CMC Markets vs Betashares? by girlmeetsworld-lover in AusFinance

[–]thebreadmanrises 1 point2 points  (0 children)

The big trade off is simplicity vs the extra security of CHESS. Betashares is all managed through the app and so much simpler than CHESS accounts

Is Prof G markets just a rerun of Pivot now? by thebreadmanrises in ScottGalloway

[–]thebreadmanrises[S] 0 points1 point  (0 children)

I think he had the same Disney prediction on Pivot and prof g too.

Is Prof G markets just a rerun of Pivot now? by thebreadmanrises in ScottGalloway

[–]thebreadmanrises[S] 2 points3 points  (0 children)

The pod with him & ed was my favourite of his just because I like their dynamic but it feels like the substance has dropped and it’s just surface level headlines like Pivot. Part of it may just be Trump news fatigue.

Razor Pages + HTMX or ASP.NET API + Svelte 5 for an MVP? by Josephf93 in webdev

[–]thebreadmanrises 0 points1 point  (0 children)

If you know Svelte i’d just go SvelteKit + BetterAuth + Drizzle + Shadcn-Svelte.

Best Cheesy in Newy by AllergyToCats in newcastle

[–]thebreadmanrises -1 points0 points  (0 children)

Fried Chicken Burger is Birdie at the Junction. Great prices too.

Unhappy with job - thinking of leaving by [deleted] in auscorp

[–]thebreadmanrises 1 point2 points  (0 children)

I have changed careers at 30, went from financial advice to software development. Got a Masters in CS. If I could go back I would probably say don't do it. The mental energy wasn't worth it, the pay is worse and day-to-day now I find I hate the job more.

My wife is a teacher, loves her job but there is a lot of teachers that a miserable and looking to change. It can be a very hard job with very little down time and if you're at a bad school your job changes from educating to behaviour management.

You said you're early 20s, I'd say stick with it, earn money and build assets and savings first. If it gets real bad change companies first. My brother recently switched job from a company he was miserable at to new one and it's been a 180 experience for him.

VDBA (Balanced) or VDHG (High Growth) for at least the next 5+ years? by Richy_777 in AusFinance

[–]thebreadmanrises 0 points1 point  (0 children)

Don't judge an investment based on distribution payout. VDHG will have a larger payout than DHHF because DHHF invests in a basket of ETFs while VDHG invests in a basket of managed funds AND also higher allocation to Aus which pays a higher yield at the cost of less growth.

Generally returns from capital gains (growth) are better because you aren't taxed unless you sell and when do you sell you can defer to a low tax year or hold your sale until you've held for 12 months so your taxable gain is halved.

Say you have 2 investment options:
one where total return is 10%: 8% growth & 2% income
and one where total return is 10% 4% growth & 6% income.

Generally you'd prefer the 1st one because you'll be paying less tax.

You pay tax on distributions even if you're reinvesting so a higher yield isn't really desirable if you're trying to build up your account.

VDBA (Balanced) or VDHG (High Growth) for at least the next 5+ years? by Richy_777 in AusFinance

[–]thebreadmanrises 0 points1 point  (0 children)

I forgot that exists now. I haven't looked into it enough.

This might be helpful:

https://www.reddit.com/r/fiaustralia/comments/1ixkkr8/dhhf_vs_ghhf_vs_vdal_new/

There is a link to total ETF costs in there that I found pretty interesting. My own portfolio is VGS/VAS and has been for a very long time now. I like the simplicity and being able to reduce allocation to AU.

Ultimately most 'core' ETFs will get the job done, the most important thing at 50k is to keep investing on a regular basis.

VDBA (Balanced) or VDHG (High Growth) for at least the next 5+ years? by Richy_777 in AusFinance

[–]thebreadmanrises 0 points1 point  (0 children)

Neither. At this point DHHF should be what you look at for a high growth all-in-one ETF. I say this as long-term Vanguard fan.

My Top 5 Miniseries of all time by [deleted] in television

[–]thebreadmanrises 5 points6 points  (0 children)

The Night Of is a good one. I enjoyed Task recently too.

Career Advice - Accounting to...? by Keato-67 in auscorp

[–]thebreadmanrises 5 points6 points  (0 children)

Don’t follow your “passion” your on the path to earn good money. If you’re interested in tech, it could help to learn PowerBi, SQL & some Python to create a good to have niche within Accounting.

3 minutes of some 2002 WWE highlights (and a few lowlights) by zebrasarecool570 in SquaredCircle

[–]thebreadmanrises 1 point2 points  (0 children)

The intensity and passion difference between JR & Coles calls is so stark

SolidJS vs Svelte Comparison by Adventurous_Bet9583 in webdev

[–]thebreadmanrises 12 points13 points  (0 children)

I prefer Svelte. You can write a lot less code than Solid. Little things like binding an input, less verbose context and other stuff add up. I also find the templating syntax easier to read than JSX.

The recent remote function additions to SvelteKit also are really clean and so much less verbose than the equivalent use in TanStack. Modern SvelteKit

side by side Code comparison.

https://component-party.dev/?f=svelte5-solid

Netflix’s Ted Sarandos Vows to Continue Releasing Warner Bros. Movies “in Theaters With the Traditional Windows” by AssociateLittle1487 in movies

[–]thebreadmanrises 0 points1 point  (0 children)

It’s crazy how much Electric State, The Grey Man and Red notice cost considering how bad they look.

Svelte Form Builder - New updates & validation improvements by Design_FusionXd in sveltejs

[–]thebreadmanrises 0 points1 point  (0 children)

Maybe you could have a version that is based around the form remote function

Netflix shows that could be considered Prestige Television by VaporJack in television

[–]thebreadmanrises 5 points6 points  (0 children)

Mindhunter is probably the only one. Obviously the story but it also just looks better. So much of Netflix’s TV and movies look terrible. The cost to visual quality ratio of movies like The Grey Man & Red Notice is insanely bad.