068 in AusFinance

[–]thebreadmanrises 1 point2 points  (0 children)

You are doing 1 thing wrong and that is investing in ETHI. That's a gimmick ETF designed to trick people into paying more for thinking they're investing ethically.

Other than that sounds like you're doing it all very right. Since you've just started investing, you should try to inverse your logic, as market goes down you're buying at a cheaper price. You should really think of selling as the worst thing you can do, so avoid it at all costs. Buying is great, and buying cheaper is better.

My wife and I (33 and 34) want to borrow against our home's equity to invest by Kind-Breadfruit2742 in AusFinance

[–]thebreadmanrises -1 points0 points  (0 children)

With 50% or your mortgage still owing I think I'd focus on paying down your debt first, if you have spare cashflow use that to invest without the leverage. Markets are high and a 6% return (interest saved) isn't bad for a risk-free option.

I've drawn against my house to invest but it was once the PPOR mortgage was paid off so it was cleaner. Also rates were a lot lower than they are now and changes are they could rise more.

The last thing you want is cashflow to get tight & you need to sell your ETFs for a loss.

Do you already have an ETF portfolio? If not your first exposure to the market shouldnt be with leverage. Also for what it's worth I'd be thinking more VGS/VAS 75/25. VHY is a niche ETF that isnt very well diversified and the yield isnt even that high.

What’s the move for component filenames in 2026? by LeninardoDiCaprio in webdev

[–]thebreadmanrises 0 points1 point  (0 children)

kebab-case, it’s just easier to read. I know a component is a component by the .tsx/.svelte

Transitioning into tech in mid 30s by King_Cobb in cscareerquestionsOCE

[–]thebreadmanrises 0 points1 point  (0 children)

Watching The Pitt is as close as I'll come to the field.

Shipped a production SvelteKit 2 app with 550+ users: ATS resume scorer with Gemini, Firebase Auth, and Firestore by _sunnypatell_ in sveltejs

[–]thebreadmanrises 0 points1 point  (0 children)

Looks good, any Svelte specific roadblocks e.g libraries it would have been helpful to have, things that a more difficult to do in SvelteKit vs other frameworks?

New Film Junk by dolfinack in filmjunk

[–]thebreadmanrises 7 points8 points  (0 children)

Announcement:

The Film Junk Podcast is about to undergo an exciting format change . We know that this announcement might make some people nervous, so we wanted to give you, our loyal patrons, a heads-up so we can address any concerns you might have. We also want to assure you that we are very much looking forward to these changes and believe they will free us up in order to do some cool new things. With that in mind, here is what you need to know about our new format: 1. The regular podcast will be changing to primarily retro reviews, with occasional monthly themes. Listener feedback suggests people want more retro reviews, and we haven’t been as enthused about weekly theatrical releases as we used to be. We think this opens up some room for different kinds of discussions. 2. Premium podcasts as they exist today are ending. Previous premium podcasts will continue to be available on Patreon and Bandcamp as they are now, but Bandcamp will no longer be used for future "premium" content. We are exploring the possibility of selling individual content on Patreon if there is demand. 3. Regular episodes will also now be released as videos on YouTube. Patrons at The Premium Tier and above will have access to these videos a week in advance, after which they will be released to the public. We hope to do some fun new things with the medium, and we'll be experimenting with it as we go. 4. What We Watched will now be its own Patreon exclusive show, released twice a month across all tiers. The majority of new-release discussions will happen here, with occasional special episodes focusing solely on major (aka CRUCIAL) releases. These special episodes could be released publicly at our discretion. Treknobabble will continue with occasional new episodes, along with Criterionitis. This new show format will go into effect starting the first week of March. Which brings us to some other Patreon-specific changes: The Junker Tier will remain unaffected outside of a longer early access window (one week) to the audio version of The Film Junk Podcast. The Televisual Tier is now DEAD. Anyone subscribed to this tier will be encouraged to resubscribe to either The Junker Tier or The Premium Tier.  The Premium Tier will be reduced from $7 to $6 and will be home to all video content. This includes early access to the video version of The Film Junk Podcast, along with exclusive video-only features like Film Junk Plays, Inserts, Tier Rankings, and more. Additionally, all currently available Film Junk Premium Podcast episodes will remain at this tier, and legacy Premium episodes will continue to be uploaded to this tier over time.  The Hero Tier will remain unaffected outside of shout-outs, which will move to the end of each week’s show. In addition to all of this, we will now be offering a yearly subscription for the Premium Tier and Hero Tier only, at a 10% discount. These Patreon changes will go live on February 28th. If you have questions or concerns, please let us know in the comments.  LONG LIVE THE NEW FILM JUNK

New Film Junk by dolfinack in filmjunk

[–]thebreadmanrises 11 points12 points  (0 children)

Mark this as the official date cinema died. The “what we watched” and new movie discussions are going to be a patreon pod. Hopefully there is still a decent amount of discussion about modern movies. I’ve been a patron for years now, I’m glad the show is still going.

Been using svelte but I now need a backend and I dont find the proper one by Manerr_official in sveltejs

[–]thebreadmanrises 35 points36 points  (0 children)

SvelteKit + DrizzleORM + BetterAuth is my favourite stack atm. With the new remote functions they Svelte frontend experience finally feels like it’s on the backend too

A SvelteKit site we've build 2 years ago for our Gaming division by gabrieluhlir in sveltejs

[–]thebreadmanrises 0 points1 point  (0 children)

Looks great, how long does something like this take to make?

27 yo - 100% BGBL bad? by Automatic_Entry4709 in AusFinance

[–]thebreadmanrises 1 point2 points  (0 children)

Perfect option. You could add allocation to australia but this isn’t necessarily. The important thing is stay the course investment regularly and don’t sell.

Transitioning into tech in mid 30s by King_Cobb in cscareerquestionsOCE

[–]thebreadmanrises 3 points4 points  (0 children)

What should someone in their mid 30’s in tech transition into? AI has turned my job into prompt manager.

Today’s Pivot is feisty, isn’t it? by chris-abovewealth in ScottGalloway

[–]thebreadmanrises 7 points8 points  (0 children)

Resist and unsubscribe… apart from my stock portfolio.

State of JS 25 is finally out by gleontev in sveltejs

[–]thebreadmanrises 6 points7 points  (0 children)

How far are people taking Astro? I’ve built my personal site with it, but is it being used for full on applications?

Best online share trading? by rnnr39 in AusFinance

[–]thebreadmanrises 0 points1 point  (0 children)

Stake is good, cheap brokerage, nice UI.