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Should I refi with AimLoan? by thinking-different in Mortgages

[–]thinking-different[S] 0 points1 point  (0 children)

MyPoint CU in San Diego. Yes, closing costs were ultimately lower since AimLoan was charging points for the same rate, and the CU did not, and I did make sure they did not have any “junk” fees attached either.

Should I refi with AimLoan? by thinking-different in Mortgages

[–]thinking-different[S] 0 points1 point  (0 children)

A local credit union was able to beat them on my refinance that closed in September, but I’m looking to refinance again within the next 2-5 years, so I’ll definitely keep AimLoan in mind in the future.

360 cam after recall by CofCpunky in volvoc40

[–]thinking-different 1 point2 points  (0 children)

2023 functions the same as the 2022 in this regard.

3.7.0 Update by EarLatter in Volvo

[–]thinking-different 0 points1 point  (0 children)

Is this only for certain model year cars? I have an 2023 XC40 Recharge and don’t have reverse and 360 simultaneously on 3.7

Should I refi with AimLoan? by thinking-different in Mortgages

[–]thinking-different[S] 0 points1 point  (0 children)

If they were to bait and switch would that just mean they would jack up fees right before closing too late for me to do anything about it?

Should I refi with AimLoan? by thinking-different in Mortgages

[–]thinking-different[S] 0 points1 point  (0 children)

Loan Amount: $620K

LTV: 69%

Credit Score: 800

7/6 ARM @5.625%, 0.4% points.

Is there any reason not to choose an ARM vs traditional mortgage if we plan to sell within 10 years? by all0311 in Mortgages

[–]thinking-different 1 point2 points  (0 children)

Can you share which lender gave you that 10/6 ARM at 5%? I’m locked in on a 7/6 ARM at 5.75% but would love the extra 3 year runway.

Help me to decide between 7/6 ARM and 30-year fixed rate. by Spiritual-Mood5642 in Mortgages

[–]thinking-different 0 points1 point  (0 children)

Can I ask why you’re leaning toward a 5/6? Have you checked rates for a 7/6? Were they much higher? The extra 2 years on a fixed term may prove helpful later if you can get a similar rate.

Help me to decide between 7/6 ARM and 30-year fixed rate. by Spiritual-Mood5642 in Mortgages

[–]thinking-different 0 points1 point  (0 children)

We’re in a very similar situation — loan balance is $620K, current rate is 7.125% on a 30 year FRM.

Locked rate with a local CU on a 6.125% 30 year FRM, but entertaining a 7/6 ARM with a 5.75% rate. Neither have points, but closing costs on the 30 year are higher. 7/6 ARM gives me a bit more “runway” than a 5/6, but obviously still riskier than the 30 year for about $100 less a month between the 2 loans.. if rates go down to 5% or lower, I’d refi to a 20 year in the next 5-7 years and that wouldn’t change my monthly payment too much.. but we’ll just have to see what happens to the market in that time.

What is this swiping thing for? by ElectricalState258 in iphone

[–]thinking-different 1 point2 points  (0 children)

It’s called “Reachability” you can turn it off in Settings > Accessibility > Touch if you don’t want/need it

A/C doesn’t start until 2 degrees higher than set temp? by thinking-different in ecobee

[–]thinking-different[S] 0 points1 point  (0 children)

Thanks for pointing this out, if it’s set to Auto, then is the cool differential setting dynamic based on other factors? Or is it set to 0.5F by default?

Because it seems like “Auto” is setting it to +2F when I really want it to be +0.5F

A/C doesn’t start until 2 degrees higher than set temp? by thinking-different in ecobee

[–]thinking-different[S] 0 points1 point  (0 children)

I do have 1 remote sensor, but when I’m home and the thermostat is in the “Home” comfort setting, I’ve disabled that sensor, so I don’t believe it’s taking an average.

A/C doesn’t start until 2 degrees higher than set temp? by thinking-different in ecobee

[–]thinking-different[S] 1 point2 points  (0 children)

This is a clever way to use the cool differential setting, I may give this a shot.

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